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Can I argue that I'm not a first time buyer due to circumstances.
I am currently saving to buy my 'first' house after a negative previous experience. My ex partner and I purchased a shared ownership house 2 years ago with a gifted deposit from a family member. After only 2 months of moving in we split up. At the time I could not afford the house on my own and so it was transferred into…
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Room Renting & Bank Statements
Good Evening all, newbie here with a first post! Pleasure to be part of the forum! So my partner and I are looking to rent a double room in a professional house share for a short period (whilst awaiting the Brexit outcome/chaos before buying, but that’s another debate!). We’ve found a suitable place, all very clean and…
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Downsizing pensioner cash buyer
Want to move house and as a pensioner downsizing could pay cash. Any advice re: 1. Making an offer with cash ie what sort of discount could be expected eg on a £275000 house? 2. Are there any other options? Thanks in advance JW
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First time seller
Hi. I am thinking of selling my flat in order to move closey to work and to release capital for a uni course next year possibly (moving into a shared accommodation with a friend could have me £500pcm without even considering the savings in petrol and time!). Anyhow, the market isn't great at the moment, so, currently I am…
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Advice
Hello, We are first time buyers and have seen a really good house that is spacious and on the market for £172,250. It has only recently gone on the market and there is a house on the same street for the same price but no where as near as good. Do we go straight in and offer what they are asking? I’m worried that if we play…
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Land Registry Master Title Application on New Build Property
Hi, Am hoping that someone may be able to clarify the position with regards to the process and time involved when the Seller's solicitor makes application to register the Master Title with HM Land Registry please. Due to the Christmas/New Year break, the Seller's solicitor has literally just posted out the Application.…
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1 bed flat or 2 bed house - housing advice
Hi all, I am a 1st time (single) buyer looking at buying a property below the 150k mark. A rough guide on mortgage amount would be about 100k. 30k deposit. I currently live in Cowbridge, South Wales at my parents house who have moved abroad, just paying all the bills as there are no mortgage payments. There is a 1 bed flat…
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Probate Help Please
Hi, I'd like a little bit of advice if anyone can help please? We're buying a house that was originally owned by a couple who had 2 sons, when the father passed away he left his half of the house to his sons, the mother then passed away who did likewise. After the mother passed away the house was put up for sale, however,…
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No NHBC certificate for current house
Hi All, Hoping someone can help shed some help or advice here. We are in the process of selling our 4 year old property that was issue with a ‘cover note’ of which I have provided our buyer solicitor a copy. However we have been told today that our property doesn’t look to of ever been registered with the NHBC hence our…
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Reselling after 18 months - yes or no
Hi We bought our first house in August 2017 , the market was very in demand in our area and what I can only look back at a time where we rushed the process, desperate to lock down the cheap interest rates and by the time we found this house we were so bogged down with being out-bid that we decided to just add 5k to the…
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Utilities on day of completion
What happens with meter readings on the day of completion? At what time is the new owner deemed to have completed? I presume the timing can't be vague in case something happens at a specific time ?? We have the heating on (low not full) at this time of year. If we take meter readings before and they take readings after…
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Advice Needed
Hello, I am currently 17 years old, I left sixth form after a year and I'm currently working in Central London earning £20,200 a year. I need some advise when it comes to purchasing a first home. My question is very basic - what should I do? I believe my salary will have increased by at least £6000 in the next 4 years. I…
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Bought a house without an EPC which I have just found out is illegal!
Hello, I am looking for a bit of legal advice. I bought my house 3 years ago and have discovered that there was no EPC done when the house was sold. Apparently, this is against the law and I wondered what I can legally do about this and who I should contact to get compensation. The estate agents shouldn't have listed the…
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Housing Association - communal areas
Hello there I live in a block of and Section 20 Works have just been completed. i.e. painting and carpeting the communal areas. Residents are not at all happy with the carpet which has been laid. It has only been laid for less than a month and already it is lifting in areas and waves are forming. We have complained to the…
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Requesting a later completion date...
We've had an offer accepted on a property and are just waiting to apply for our mortgage and appoint a solicitor. We are chain free and the vendor has already purchased a new home and moved in. With this in mind, we would hope for a relatively pain free purchase (famous last words...). Ideally, we would like to try and…
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Open Living Room & Bedroom Balcony
Hi, I wondered if I could get some thoughts. I purchased my house back in 2006, it's a 2 bed but fairly open plan, very similar to below except the wood balcony has been swapped to a glass panel. Kitchen and entrance way are at the front, then open living area is the rest with stairs to the upstairs. One bedroom is above…
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Offers Over Or Fixed Price Change?
Our house has been on the market for two months. Its valued at 200k. Firstly we marketed at fixed price £205 as our area's property prices are selling well over valuation in the region of 10% over. We had few enquiries so, we took it to offers over £190k to attract viewers. That worked like a charm with loads of viewings.…
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Unable to Sell Shared Ownership property
I'm in desperate need of help! I purchased a shared ownership flat nearly 2 years ago. I own 50% and Homes England own the other 50%. After the sale all admin goes to a third party who then deal with you after if you want to sell or buy more of a percentage. For the past 8 months the third party have claimed they have no…
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Utilities on empty rental, who liable?
Having moved out of our rental early (after moving into bought house) we have given back keys so they can do viewings at their leisure with a potential of if they find someone they will stop our contract early. I know we are liable for council tax up until the end of tenancy but what about gas/electricity? The house is…
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Advise needed please
Advice needed please, I hope it’s what I want to hear. I recently accepted an offer on my late parents house. It’s been empty for 4 years since my father passed away and did need quite a lot of work. Had it on the market 13 months lowered price by 20k and finally accepted an offer from young family in October. Between me…
