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Advice re renting after a DMP please
Hi all We’ve been on a DMP since 2009 and still have years left. This is our only debt now. I am considering selling my house and releasing some equity to pay it off. I wouldn’t have the full amount but I think I would have enough for a final settlement fee. This would clear all of our debts as we don’t have any others.…
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What is 'reasonable time'?
Hi, As discussed in an earlier post we are not happy with our housing situation. We were supposed to move into a flat on the 27th August, however due to a moth infestation, damp and a damaged sink we felt it was unhealthy to move. We have requested that we move in on the 7th which should give them enough time to do the…
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Looking for good surveyor in Surrey
Hi everyone. I am in the process of buying a house in Ashtead, Surrey. Could anyone recommend a good surveyor to conduct a home buyer survey? I'm always loath to use whoever the estate agent recommends, especially in this particular case given our experience of the agent to date.... Thanks!
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Rising damp around chimney caused by bridge in cavity
I'm looking to sell. The quote I'm getting to clear the bridge then repair the damp inside with the creams and replaster etc is becoming way too much I've just had a load of work done to make it look sellable. Is it possible to just hack the plaster off and reapply plaster with damp resistant plaster just to help it…
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Dog suddenly not allowed
I just moved to London last month (from Copenhagen) and I made sure to rent a flat where pets are allowed, since it was really important for me to bring my dog. My dog arrived last week, but this evening I met a neighbor who informed me that no pets are allowed in the building and that she will complain to the manager. She…
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Landlord issues (student house)
Hi, I need some advice. I moved into a student house around 18th July and paid a month’s rent, effectively being paid up until 18th August. I moved out prior to this date and informed my landlord’s daughter (I’ve never dealt with the landlord himself, only ever the daughter) that I had left due to personal issues. I…
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Homebuyers survey back! Help what do we do now?
Hi all, We have just had our survey done on a house we are planning to buy, it’s 1930’s so obviously we are not expecting it to be perfect but we just dont know what to do with the results, any advice would be much appreciated! The report came back with the following Rating 3, which has now put doubts in our head! he…
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Got finance before completion of house...
Hi, First time buyer along with my wife and everything is done bar the exchange of contracts/completion. Given we’re a couple of months out, I did a google search in relation to distance between mortgage offer and completion, read these forums and noticed everyone talking about not getting credit before they’ve gotten the…
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DPS Dispute in our favour, now threatened with court.
Hello, We recently moved out of rented accommodation and the estate agent/landlord claimed for the full amount of the deposit. We tried to compromise because the claims seemed unfair but they refused to budge an inch. We went through the dispute resolution service with the DPS and provided all our evidence. After a few…
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gsgs
Hello, can anyone tell me where I could find out valuations for properties in the south of england in 1991?
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Fixtures and Fittings
Hi All Looking for help with phrasing from the more experienced amongst you whilst speaking to my EA. I am not wanting to sour things with my seller in any way, shape or form, but I am slightly frustrated. I upped my offer to what the seller wanted in order to make their sale to secure the house. The house is fully…
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Sending money to solicitor without paperwork
Hi, I'm in the process of buying a property. Completion is due to be done on Monday the 3rd of September. I am doing a cash purchase. My solicitor has sent through the bill, including their costs, and property purchase price etc. My question is that I have not signed anything yet at this point. I'd assumed by this point…
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Landlord wants more money
Ok so in February myself, husband and children moved over 2.5hrs from our home town. To a private rented house, all done via an estate agent. At the start of the tenancy we paid feb, march & april rent upfront and another month upfront as a deposit. We were told it would be a 12month tenancy however it was for 6 months,…
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Awaiting for more details from EA - when would you put an offer?
Hi everyone, Just wondering if I could pick your brains on this, FTB here! House came up on the market one week ago, vendors have not found a place yet, popular area. Viewed the place on Monday and EA had no answers to some of my questions (ie fixtures and fittings included, age of the boiler) and confirmed that a message…
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Window replacement: deed of variation / planning permission
Hi all! First time poster but hopefully some of the experts on here can help me out! I bought a leasehold property in December 2017 for which Wandsworth council are the freeholder. The property is a first floor maisonette. The windows are quite dilapidated and therefore we would like to replace them all. Sounds simple…
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Looking to buy out Partner's Ex Husband from his share of the Property
Hi There New to all this forum malarkey and thought i'd pose this question to you all. Basically, I have proposed to my Partner and we intend to get married next year. However, I have now moved into her house and have triggered a clause in the divorce agreement with her Ex Husband. We knew this would happen and now we have…
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Buying into my partners property
Hi I have been all over the internet trying to find a basic principle for buying into my partners home. We have been living there together for 2 years, a deposit was paid of £10,500 by him, I have been contributing 25% to the mortgage payments and the house was bought for £210,000, now worth £250,000. What do I need to…
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EICR fail
Hi, My council requires landlords to get licensed and as part of that I need to get an Electrical condition report (EICR). So I paid for an inspection and it came back as unsatisfactory with the following recommendations marked C2 (ie they need to be fixed urgently) 1. LOW LED OR FIRE RATED LIGHTS REQUIRED IN FLAT SO…
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Advise please! Voluntary termination of care hire and mortgage
Hi, Not sure if I am posting in the correct place as new to this. My car finance is up next August however I can voluntarily terminate the car hire now if I wish to. My partner and I are looking to buy a new car to share. As my car is in negative equity the car finance company have advised that I voluntarily terminate the…
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House listed with different EA
Good morning We are interested in a house that has been withdrawn by the original EA and is now listed with a different EA. We have got a third viewing arranged for next Monday and no communication with the previous EA about it so far. We had already seen the property twice and are due to look at it with a builder to get…
