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Garuantor status in jeapardy for strange reason
I am being assessed as a guarantor for family member renting a flat. I am early retired living off savings pending SP kicking in soon. I have no salary/other income but can demonstrate cash in bank accounts, pension pots, ISA’s which I would have thought would be looked on more favourably as a salary which can disappear…
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Instructing a Solicitor
I am buying-out my siblings in purchasing the family home from my deceased parent's estate. The probate will shortly be completed. Is it possible for the same solicitors to act for both me and our executor, my eldest sister? There is no contest and the transfer should be fairly simple. My own solicitor initially said this…
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Conveyancing woes (Power of Attorney)
My mother, who lives with me, suffers from progressive vascular dementia. I have been helping to sell her house, and I was advised by our family solicitor that I should have power of attorney to handle this. Therefore a Lasting Power of Attorney for Property and Financial Affairs was created and registered with the Public…
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Subsidence
Does anybody have experience of subsidence? I have a rental property which has recently had some roofing work done and it was mentioned there might be an issues. This is currently being dealt with. I live on the same plot of land as the rental property (about thirty metres between the two properties) and due to the…
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Advice about house selling - no offers.
I have had difficulty selling my house. I have only owned it a year and have had to try and sell because my father is ill and I want to be in walking distance of him. I live in the north west wirral. My house is detached 3 bed, Two reception rooms, half bathroom and full bathroom newly fitted. It’s double glazed and had a…
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moving at end of tenancy agreement
Hi, My tenancy agreement is up and I've decided to move on. My tenancy agreement was for a furnished apartment. When I moved in some of the furniture was a bit worn out so I replaced the sofa, a double bed and kitchen stools. At each point of replacing these items of furniture I asked the landlord if he wished to have his…
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New build cracking near window frames
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Wrong Lease Plan for Purchase of Flat
Hi, First time poster, have read many similar articles on this forum but haven't quite managed to find the answer I need, hopefully someone can help put my mind at ease. My partner and I are in the process of buying a flat with share of freehold. We are at the end stages, close to giving the go ahead for exchange, and we…
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Party wall agreement - Late signing
If my neighbour signs the party wall agreement outside the 14 day period is it still valid? My situation is that I issued the party wall agreement back in June and it was signed by the lady next door. Now, months later, it turns out her ex owns the house and he did not sign it. Can he sign the same form so I can commence…
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Suspicious of seller and EA
We recently viewed a house and put in an offer. The EA told us that there were other interested parties and the house hadn't been on the market for very long. The house is on the market for £109095 and we offered £97750 (refused) based on the house needed a new kitchen and cosmetic work (all rooms need redecorating). It is…
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Deposit issue with landlord over locksmith costs
Sorry for long post but trying to give details to help! We have been in a rental property we found through a letting agency, but was managed by the landlord. The deposit is under TDS facilitated by the letting agent. The landlord has only ever provided his mobile number (preferring contact via WhatsApp) and work email…
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Renting when I part own a property
Hi, I wanted some advice on a situation I have. I own a property with my ex who owns a larger proportion of it. Before we decide to sell she is going to live there and I am going to rent a property. I am not going to be charging her any rent, so will not profit from this. If I come off the council tax and move into a new…
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AST renewal with clause for rent increase
Hi, we've been in our rented property for 8 years and are in the midst of renewing our AST for a further period of 3 years. Landlord has agreed with a smallish rent increase. We've previously had a three year contract on a fixed rent so we were expecting a rent increase. We were just about to sign the contract when we…
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Extending flat onto common area
I live in a downstairs one bedroom leashold flat . It has a shared front door. The new neighbour upstairs wants to extend his flat into the common hallway to build an extra bedroom. I asked to see a copy of the builders plans for the work, he said there isn't any. He also maintains he doesn't need planning permission to…
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Help to buy ISA and LISA bonus
Hi, I currently have a Help to buy ISA which I have been saving in. My partner is considering opening either a Help to buy ISA or a LISA. Just wondering, if one of us has a Help to buy ISA and the other a LISA, can we both get the bonuses to buy a house together? Thanks.
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Lease Extension - Help
I've been in my flat for the required 2 years and I'm now looking to sort out the lease extension. We recently remortgaged the flat and it was valued at £185K with 72 years left on the lease. I have approached the Freehold to negotiate the extension and they have come back with the following terms: Extend to 125 years…
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Capital gains tax - how calculated?
How is capital gains tax calculated? If we moved out to rented and then sold in say 3 years, I heard that you only pay a % depending on time renting and the time you lived in it (14 years!) Help?
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Part exchange with Crest Nicholson
Anybody have experience of doing a part exchange for a new build with Crest Nicholson? Would love to hear about how much they offered and how it works. Thanks, Alex
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Do I need to extend my own lease?
Situation: Property converted into 2 flats I own the freehold for the whole property I also have a lease on my flat The other flat is owned by someone else and I have recently extended their lease. Do I need to extend my own lease as there is 57 years left - not looking to sell.
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Savings for Shared Ownership
Hi I'm applying to purchase a house using the Shared Ownership scheme, it's the only way I can afford to. I fit the criteria so am completing the form. I reached the part where I need to fill in what savings I have. I wish to keep some of my savings by in case of an emergency or things I will need to buy. I telephoned to…
