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Late Fathers brother wont sell
Hi All, This is going to be a long one and I appreciate if anyone can help. My Father passed away in July 2017 and he made me his son the executor to deal with the estate. This was quite simple as he left every thing to my mother in his will. I received the grant probate to deal with estate and this is where the issues…
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Insuring a house split into two flats
Hello! I'm seeking some advice on buildings insurance for a house that I'm splitting into two flats. It has now been split, and each has its own address, entrance way, utilities etc, but both properties remain on the same title deed. When I come to sell one of them, I will issue a lease for that flat, which will still be…
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First time buyer advice
I'm a first time buyer in my late 20s. I have a healthy (around 50%) deposit for a 2 bed house in the borough of Enfield, which comes from inheritance from my dad who died just before last Christmas. Dad was a very good saver and very careful with his money which is part of the reason I have such a good deposit now! I've…
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Buying House - Money laundering investigation
Hi I am in the process of buying a house (just about to complete) when two weeks ago received word from my solicitor that something on the seller’s side has prompted an investigation into Money Laundering. My solicitor has now come back saying they submit all required information and did not get a response from the…
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Landlord seeking money from deposit
We have just moved out of our last rental (thankfully own now). Up to this point we have always had good landlords but this time we have had the landlord from hell. The letting agency did the checkout inspection over a week ago now. Because of the relationship between the landlord and ourselves, they were concerned we…
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Shared Ownership Stamp Duty - new rule budget
Hi Everyone, this is my first post and i'm hoping you can help me. I'm really confused about Stamp Duty with shared ownership and keep getting mixed messages from diff. financial advisors and solicitors. I'm buying 75% of a property (total value approx 400k). and hope to staircase to 100% within a few years. Is it better…
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Self employed with No Fix address
Dear Forum I'd like to ask you for advice about home address subject . On 29/10/18 I was illegally evicted stright on the spot from private accommodation in Southwark because of rent areas . I contacted local Housing Options in where I was adviced to Search basic employment and use hostel offers . Also I am Self employed…
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Online estate agent Emoov goes into administration - MSE News
Online estate agent Emoov is set to go into administration, sparking fears that customers could be left out of pocket...Read the full story: 'Online estate agent Emoov goes into administration' Click reply below to discuss. If you haven’t already, join the forum to reply.
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How to get my money back
Morning all, My boyfriend and myself have been together for a couple of years now, and we are looking at buying a house together. The problem is he is already tied to a mortgage he got when he was with his ex. At the time he bought the house, he put the entire deposit down, and payments come out of his account every month,…
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Lied to by vendor
We are imminently about to exchange and complete on our first property before the end of the week. The survey highlighted some works required which we agreed for the seller to complete. I stated that recipts would be required to prove the work had been done. We left them to get on with things which they did. We recently…
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Impact of Credit checks when buying house
Hello I am in the process of buying a new house. We have sold our current house and are now looking to purchase our new house. We haven’t found one yet so don’t know how long it will be before we actually move. It is about this Time of year I do my comparison and switch on various things and a present I am looking to…
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Removal of a restriction at Land Registry
Hi all, I am in the process of buying my first property, but a restriction has shown up on the title register. It reads: RESTRICTION: Except under an order of the registrar no disposition by the proprietors of the land is to be registered unless they make a statutory declaration or their solicitor or licences conveyancer…
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Insolvency Act Indemnity Insurance - Consent Order
Hi My daughter is going through a divorce which includes agreement of a Consent Order to transfer the FMH into her sole name in consideration for an agreed sum of money. Her conveyancing solicitor dealing with the TR1 has advised that what she is paying is less than 50% of the available equity within the property (reason…
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Probate - New home owner
About to become an owner of a house that was rented out by my father who passed away. House isn't in my name yet how do I go about getting the tenants out the house? Does the executor of the will need to give them notice until or can i do it and as the tenancy agreement what letter would I have to write?
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Urgent. Massive service charges bill, eager states. Help!!
As the title says, I have just received a lovely email asking for almost 2k in maintenance They're charging extortionate amounts for 'common parts cleaning'. They literally cleaned the one shared hall way ONCE since I moved in a year ago. They're also charging the entirety of next years management fee up front. The…
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Building survey for a flat?
Hi, My offer on a flat in a converted Victorian house has just been accepted so I'm very happy about that and now starting to sort out the surveys/mortgage etc. I have some concerns re the quality of the extension built 14 years ago (that was never signed off in accordance with building regulations)- even through previous…
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Morris Homes – Homes with NO Warranty
Hi All, Just want to share my experience with Morris Homes and warn any potential buyers about future implications from today’s decisions. Jumping straight to the end, Morris Homes might be losing shortly their certification with their Home Warranty body (NHBC), which means that future houses they are building (those which…
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Rent a Room Scheme when the 'lodger' is a partner?
Can anyone help with this query please? My daughter has received a letter from HMRC saying they have info which leads them to believe she's receiving rent on her property (which is owned solely by herself). Her partner does live there, he pays her £300 per month as well as his half of the bills. Having been very worried…
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Council Tax on empty property
We're relocating to Somerset away from Sussex. Will be renting until our place is sold and the place will remain empty. Called our local council who said there is no discount for an empty property. Why is it a single occupancy gets a discount but a zero occupancy gets none? I get that some people just leave their…
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Boundary issue, what are our options?
Hi all - we're quite a long way down the house selling/buying process. We're house 2 in a 5 house chain. We have our mortgage offer and just got our home buyers report back. Everything looked ok, until... There is a patch of land next to the house we're trying to buy. It's got nothing but trees on it but we wanted to know…
