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Multiple Leases on same house
Long story, but I added our potential new house to land registry watch. Whilst I was there, I added my MILs house - there have been a lot of problems with the house (and arguably, there still are), some financial, some legal etc. I notice that there are 3 entries. One for shared land and buildings behind the house…
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Unable to obtain 'celebrity' (singer) landlords detail.
So here is a weird one. Turns out my landlord is the lead singer of a 'famous' band (they are pretty famous, think 2000-2010 charts, highest placement no2). My bedroom window was smashed by some kids 3 weeks ago. He's refusing to pay for it and the estate agents have said there is nothing more they can do. But they are…
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How to quit btl
I need the equity from the btl flat I own to concentrate on myself and get my own place, ive tired of letting and also living as a lodger myself. I want to exit btl and sell the property, pay the btl mortgage penalty .then take my money and buy my own place. How can I do this the easiest way?
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Previous Tenants Fly Tipping Charge (FPN)
I just got a load of letters through the door addressed to the previous tenants and they are all £400 fines for fly tipping. However, the date the letter is claiming the fly tipping occurred is after I moved into the address, so I'm worried that if I return the letters to the sender stating these people no longer live…
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Increase mortgage before exchange
We are in a chain of two properties (ours is at the top). Our buyer has had to reduce their sale price and as a result has had to apply to increase their mortgage to buy our property. Does anyone know what is involved in this process? We were ready to exchange (mortgage offer in, searches and enquiries complete, desktop…
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Renting somewhere new while looking to buy bad for mortgage offer?
Hi all Will renting a new property during our house hunt hurt our existing mortgage offers? We're currently renting and have been house hunting for around six months. We've offered on a few properties that we've liked but then, unfortunately, had to pull out due to bad survey or other issues. We had hoped we'd have found a…
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Is my conveyancer being useless?
We're buying a house, no chain on either side. Vendors are getting frustrated and want to complete in 4 weeks or so. Conveyancer has done nothing event hough we have paid and most documentation is in place. (they were missing a certified copy of our passports and some letter about proof of deposit (a release of a charge on…
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Moving House Tomorrow - What were your top tips?
After MUCH waiting we are finally ready to move into our first ever house tomorrow!! I am beyond excited as we previously had a small flat and have been living with my parents since we sold. My question is for those of you who are old hands at this, what are your top tips for moving day?! :)
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Rental property - landlord removed shower pump
Hi, just after some opinions whether I have reason to complain to our landlord or not. We have just moved into a pretty expensive 4 bedroom detached house. When we viewed the property, both the main bathroom and ensuite had pumped showers (bathroom has a shower over bath). Between us signing the tenancy agreement and…
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Home and Contents Insurance
Hi guys, First time buyer here so please go easy on me, so I am looking to get home and contents insurance, a quick comparethemarket search gives a monthly price of anywhere between £50-£120. Are there any key factors I need to look out for? The price difference does not appear to be reflective of a difference in policy...…
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neighbour wants to buy part of my garden
Ok background ,my neightbour did a deal with the previous owner of my house to move a fence between the houses . The fence is approx 25 feet long and was moved 30 inches at one end .The other end is in the correct position .So its triangular in shape The neighbours are sneaky and have lied about it being moved but now want…
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Easement Issue
I’m not sure if I’ve posted this correctly, however if not please feel free to remove it. I’ve recently been approached by a neighbour who states they have a right of access across my property to an ajacenr field. We have lived in the property for many years and this is the first we’ve hear about it. After doing a bit of…
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Moving in with partner. He owns the house
Hi All , Just a bit of advice regarding my current situation. Myself and partner been together 6 years. I have two daughters , previous relationship. He has one son , previous marriage. He owns a large house he bought together with his ex wife, he divorced and bought her out, so house is his ( mortgaged ) I rent. Recently…
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L & Q outrageous service charges
My friend has just received her latest L & Q service charges bill. She owns a one bedroom flat in London. The bill per flat for her block is nearly £4000. Each year the service charges shoot up and although a breakdown is shown, it seems as if numbers have been picked from a hat! Last year after spending many hours…
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Building Regs- arghhhh!!
We bought our house 5 years ago. When we bought it, it already had a conservatory. The conservatory doesn’t have a door dividing it from the house- it’s part of the house. The conservatory heating system is the system that we use to heat the whole house. When we bought the house, this didn’t seem to be an issue and we…
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Letting agent told me it doesn't matter if CCJ is paid off
Hi everyone I am planning on moving into my first apartment by myself and found one I liked. I contacted the letting agency who asked me about my credit history. I told them I got a CCJ in 2018. Recently, I partially paid off this CCJ. It shows as partially settled on my credit report. However, the letting agency said it…
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*Success Story* Mortgage with debt, payday loans and low deposit
Hi everyone, First time posting on here, and the only reason I'm doing so is to fill some of you worriers out there with some hope. I've been stressing and not sleeping for 2 weeks now and scrolling through these forums has certainly given me something to do (not always positive!) So basically, my partner and I have today…
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Things you were really glad about in your new home
We have a lot of threads about anxiety and regret after moving house... how about things you were really glad about? When my future husband and I first moved in together, he was working in Surrey, so I let my house in NE London and we rented together in SW London. It was an OK but expensive and slightly damp flat and it…
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FTB putting an offer on a house
Hi I confess to feeling a bit lost (as a first time buyer), I've found a house, been to view it a few times I have an AIP so I am ready to put an offer on the house, the trouble is I'm not sure what that should be the only defects that I can see is a bit of paint peeling in the bathroom (which the full survey would pick up…
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Electoral roll
Dear all: Not sure if this is in the right place. However, could you please advise - also please note I am not trying to do something illegal, I simply don't know the legalities surrounding this: I am planning to leave the UK for China to work after Christmas and I am currently living in a friend's flat that is due to be…
