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Newbuild Warranty - Kitchen Cupboards
A cupboard door in our kitchen has come off its hinges. We moved into our Taylor Wimpey newbuild less than 2 years ago and we're unsure how to prove this door came off its hinges through normal wear and tear? We don't have kids or pets and haven't been harsh with the door. Furthermore, all other doors in the kitchen are…
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Best way to purchase property when you've not yet sold yours
We had our property valued by a couple of estate agents, who came back with a figure between 3250 and 325K. My expectation is that we will sell for anywhere between 275K and 300K, but I’m open to being pleasantly surprised. We don’t have a mortgage, and we also have about 75K in savings, but only 50K is readily accessible.…
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Can a tenant refuse renovation works?
Not sure of my ground here so would appreciate some advice please. Recently moved into a flat owned by some kind of property organisation, possibly a housing association. I've been informed that they want to update the bathroom in the new year, requiring access by multiple trades for three weeks. They seem to expect the…
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eMoov estate agents have called in administrators
eMoov was the hybrid online/ local agency estate agents. Today it has called in the administrators. Announcement here.
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Quick question re. selling costs
Hi all, I just wondered whether someone could give me a very rough idea of costs incurred if you are only selling a property, without buying another (so solicitor's and estate agents' fees, and any other costs that might be incurred). The property is in London, c. £600,000, and the proceeds are to be shared between several…
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How to apply for a life time ISA
sO I did some research and apparantly if u apply for a life time ISA the government will give you around £30,000 towards your first home how hard is it to apply for a life time ISA to get into the property ladder
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How hard is it to aquire first house
what are the process before you put a down payment/deposit on your house
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How long did it take you to buy your fisr home
How old were you and how hard/difficult was it for you to get your first home how long did it take you to save up and what is the process to get into the property ladder
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uncommunicative solicitors - how worried should I be?
We had an offer accepted on a property back in early October. After comparing quotes from a few conveyancers, I picked our current one because they responded to my emails and calls promptly and with loads of clear information. They also had loads of 5 star reviews on Google, and one of our neighbours had used them and been…
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Nationwide mortgage
Hi Everyone Me and my mum are trying to buy a house together we are both first time buyers and trying to get a mortgage with nationwide with a 10% deposit. We were told the mortgage application has been sent to the underwriters however they don’t require any further information from us. They have also done a credit check…
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Leaking chimney stack shared with social housing
Hi all. New to the forum, but have seen similar problems posted here with good suggestions, so thought I may give it a try. This is a long-ish story, but we would really appreciate some advice. We bought our terraced house in September 2017, and in August this year we found a leak. We got our roofer to take a look, and he…
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Never mind, solved.
Never mind, solved.
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2nd home after divorce
I own a property outright where I live with my children. Following a divorce I have the property for 10 yrs & then must pay my ex husband 40%. I now have a new partner wanting to get on the property ladder. His plan is to buy a flat & live there for 2 yrs then rent it out. This would mean my children's hse wouldn't be at…
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Shared equity scheme help please!
I’m not sure if this is the correct part of the forum so please redirect me to somewhere more suitable to post if necessary. My partner finds himself in a tricky situation with his ex regarding a shared equity property. It’s a scheme whereby the builder asks for their share back after 10 years. Does anyone know whether the…
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What counts as 'electrical installation work'?
I'm just completing our property information form for selling. Two and a bit years ago we knocked down a stud wall, moved a light switch and added a wall socket. We can't find an invoice for the work (had a three month old and just no idea where that ended up!) but it's not clear if this counts as relevant for 12.2 - Had…
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Exchanged, first mortgage payment
Hi all, Finally exchanged a couple of weeks ago now. I complete on Friday this week, 7th December. :beer: My mortgage is with HSBC and wondering when the first payment will be. I heard it may not be until the 1st of Feb. ( although will be basically 2 payments, obviously minus the first week in December ) I guess HSBC will…
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FTB likelihood of successful application with 3 late payments in last 2 years?
Hi everyone, I am applying for a mortgage on Tuesday with NatWest (choice of mortgage broker) AIP already done for £97650 with deposit of 10% on top. The only thing is I’m really nervous as I have 6 late payments on my file over the last 6yrs. The most recent being 13 months old and 24/25 months old (both catalogues Next…
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Moving a BT cable - expensive?!
Hello.. wondering if anyone out there has any experience of having an overhead BT cable moved? We’re in the process of buying a plot of land to build on. There is a BT cable running over the plot from a pole in one neighbours garden, to a pole in the garden of our other neighbour. From what we had read, if there is no…
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Help!! R.e. timber frame build
Hi all I am very interested in a timber framed house. I am unsure at the moment if it is sub standard or standard construction. i am weary of putting an offer on the property until i understand more about this. I know timber frame restricts the number of mortgage lenders that will lend. I believe the house is around 20-40…
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Problem landlord, boiler failure vulnerable person
Hi there, I'm currently having problems with my long time (4 years landlord). I'm a vulnerable person due to severe type 1 bipolar disorder with mixed and psychotic features. Last Tuesday our boiler failed (the Fan died preventing the boiler from operating at all). My partner called, texted and emailed the landlord and the…
