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Changing Career After Buying Flat?
Hello, I am looking for some advice on what to do about changing career and buying a property. To keep the story short I'll bullet point it: - In a career that I loath but have found what I want to do and want to retrain (coding bootcamp 4 months, find a job an additional 1-3 months, total 5-7months) - Have moved back to…
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Shallow pitch roof, sarnafil type membrane
I'm looking to buy at the moment, and have seen a house with what the homebuyers report describes as a shallow pitch roof. This has been done with a sarnafil style membrane. Anyone know if this should be a concern - is it effectively a flat roof, or something different? The house is less than 10 years old, so the roof is…
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Lifetime ISA
My boyfriend and I are just about to purchase our first property. We both opened a LISA with Skipton building society last year, when the scheme came into place. However, although my boyfriend is a first time buyer, I have in the past been on the deeds of my parents flat (now sold), there was no mortgage on the flat and I…
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What to offer on flat in london
How many buyers are paying the asking price? As some of the houses on market are over priced . How would start your negotiation 5% below asking price? Thanks
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Is Stamp duty due on buying my sisters half of house
My sister and I inherited half of the family home each in the death of our parents. It is approx value 220k. If I buy her out will I have to pay stamp duty on all, half or none of value of the house. We both own another property already. Thanks in anticipation
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Non Standard Construction Help !!
Hi I have a what I am now led to believe a Non Construction House Unity 2 build. Halifax Gave me a mortgage on the house nearly 3 years a go and this was never mentioned or picked up on the Survey / Valuer report when they offered me the mortgage. I have lived in the house since 2006 with my ex wife. Nothing was advise to…
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Part wall awards
Is a party wall award that indemnifies me against any damage caused by my neighbour to my property a reasonable item to register as a unilateral notice on his property at Land Registry?
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Selling my flat
Hi I am selling my flat that was built in 2007 and was just wondering if i need to have any electrical certificates or anything done before i sell it, nothing has changed electrically since i moved in. thank you
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Giving up council apartment
I currently have a council apartment. I am 30 year old with no kids or girlfriend I have a part time 20 hr per week job. I earn £154 p/w I pay my £100 p/w rent and live off £54 I know somebody ia old with a flat who I asked could of sleep on their flooe, I would not need to pay rent. I could save £100 p/w by giving up my…
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Missing Deposit
I used a local letting agent 2 years ago to let my property. The agent found a tenant, drew up the tenancy agreement and took the first months rent and deposit. The agreement said the deposit would be put into the DPS scheme. I am now unable to contact the agent and their office is closed. The Deposit Protection Agency say…
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buying house in cash and remortgaging with partner after?
I am a FTB, and don't want to slow down the buying process more than necessary, and wondering about the pros and cons of buying a house for cash, then remortgaging asap with a joint mortgage after the minimum period, which i think might be 6 months? What are the pros and cons of this. Will I end up paying two sets of…
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Credit Agreement with Estate Agent - what are my rights?
My property is for sale with an online estate agent. From day one I have experienced a level of service that can only be described as disgraceful. I'm in a contract that requires me to pay after my house has been on the market for 12 months. However, it is to a credit company rather than direct to the estate agent. In…
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Evicting tenants via court and bailiffs
Please help! Newbie here so please be gentle, I’m at my wits end and need some advice! Background - I rented out my house just over a year ago to a young couple, every month bar the first they struggled to pay the rent, but managed up until feb this year to stay up to date. Then fell behind and basically never caught up,…
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Can a RMC refuse a wayleave signed by the freeholder?
Hi, I live in a leasehold flat (owned). The estate is of 40 flats. The only ISP available is BT (Sky, Talk Talk etc). I have got Hyperoptic on board and they are looking to service the buildings. They have contacted the freeholder who is wiling to sign a wayleave for a fee (supposedly this is normal). Hyperoptic are…
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Landlord won't provide key to mortice lock
I've recently moved into a rented house that has both a night latch and a mortice lock, but have only been given a key for the night latch. The night latch appears to be a Eurospec E*S MP5, which doesn't bear a British Standard kite mark, and seems a bit flimsy. The mortice lock is kite marked (BS3621), so would be secure…
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Buying a house with suspected damp
Hi everyone, I am currently in the process of buying a house, we are almost there, mortgage has been offered, valuation done, building survey done, solicitors have conducted searches.... now damp!! The full building survey has come back saying that there is evidence of rising damp to the hallway, living room, and backroom.…
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Paying for the searches
Hi guys, FTB here. The chain has fallen through on the property I am purchasing and was informed the seller will be looking for an alternative property to purchase. Obviously I am at the start of the chain and starts again, but what should I do with my application. I am using a broker who arranged a mortgage with…
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How to change from one property management company to another
Hi, I would be very grateful if someone could offer any advice on how to go about changing from one property management company to another. We have been told that a mandate is required from at least 50% of shareholders in our development, although there is nothing stipulated in writing. Thank you in advance.
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Deposit Dispute far in excess of true value
Hi, I'm sure you've seen many threads just like this one; I'm a tenant, I've moved out, the house was left spotless and there was one single issue which we all knew about. There's a hollow core door behind the front entrance. When moving in, the removals people hit the front door against the hollow core door and dented the…
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Security Deposit vanished into letting agents black hole
We moved into a property let by an agent 6 years ago. We were asked to pay 3 months worth of rent as a security deposit, rather than 6 weeks, which we did along with the first months rent (A total of £4050 deposit plus another £1350 for rent) Now the agent says that the deposit to be returned is only £1462 as the rest was…
