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Garden Property Boundary Registration & Fencing
Good Evening, Was hoping you could help me please, I have been a homeowner of my property for 25 years, Mortgage paid off and I have my title deeds ownership of the home. We had a back garden extension built 7 years ago, though, before this, we had a wall and wire fencing which partitioned both my and my neighbours garden,…
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Buying first house - Budget 395K
Hi there, After years of renting we are finally looking for a house to buy. So being FTBs, we really need a second opinion. The property will only be for myself and my partner and will need to commute into London - Shoreditch area (Liverpool Street) daily with a max journey time 1h 15min. We are currently looking around…
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Stain on radiator - fair wear and tear?
I'm in a bit of a dispute with my landlord and am wondering what the law is and what's fair. During summer while the storage heaters were off we pushed the sofa up closer to the wall to save space. While moving out we discovered that this left a blue dye transfer on a section of the storage heater (about 3 inches by 8…
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What are my options?
I want to move to a different area as I really don't like living where I am now and I am looking to see what my options are. At the moment I have a one bedroom flat. I bought it as a first time buyer. It was £96k and I did the 5% down payment and it was a 25 year mortgage. It's been just over 3 years since I bought it.…
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Me and my Ex split what option do I have?
hi all, me and my ex partner bought a house recently, lasted about 6 months post purchase before we split, she continued to live there and I moved out. We agreed that I would continue to stay on the mortgage, she will pay this and she gave me back what I invested. The joint tenancy was severed and a trust declaration got…
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Indemnity policies + Gas/Electric
House we are buying has a very stubborn seller who wont do anything at all to help us as we have found out a few times so far. Anyway, they have had new windows put in and had an indemnity policy put in place as they dont have the installation certificate, is this enough for us to prevent any future problems with building…
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Can I stop my partner from selling our property in a property auction
My partner wants to sell our property. I do not want to sell. He wants to put it on a property auction if normal methods fail. I am fine with this. BUT. I want to know if i can put a reserve price on it.... I mean..... I don't want it to sell for some silly low price..... How is the reserve price decided?
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Chancel Repair Liability Indemnity Insurance Provider
Hi there, I am a newbie here, and I hope someone can help me. I am looking for a Chancel Repair Liability Indemnity Insurance provider to whom I can go directly and take a policy out. My Solicitor has provided a quote for £75 (through ChancelSure) plus £75 arrangement fee. The quote seems high, and I am looking for…
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First time buyer complications
Hi everyone, We are after a bit of advice regarding buying our first home. We are an unmarried couple in our mid 30s. We have a good joint income, unfortunately my credit score is real bad from being stupid with money in my younger days. My partners credit score is near perfect. Is it possible for him to get the mortgage…
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owner/landlord
can the landlord of a rented property be a different individual from the owner?? ie could an adult child be landlord of property owned by parent?? thanks
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Giving notice to landlord - new build home
Hi Today we've exchanged on our new build home which isn't finalised just yet - we have been given an approximate date for completion from the developer - 1st November, but not guaranteed at the moment. We have to give 2 months' notice to our landlord on the rented property we're currently in. At what stage should we give…
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Building regs - entrances
Hello, My back door is narrower and shorter than usual. Think about 660mm. It was fitted some time ago so won’t have to comply with current regs so I know this isn’t a problem, but would it be a problem if I replaced it and made it narrower still? It’s wooden at present. Thinking of replacing with PVC but frame width etc.…
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End of tenancy - EA insisting on new AST
My 12 month tenancy runs out in 10 days time. I would like to let it roll onto a periodic tenancy for no other reason than it offers more flexibility. I've always been able to do this in previous properties I have rented and it has never been a problem with a landlord or lettings agent. I'm a good tenant who pays on time,…
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David Wilson Homes Kitchen Upgrade
Has anyone had any experience of buying a kitchen upgrade with David Wilson? We had our kitchen appointment on Saturday and they told us about the pearl upgrade. They were unable to give us a price for it as they couldn't find it on the system however they said they would get back to us. We did prefer the doors that were…
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Attic Firewall - Where do I stand?
Hi all. Me and my partner purchased our house in January this year. We had the most basic of valuation report/survey. It detailed how a chimney breast had been removed and a retaining wall had too (seller provided us several pictures of work done). A couple of weeks ago I stuck my head into the attic for the first time. To…
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HMO property vs Live in landlord home share. £370 vs £425 - 13% discount.
I am looking to relocate into North Hertfordshire and have been viewing HMO properties in and around Stevenage. Never lived in a HMO licensed property before. Always have had home shares with a family in London. Are HMO properties worth it? I mean people do live there and these are lovely people looking to get by just like…
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Force Sale / Rent 50%
I'm asking on behalf of a friend. What forms are required to apply as an individual to the court to force a sale of a property owned 50/50 as tenants in common? (She has paid half deposit and half mortgage equally from day of purchase in 2016-July 2019). If she pays for this herself or is able to borrow the money to pay a…
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Copy of Local Authority Searches and Survey
Here's an interesting question (and sorry for starting 2 threads in a day)..... Being a number of years since I last purchased a house, I struggled as it was to get a copy of the Land Registry entry from my solicitor, leave alone anything else. As I am asking for the searches and I have paid for the survey (albeit as part…
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Which survey?
We'e in the process of buying a 1930's house, which is currently lived in by a family, who have lived there 40-odd years. It's not been newly decorated (so not hiding anything), but has obviously been looked after, and has no obvious issues (damp or anything) I was planning on getting a full buildings survey, but after…
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Best and final offer not in fact the final offer
My partner and I have put in an offer on a house that we are interested in with a guide price of £350,000 to £375,000. We put in an initial offer of £365,000 and were then told that there had been 4 offers, so it was going to best and final offers. We have put in our best and final offer of £371,500. The estate agent has…
