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Scotland missives concluded can / should we try to bring forward the DoE?
After several failed attempts at selling our house, we finally concluded missives last week. DoE early April. We agreed 4 weeks delay between conclusion and DoE so we could clear the house. Given the CV19 situation, we have accelerated everything and should be completely out by this weekend. Question is should we suggest…
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Think my landlord has sold the house
My partner opened some mail today and by accident opened someone else's mail addressed to our address. It was in fact a notice of completion for a mortgage to our house not addressed to our landlord. We think our landlord has sold the house without telling us!
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Anyone own a house by railway?
I am possibly going to buy a property that backs on to Network Rail land, they have a railing/fence running alongside the property. All I have read is that you cannot 'put a building or structure hard against their fence'. Is it that simple? as long as there is at least some space, even if it's just 1mm, it's fine? I'd…
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Long leasehold house
I have been told that a a house i am interested in is a leasehold one with 999 years and no service charges or ground rent (he’s not received a bill since he’s owned it) I was really only interested in freehold houses. Should i consider this as being the same as a freehold house ? I also a bit concerned that the property…
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Are we entitled to a refund?
Hi all appreciate any help we can get with this one as not really sure where we stand. We were due to go on a stag do and booked an apartment in the centre of Newcastle this weekend Friday and Saturday night. We paid everything up front (£1650) and were told that there would be no refund if cancelled within 8 weeks of the…
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5% deposits
Do you think lenders will accept mortgages with 5% deposits in the current climate? For reference I am a doctor. So I couldn’t be more employable right now.
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ID1 form Land Registry
Hi Is there anyone there who can recommend a solicitor around South West London / Surrey border to verify my ID for this ID1 form ? Most don't want to do it, and others want to charge £100+ I know some offer this for a nominal charge of around £10. Any help appreciated, thanks
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Invalid section 21?
Hello All, I am in England and my tenancy started in January 2015. I received a post-dated section 21 yesterday to start on the 20th March,it’s on form 6a,all seems present and correct. However - I didn’t receive the prescribed information for my deposit,nor a how to rent booklet. Does this make my section 21 invalid? The…
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Is anyone still buying?
This situation we face with Covid-19 seems far more serious than anything we have had to face before.With all the uncertainty are any of you still looking to buy, or pressing ahead with a purchase in progress?Are mortgages still available or are the lenders getting nervous?Or have you all put your plans on hold so see…
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Road maintained by the council but not public
Good afternoon, I would like to ask for an advice. We are in the middle of purchasing a house and we need an access over a back road to the house, our solicitor said that his searches have found out that this road is maintained by the council but it is not a public highway and therefore the property we are purchasing does…
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Property on probation
Hi, im currently purchasing a flat that is on probation period, and I am concerning. That could stop me from buy the property? Can anyone advise?
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Back out of Sale & Purchase?
Hi All, This will be subject to opinion and may well start a debate because lets face it no one knows what is going to happen in the coming months. We put our house on the market at the end of January and it got snapped up! we knew it would. Its a great house for first time buyers (As it was for us) we decided to look at…
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Is This Gazundering - New Build Purchase Underway?
Hi - if anyone has any experience with negotiating new builds, your opinion is greatly appreciated on the below! The EA who has exclusive marketing rights of the new build development I am buying on has just updated the remaining 10 (out of 29) units to include a £2,000 "incentive upon completion" -- this would cover my…
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Environmental Checks - Flood risk
How accurate are these Environmental checks they do in relation to flooding? I have had a report come back saying 'SIGNIFICANT FLOOD RISK' due to surface water...... Does anyone go to the property to do this check? I assume not. It seems there is a map where flood prone areas are marked up inaccurately with pixels, then…
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Survey has been done
my buyer had her own survey carried out on the property. She is a cash buyer, all the searches have been done and I have answered all pre survey enquires. My estate agent knows the buyer has the survey report but she hasn’t contacted her solicitor and it’s been a few days now. Will her solicitor contact her for the survey…
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So close to completion...this is nerve-racking!
Hi all So we have just received the remortgage BTL on our current property in anticipation of our completion next week on our new purchase, with the mortgage for that set to be drawn down next week. Set for the 26th. Originally we were going to exchange on Monday 23rd and complete on 26th but now with everything that is…
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Very absent joint freeholder problem
Hi, My wife and I are joint freeholders with owner of flat upstairs (two in building) and selling our flat but just learnt joint freeholder is in prison in an African country but do not know exactly where. He's supposed to sign the TR1 form for us to transfer title to our buyer! He has a wife who is also out of the country…
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FTB - Should I pull out?
HI all, I'm about to exchange on a flat in London - it's a small ex LA that needs a fair bit of work to look nice again. I'm very skeptical about it now given the current climate and volume of works needed, around 15-20k - which although I do have I'm scared of spending in one go as that's all that I have in the bank left…
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Tenant unlikely to pay
Dear all, I am renting a two bedroom property to a tenant who never pays on time and refuses to do a direct debit. She has insinuated that she will be unable to pay the rent next month due to the corona virus and that she may not be able to work At this point I have no ways to determine if she is telling me the truth or if…
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Ending student accommodation lease early
Hi, would anyone know if it would be possible for my son to end his student housing lease early due to the current situation? His Uni in Manchester is now closed for the foreseeable so obviously he wants to come home however his landlord has told him he needs to complete his last 2 payments. I realise he probably has no…
