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Diferential settlement (movement) between terraced houses
Hi there We're attempting to purchase a Victorian (built circa 1900) mid-terraced house. Our mortgage lender carried our their valuation survey which highlighted movement (no detail given) and that, if we wanted to proceed, we'd have to provide them with a more detailed structural survey at our expense. We've done so and…
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Renting a lease hold property
Hi I am in the process of looking to rent out my property. It is a lease hold property with 999 years and no one has ever collected or requested ground rent. The mortgage company require consent to rent from the freeholder but the freeholder on the deeds cannot be located. I have spoken to the land registry, they advise no…
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Help to buy equity conveyance solicitor
Hi all, I'm looking for recommendations for a solicitor I'm a first time buyer Using the help to buy 20% equity loan Any recommendations, help or tips would be much appreciated Thanks in advance :money:
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New Build Reserve Question
Hi guys, This might be a silly question but I’m new to this game and only today decided on a potential new build home myself and my partner want to buy. Basically, this plot has only started to be built and it’s expected to be ready next summer. I’ve been offered the chance to put down an early bird reserve fee for £500…
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Extending my parents’ lease
My parents are leasehold, the lease is for 90 years but I want to get it extend it. I emailed the company who owe the freehold and they want a 1000 pounds to produce a survey and then they will give me the price to extend. Is this standard practice? How easy is it to buy the freehold?
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Share of freehold and leasehold; no right or wrong way to go?
I am trying to get on the property ladder and because I live in London I will almost certainly be buying a flat. There is one property that I have found that is really great (leasehold 99 years) and has potential to have various modifications made (removing kitchen wall and building second bedroom into remainder of loft…
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Deposit disagreement - am I in the right?
Hi all, sorry another deposit deductions thread. Haven't got as far as that really - we've vacated the house with two weeks left on tenancy and landlord has asked us to do some work to return the house as we found it. My issue is he is asking us to repair some cracking in the bathroom paintwork. This has only arisen in…
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House court order
Hi all I have been divorced over 2 yrs now and we have a clean break in place. Now in the order we have both agreed that the house is remortgaged by end of October by my ex. Taking me off the mortgage We have children together. She has a new partner and a child with him. My question What can I do if she has not remortgaged…
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Council Tax on vacated property
Should I be paying an additional council tax bill after moving out and surrendering the keys to the landlord of my flat. He is requesting that I pay the council tax for the 2 month notice period, even though I had surrendered the keys to the letting agency at the beginning of the two month notice period as I was moving to…
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Vendor Won't Clear House (Options)
First time house buyer here and it is proving to be hell. No one can undeestand why our vendor has been so difficult through the whole process but the latest saga is he won't clear the house. There are no large furniture items but there is a whol loas of generaly crap/tat both in the house and in the garden. It would take…
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advice
Hi, we really need some advice for my friend, she bought house but she still got 6 months more left in her contract before she leave her rented home,can she move out now or she need to pay 6 months rent ???
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Buying next home - do the fees get added on to the mortgage?
I cant remember how it worked when I bought my first home ages ago, but looking at selling our place and buying a new place. All the costs of moving - ie. stamp duty, estate agent, surveyor, sellers commission etc - is it usual for them to be added on to your mortgage or do you need to have that money to one side?
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What can we do to sell our house?
We've had our house on the market for a couple of months and in that time have had a lot of viewings, but only a few second viewings and no proceedable offers. We've dropped the price twice, the latest drop takes us to the cheapest in the area for house size and still nothing which makes me think there's something about…
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Lifetime ISA's
Hi, Me and my partner will be looking to buy a house a couple of years down the line and was looking at some options in order to assist us in this process. Possibly ones which you can get up to £6,000 each. I've been looking at some Lifetime ISA's which give you good interest rates, as long as you don't touch them. Can…
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How do people make such quick decisions?
So we started our house hunt three weeks ago, around the same time as accepting an offer on our flat. Perhaps naively, we thought that the house hunting process would go something like this: Arrange some viewings over the course of about 1-2 weeks Make notes on likes and dislikes about the various properties Compare and…
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Looking for information on communal land.
Hi, I have seen a property (2 bed terrace) that I like however it seems a bit over priced considering 3 bedroom properties with a garage, front and back gardens and rear vehicular access are selling for this properties guide price in my area. I have noticed that similar properties i.e 2 bed terraces of similar size and…
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Have I voided my mortgage offer?
Hi All, In the terms of my mortgage offer, it says I am required to get home insurance on the day of exchange. I didn't know this as I have a mortgage advisor who ran through the terms with us and didn't really point that out to us. To cut a long story short, I got insurance to begin on the day we complete, and exchange…
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side access land of semi detached house
I am not sure if this depends on street or title of the properties. However if there is some general rule then I would like to know. On a street of semi detached houses, who owns side access land? Is it shared between two houses? If access land isn't separate (no fencing) then does it matter who owns it as long as we've…
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Boundary dispute with neighbour
My next door neighbour erected a new fence whilst I was at work. The new fence isn’t in the same place and it’s not straight, as it is on the land registry document and angles further into my garden across my kitchen window. I used to be be able to see the bottom of my garden from the window but now I can’t. They refuse to…
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Estate agent taking me to court
Hi folks, I'm new here and was hoping someone could give me some advise. I have received a letter from an estate agent taking me to court for fees he thinks he is owed to him. The situation is I had a house I used to rent out and decided when the last tenant moved out I would like to sell it. I contacted a local ae and…
