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Stamp duty question
I am buying a flat which has tenants in there until June 2020. I will complete around December hopefully. Once the tenants contract ends I plan to move into the property. I currently own no other property although I am not a first time buyer. Do I need to pay 3% extra stamp duty for Buy-To-Let on this property as I will be…
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Selling Advice - Should I employ secondary EA
Hi All, I am in the process of selling my house, I have already had an offer accepted on the house I wish to buy and mine has been on the market for a total of 3 weeks. The house is a "2 up, 2 down" mid terrace done to a good spec and is up for £350k. It is close to a good primary school and a 10 min walk from train…
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Egg Banking Plc restriction at land registry from 2007
I really need some help please? I have a restriction placed by egg on the title of my property in 2007, registered at land registry. I have sold the property and this restriction is holding up the sale. The property is jointly owned and the restriction is solely in my name. There are several restrictions on the title, and…
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Security Deposit Help
Hi, I’m currently renting a house and out of the blue last week I got an email from the landlord to serve me two months notice as they need to move back in. During a conversation with the landlord about handing the property back and my security deposit he said he had already taken my deposit out of the protection scheme…
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Possible problem tree
We’re interested in buying a house in a conservation area. The neighbours garden has a huge tree, which overhangs the garden of the house we’re interested in. It is obviously much older than the house but it’s branches block some light from the bedroom and possibly shade the garden, which is south facing. The tree is on…
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What to do when my signature is required for property forms, but not lived there for years
My ex-wife & I have a buyer for our family home. There are 3 forms to sign all relating to the property (ie. what fixtures being left, disputes with neighbours etc). As I have not lived in my home for 20 years, my ex-wife will be completing the forms. I won't know if her answers are accurate/complete, so is there any legal…
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Seller Died Halfway Through Buying House - Can I Rent It During Probate?
Hi, I hope someone can give me some solid advice on here. I was in the middle of buying a house and the seller passed away half way through the sale. The seller had no will or children. She did however have a husband that lived in another country (still a British citizen). The estate should technically go to him and he has…
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Buying out ex partner
Is it possible to buy out my ex when the house was purchased with help to buy?
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Why do people pay such high rent?
Out of curiosity, I. Checked what a house like mine in my area (East London) would get on the rental market. Rent alone, it was costing £1,250 a month. My mortgage, which is higher than usual as we cut down on the years, cost £1,400 a month. I'm just thinking, if you could afford to rent a place (two bedroom terraced…
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Stamp Duty - Possible changes?
Hi all, This may be a silly question, or impossible to answer, but I would be interested to hear what people think... My partner and I just missed out in 2017 when they abolished stamp duty (up to a certain amount) for first time buyers, as we bought in March 2017 and the changes were brought in for November 2017. Now,…
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Cladding compliance testing
Hi I'm a leaseholder of an apartment purpose-built less than 15 years ago by a major South-East developer, who remains the freeholder. Management is undertaken by a large property management company. I am currently in the process of selling the property - or trying to. Having found a buyer, the conveyancing chugged along…
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One month and no viewings
Hi All. Hoping someone might be able to give their opinion on my property. If you copy the below into the rightmove URL! property-73701682.html It's been over one month and we've had no viewings. There's been plenty of people viewing the property online but no-one taking the plunge to come and view. What's your opinion on…
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Second home report
This is scotland. We are applying for a mortgage, property has been on market since beginning of May. Our prospective mortgage company have asked for another home report, do we get charged for this or does the seller? Hubby forgot to ask! :o Thank you :) :):)
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Can you build on leasehold garden land?
A friend wants to buy a house, which is a bit too small but comes with planning permission for an extension. The problem is that although the house is freehold, the land on which the extension would be built is leasehold (999 year lease)The lease says written permission must be obtained prior to building. The seller showed…
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Carbon Monoxide Compensation Advice?
Just wondering where people think we stand.. we moved into a new build in July 2018 and on Friday our carbon monoxide alarm activated. We had an emergency gas engineer out and he said the casing wasn't on the boiler correctly (I have no idea about the ins and outs of boilers or what they should look like so forgive me for…
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Trapped in a shared ownership property - advice needed
Hi all, I purchased a shared ownership property 2 and a half years ago. At the time this was the only way I could get on the property ladder in London. I was able to purchase 50% (actually you don't get a choice as I had to purchase the most that I could afford based on pre purchase assessment calculations). Since then my…
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Public sewer under house?
I am buying a period 1910s terraced house (sold STC), and the water search has revealed there is a public sewer running under the house. The sewer serves 5 other properties on the row, which connect underneath a manhole in the garden. There's no extension built - the sewer is underneath the original footprint of the house.…
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Deductions from deposit - is this fair?
We've just bought our first house :j which means leaving our last tenancy. Check-out inventory done today with me present. We spent two weekends scrubbing the flat from top to bottom so was pleased that check-out clerk said how clean/ fresh-smelling the flat was and everything was noted in the report as good condition…
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Land and Capital Gains Tax
Hi I own a property with some excess land on the side that is not being used, but is classed as the garden. If I were to get some planning permission, split the deeds and sell the plot, would I have to pay capital gains tax? (as this is classed as my existing property and has not been additionally purchased) I did read the…
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Stressing about completion!!
So after what feels like forever we are hoping to exchange this week with a view to completing later this month. All parties have a provisional date agreed. I on the other hand am stressing about absolutely every little detail (we've previous had 2 house sales fall through due to people in chains pulling out) I'm worrying…
