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Nationwide mortgage
NewHomeBuyer93
Posts: 9 Forumite
Hi Everyone
Me and my mum are trying to buy a house together we are both first time buyers and trying to get a mortgage with nationwide with a 10% deposit.
We were told the mortgage application has been sent to the underwriters however they don’t require any further information from us. They have also done a credit check on both of us on the 10th November. We have a valuation booked for today.
I just wanted to know if everything goes well at the valuation then how soon can we expect a decision made from them?
Me and my mum are trying to buy a house together we are both first time buyers and trying to get a mortgage with nationwide with a 10% deposit.
We were told the mortgage application has been sent to the underwriters however they don’t require any further information from us. They have also done a credit check on both of us on the 10th November. We have a valuation booked for today.
I just wanted to know if everything goes well at the valuation then how soon can we expect a decision made from them?
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Comments
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I received my Nationwide mortgage offer on the same day as the valuation was performed.0
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Do you know if they would do any of their credit checks? Or would the one check be sufficient?0
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Any other credit checks after they performed the valuation? I'm not sure to be honest, I would have thought they'd do all those checks before getting the valuation report done though.0
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They have already done one on the 10th November however I wasn’t sure if they do another one just before accepting the offer.0
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My application was done quite quick, mortgage offer issued a week after we received our DIP. Maybe they'll performed another check if there's a lengthy gap between the mortgage application and the valuation being performed??0
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Just to say we have had a NW mortgage for many, many years and always had good service from them including porting it to another property.0
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I waited 3 days from valuation - also didn't get much texts that other people were getting so was worried, no reason to be, mortgage offer received, waiting on our house being built now
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we got our offer about 24 hours after the valuation - we haven't completed but I can't see they have done any other credit checks so far.0
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I applied on 27th September. Completing on Wednesday. I haven’t had another credit check as of yet. I’m still anxious thoughMake £10 a day in May- £90/£1500
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We got a text that the valuation report was received (valuation was Friday, this was Tuesday) and a text to say the mortgage application was approved right after.
No credit check after approval but we completed 5 weeks after offer was received.0
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