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Best options?
Hi, wanting to move to another area but don't known how. A little background on my situation...Want to move to another area where the properties are currently approximately 380k-400k. I have had my house valued at 320k-340k. Now as I live with elderly in laws, my wife would like us to purchase the new property first, do…
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Any House-Selling Tips?
Hi everyone, I didn't realise this forum existed so finding it at this precise moment is incredibly useful! Basically my wife and I put our three-bed semi up for sale in Wrexham in early January. We'd fallen in love with a bigger property nearby and decided to go for it as we could see our family growing up there (we've…
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Subletting to a new tenant
Hi all, I signed an AST for 12 months but I decided to leave earlier. I currently live with 3 other students so we don't pay any council tax. I decided to sublet my room for the remaining months and I am looking for a new tenant. I already talked to my landlord and for him it's fine. However, neither of us know if I can…
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House purchase causing stress-surprise!
I knew this would be stressful but we are having some disagreements here. My parents are putting alot of money towards my deposit (early inheritance) and hence their opinion does count. I've previously reported on here that the survey showed asbestos roof tiles. It also showed 10 'reds', 10 'ambers' and 4 'greens.' My dad…
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BTL first property
Hi there, My brother is about to purchase his first home, which will be a BTL mortgage. The property in question is valued at £280k. Will he have to pay stamp duty on this? Or am I right to think no stamp duty up to £300k as first time buyer? Thanks Jay
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SDLT1 form
My friend needs help on the above form and is a bit confused by 2 questions, 4+6 Q4 refers to the completed transaction date and Q6 refers to the contract date. Presumably the contract date is the actual date of the contract and the completed transaction date refers to the date when the exchange is complete and transfer of…
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New build - Building Regulations conpletion cert ?
Im buying a house a year old. It has a BLP warranty but the sellers solicitors cannot locate the LA building regulations sign off cert and are offering an indemnity. I dont want that for a year old house. How can they not have a certificate? Or can BLP sign it off under an authority from the council? Im not entirely…
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Homebuyer survey results (structural movement, new roof) should we pull out? FTB
Hi This is my first post and I was hoping for some help and advice. My fiancee and I are FTB and we put in an offer for a property just over a month ago we got the property for 8k under the asking price although we did have to go to the very top of our budget to get the house. Everything has been going smoothly theres no…
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Chain or no chain? That is the question! Probate, deeds, time limits!
Hi All, Advice needed, get yourself a cuppa because it's going to be a long one 😔 We have accepted an offer on our house to a family who are selling their house back to the council. They council have given them a time limit of 6 months which comes to an end at the end of May/ beginning of june. We, have also found a…
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Any solicitors dealt with this issue before- buying parents home?
Hi. Sorry second time I’ve posted about this but it’s easier than finding the old post. We are selling our current house to parents and buying the family home from them. They are buying ours cash from the equity produced with the sale of theirs as they wanted to downsize and we wanted to upsize so seemed like the logical…
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Restrictive convenant
We have just received the draft contract for a property we are buying and the deeds contain a covenant that you are not allowed to erect any building on the property without approval of the estate or its successors. We were not aware of this and there are already 2 small extensions from the 70s/80s on the house. House…
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Downvaluation of property and how to deal with it?
We are in the process of buying our first home and we've had a mortgage valuation done with Nationwide. They came back with down valuation by reducing the price by 20,000 GBP. The seller is not willing to accept this price however has agreed that if we do a second valuation with another bank and the price comes back again…
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Building / Contents Insurance questions
Hi, first time buyer so new to this. Need to fill out some forms to apply for Buildings / Contents insurance and have some questions: 1. Accidental damage buildings insurance and Accidental damage contents insurance....Do you guys recommend taking this out? Do people typically add these to their insurance policies? Just…
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Where to put your money from a house sale
Hi to all.....I'm about to sell my house, it's under a million so I know I can save it as a whole for 6 months protected. Where would be the best place to put the money with easy access and possibly some interest. We intend to buy a house in the very near future (just lost the one we were going for!)
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Check out fees return?
I’m renewing my tenancy and I’ve done a comparison of my contract. In line with the ban on fees lots of the text has changed. However, there remains a check out fee. Not only this, but the few has gone up from £100 to £150. Are they allowed to do this? Grateful for any thoughts/knowledge.
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Perfect House - Anything we can do?
So I know I shouldn't even be looking considering where I am at the moment, but the perfect house has just come on the market. We are being gifted £60k for deposit and clearing debt, and have already spoken to a mortgage advisor who has said we SHOULD be able to get a mortgage when all our debit is paid off. We get the…
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New Build Negotiation Tips
Hi All, Does anyone have any tips for negotiating options/stamp duty contributions into the purchase price of a new build? Negotiation isn't my strong point so I wondered if anyone would mind sharing their experiences? Thank you!
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Capital gains tax calculation enquiry
Hi Can anyone help my mom with this CGT query please ? She purchased a house jointly in Jan 2012 with my dad . My dad became ill and developed mobility problems and they were never able to move into the property. My dad died in 2016 and my mom inherited his 50% share of the property. My mom would like to sell this property…
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Moving in the future, what to do with my current remortgage?
Hi All, So my current 2 year fix comes to an end in June so we are looking at remortgaging. I am looking at both 2 year and 5 year fixes. Obviously we don't know what will happen with future interest rates. The problem I have is that I think we will end up moving in 3-5 years. Our house suits us fine at the minute but when…
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Boundary question
We have received the title plan for a new build we are in the process of buying. It's a detached property with other plots on either side but no properties to the front or rear. The red boundary line only shows an inward T on the rear boundary of the plot. This means both the left side and the right side (which join…
