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Why Was Our House Taken Off The Market
We have a house for sale and after advertising it at a high price with no offers forthcoming we decided to drop the price. The estate agent phoned and wrote to tell us that an offer had been put in for the new asking price and would we accept the offer. We accepted the offer and we were informed that the buyer still had to…
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First Time Buyer - Instructing Solicitor
Hi I am hoping to you can answer a question for a friend - I should know the answer seeing as though I have just moved myself. She has recently had an offer accepted on a property and the mortgage application is in. Searches had recently been done on the property which I understand she has purchased to save time. Should…
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First time buyer and have tree subsidence
Hi all, I was wondering if i can get some advice. I feel like in life i have the worst luck ever, from losing parents both in the last three years (sudden and both were under 60) and to then losing my job and then getting ill myself and now the house we have just purchased has subsidence. I had around 5% deposit for a…
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Renting a Room
I have recently broke up with partner and are selling our property. I looking at buying a flat to live in in the Durham region. My finances may be a little tight and I would like to rent out a room which on average seems to bring about £300-400 a month in the area. Would mortgage application take my intention to hire a…
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Council house mutual exchange
Hi everyone. Hope this is posted in the right section.. Been wanting to move for well over a year and finally found someone interested in a mutual exchange. We handed in the forms recently and are awaiting a response about an inspection but I’m worried they won’t allow the swap as her house has been adapted for disabled…
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Rental property - landlord wants to take photos to sell it...
Hello all I am renting a house on a temporary basis while we do up a house we have bought. We expect to be there for 6 - 9 months, and now about a third of the way through. Scotland, PRT. Agreement silent on circumstances when property might be put up for sale. Usual eviction grounds apply, one of which would be the…
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Can a landlord take a holding deposit on a property he doesn't yet own ?
I went to view a property back in July. It was advertised on Gumtree as being available mid August which suited us fine. After looking at the property and both the landlord and I saying we thought it would work well for us both he then told me it was a buy to let investment property and they had not yet completed on the…
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Seperation of title - use garage as home office
Hi, Over the past 3-4 years I have been using our detached double garage as office/storage for my mail order business (no shopfront and no visitor). It is about 15m away from our house and has its own access drive. We are planning to move closer to wife's work and schools (15-20 min drives away), but I would like to retain…
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House Freehold but garden is leasehold
I'm trying to buy a house that was leasehold but the current owners bought the freehold a few years back. Unfortunately when the freehold was transferred to them it seems as if the front garden and driveway was missed off the land registry filed plan. The title plan for the leasehold includes them, the title plan for the…
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selling home, moving abroad,
Hi, I would like some advice please. My wife and I have finally decided to sell our home and move to Germany to be with our children. I'm 76 and have joint ownership with my wife. I would like to sell the property when it's empty and move abroad. The problem is that, if I get rid of all the content of the house, i.e. sofa,…
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Estate agent fees
Hi, My father recently sold a house and was charged commission on the ‘valued price’ as opposed to the actual ‘sale price’ which ended up being 40k less. Seems that it was hugely over valued for this sole reason to guarantee more commission. Can anyone tell me if this is a common practice as I’d never heard of it, doesn’t…
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Selling: Nice experience for filling in property information form, leasehold information form etc
I am selling my flat at the moment and got a bit annoyed when filling in the PIF/LIF/fixtures and fittings forms for my conveyancer. Annoyances being: 1. Duplicate information I had to fill in multiple times 2. Hard to do digitally I was wondering - would anyone be interested in a site that lets you complete the forms…
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Nail Sickness
Hi just looking for some advice/ other peoples experience. I am a FTB and had an offer accepted on a property. As a result of my Homebuyers survey my mortgage company requested a further survey of the roof. This survey has highlighted that the roof is nearing the end of its useful life, and the surveyor says the roof is…
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Shared Ownership Contract enquiries - can you see anything I have missed?
Hello all, have been here before but my account expired so I'm new/old! I have sent the following email to my solicitor as I really don't want to be stung by SO at a later date. I have done loads of research and thought long and hard about it and it's my only house buying option as a lone parent of nearly 40. Please could…
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Critique our house for sale please
Good morning First post so please be gentle! We are trying to sell our flat in East London. It first went on sale in May and we had 30 viewings and 2 offers within a week. Since then our buyers pulled out and we put it back up again ten days ago for a bit less and have only had 8 viewings and no offers. The agent said the…
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Can we pull out of Rental property after signing
Just to say, I don’t want to pull out, so please be kind. However my fiance and I found a rental property we liked and are due to move into next month. The landlord has had people change their mind before and pull out so asked us to sign the joint tenancy agreement early last week, which we did. However my fiance has just…
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Buying new builds
Hello, I have some questions regarding a new build I hope you might be able to help with We are first time buyers and have reserved a property that won't be built until possibly July 2019. After instructing a solicitor the developer has stated a period of 42 days for us to arrange a mortgage and pay the deposit. Is this…
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I dont feel like my flat is fit for living in - leave before end of contract?
It's got to the point where I have completely lost patience with my landlord and the squalid living conditions they are leaving me in. In a nutshell, my problems over the last 6 months or so have involved: drug addicts, violent neighbours (involving getting woken up to police visits in the early hours of the morning), rats…
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Mail redirect
Has anyone on here had mail redirect set up when moving house? I know if you apply in store then they send you a confirmation letter, how long does this take to arrive? If you order online do they still send you a letter or is it all done by email? I’m asking as I have booked a surprise cruise for our anniversary and…
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CCJ against multiple tenants
Dear MSE friends Unfortunately my wife rented her flat out to tenants who did not pay the rent and left the flat in a very poor state. We lost about £5000 in all through unpaid rent, damage and stolen goods. We want in the first instance to get a CCJ. A couple of questions. First, there were three tenants on the contract…