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Help with problems
Hi first can i say im sorry for my writing and bad spelling really not good with all this. But i have rented an house for 4 years never missed any payments or compalined about anything until last month when a perspex roof lite broke and blew off. I reported it to the land lord and waited a few weeks for him to come out…
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How long estate take to get paid out?
Hello, The estate in question is going through solicitors as its under a Will. Probate has been granted and the buyer is completing payment to our solicitors on the 18th. My question is how long estimate will it take a soliticor to find out from 3rd parties if there is any outstanding debts and get everything thats owed…
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Buying a new build, new job. How does it work
Hi, forgive me for seeming naive but I am trying to work out the most logical next step. We are home owners who looking to relocate to a new part of the country, this will require new jobs as it will be far too far to commute on a daily basis. We are interesting in a new build that is is bigger than our current property…
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Accidental Landlord: help pleaseHi
Hello all, Hopefully someone can help me out, as a result from a split i've now got a property which i'm letting out. My question is in regards to getting the tax right... i'm confused by rules & regs so hoping someone can clarify my position below. If I let my property at £1,100 per month - and my mortgage is £800…
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Advice required please
Hi, please can someone iron out if the following if visable, or even possible. I am looking to buy a house with my partner, I have my mortgage paid off in full. My partner on the other hand only has around 10K equity in her property . The last thing I want, is another bloody mortgage to pay every month, it's taken me a lot…
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Can't work out if I need to pay the higher rate SDLT
Hi, I split up with my wife a couple of years ago (she remained in the marital home while I have been privately renting) and we have a BTL in joint names which we are keeping. We are currently finalising the process of having me taken off the title deeds of the marital home and I am buying another house to live in. Can…
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Advice on making offer - Glastonbury
Hi. Interested in a property in the Glastonbury area. Property has been on market since 08/18 and asking price is 455K. After viewing it seems it needs quite a bit of ‘cosmetic’ work both inside and out to tidy it up (need a proper survey to see if more substantial work is needed). Since the last sale (2008) it looks as if…
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Another helping family with house purchase question
For any acquantaince (no really, it isn't me!) 50s couple with 2 kids, mortgage paid off. Daughter owns a house, son doesn't. Couple are currently renting, money in the bank waiting for house purchase. Their plan is to gift money to son and for him to buy property with the cash as a FTB . They then live in it rent free…
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Buy to let Property and Capital Gains
Hi All, I have a buy to let property that is currently empty and am thinking of moving into. I'm trying to find out: a) Is there are reason why I can't live in my buy to let property as my main residence b) If I subsequently sell the buy to let will I have to pay capital gains Thanks for any input Regards Andrew
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Places to buy in Manchester near a tram line (not Didsbury or Chorlton)
My partner and I are buying a house, we’re first time buyers have lived in Manchester for the last 10 years based in town but looking to buy our first place. My partner can’t drive so we need to be fairly close to a tram line so she can get to work - Any suggestions? We had looked a bit further out like Northern Moor,…
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New flat purchase - roof might need replacing!
I have not yet exchanged on a share of freehold but have recently had all the documentation come through for it and have finished reading through it. Generally, everything seemed to be in order but there was one thing that was a big red flag to me. In the 'information from the sellers about the property' (LPE1), it noted…
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House selling - have we missed something?
Hi everyone We are trying to sell one of houses so we only own one home when we move to reduce stamp duty. We ideally need a quick Ish sale on this home other wise we’ll need to turn it in to a rental and this is complicated with it having help to buy on Currently House for sale with local estate (on their website and all…
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Advice Required
Happy new year to all... ok, so to the point. How do you protect a former spouse making a claim against the equity in a property ? the equity is split 57%/43% between the contributor and legal owner respectively. In the event a sale is forced by court, can the legal owner's share( the 43%) be protected against any future…
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Best trees for privacy.
Hi all, We have recently bought a new build and love it however they have now moved on to the final stage and have now built the house behind mine and it feels like we are just looking out over each other. I am thinking of buying some tall trees to put up just in the corner where we overlook each other. They will have to…
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Rent a caravan but want to buy a house
We're due to move out of a privately rented house (owners want to sell) to a privately rented caravan as a stop-gap before I find a house to buy.. Couldn't do this via a letting agent because of poor credit rating and own 2 dogs. I've paid deposit and rent upfront for it and will also pay final month's rent on this place…
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Paying for searches for the new house but my buyer pulled out
Hello, I am a bit lost about this and very very upset. Our house came to the market with PurpleBricks on July, by August it was sold and came out of the market. We bought a property and started the legal paperwork with the conveyancer and we paid our initial payment over £300. A day before the final procedures the buyer…
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Landlord using past gas readings to charge for 'extra gas usage' despite all-inclusive bills
Four of us have moved in since September, and according to the landlord's calculations using 6 years of gas reading history, we have exceeded the amount of gas we are 'expected to use'. However the flat is extremely inefficient (has single glazing on all windows as well as some holes in walls). We have not seen any…
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Help to buy and LISA?
Hi so me and my girlfriend have decided to start saving for a deposit now. She has already opened her help to buy isa account and I’m busy looking to set up a LISA as tha suits my saving and income style better and I was wondering can you use a help to buy isa and a LISA on the same house? As I know you can you a help to…
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Survey concerns
Hi So had our homebuyers survey back and a few concerns but no 3s which is great. Got a few 2s. Would any of these put you off buying a place? We got the seller down 9k on price so I don't think they will come down again if any work needed. It's a 3-bed house built in 1935, freehold property. Roof - moss deposits -…
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1930’s bungalow second story extension
Hi all, My wife and I are looking at buying a 1930’s bungalow which would be a “project”. It needs completely gutting to make it what we want, but we hope it could be a good way of getting exactly what we want in a way we could afford (our budget for redeveloping it would be between £80-100K). We would, in an ideal world…
