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Selling - Study or Third Bedroom?
Hi all Looking to sell my house January time. It is a 3 bedroom semi, the third bedroom being the smallest. To give you a gauge on size; it is not big enough for a double bed, but a single would fit nicely. As it's only my wife and I living in the house at the moment, I currently use the room as a study. I have a large…
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Anyone pulled out of a Persimmon Home Change?
Hi there, I am going through a Persimmon Home Change. This differs to a Part Exchange as they instruct Estate Agents to market the property. I have a buyer for my home via this scheme. However I am having major second thoughts on buying the Persimmon Home for a variety of reasons. I have paid my reservation fee and deposit…
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New flat not fit for purpose - what to do?
Hi everyone, My partner and I were supposed to be moving into a one bedroom flat rented by a letting agent on beginning towards the end of August. Upon arrival, the property looked nothing like when we looked around in July. Our contract stated there must be a professional clean before we move in, which we suspect there…
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Can I get back my deposit?
I am new to this forum and read through many posts but couldnt find my answer. Hope somone can give me advice. I paid reservation fee and deposit for a new build which longstop date was 31 Dec 2017. The developer requested to extend it to 31 Aug 2018 (without any proper documentation) and I agreed. Now, the longstop date…
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6th floor+ considered unlendable?
I'm reading here that in the UK it's very hard to get a mortgage for apartments on the 6th floor and above outside of London. Apparently the maintenance is considered too risky, with other concerns even with new builds. Can anyone tell me why? Is build quality in the UK really that bad? I'm now living in Hong Kong where…
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First Time Buyer Advice Please
Hi this is my first post and I would really value your advice. I'm a single female aged 25. I've been looking for a leasehold two bedroom flat to purchase in Greater London within Zone 4 near the crossrail route. The offer I made fell through as the sellers received a higher offer. The estate agents suggested I look at a…
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Frustrated first time buyers
So we’ve been looking for a house for around 4 or 5 months now and have found it all a nightmare so far and really frustrating. We’re first time buyers. Have a mortgage in principle and deposit ready. We’re ready to go but... Some houses we’re not even getting in for a viewing before they sell immediately even though we…
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Moth infestation in new rental property
We were due to move into a rental property on 13th August but during the inventory check we realised the carpets in 2 of the bedrooms were moth ridden, lots of moths were flying around and larvae crawling around. The agency called pest control which, by the time they had visited and advised us to leave the rooms, meant we…
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Is extension in breach of building regulations?
Hi all, I'm interested in buying a house which has a kitchen extension (so far so good!) However the kitchen is partly built in the original house and partly in the extension. The floor in the extension is about 3 inches lower that the original part of the house, resulting in a step halfway through the kitchen. The kitchen…
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Shared Ownership with husband and housing association.
This is my first post on MSE... Me and my husband have separated haven’t divorced yet, I’m living in the marital home it’s shared ownership between me and my husband who have mortgage for 25% and the housing association have 75% we pay rent as well for the part they still own. We both pay half of the mortgage and half of…
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First time buyer in Scotland needing some advice
My girlfriend and I are looking into buying our first property and we've found a tenement flat on the top floor we really like but being new to this and a big financial commitment, I have some worries considering its approx 120 years old and not well looked after in recent years. The home report is 15 months old, so out of…
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how long should you expect to wait for a response to an offer?
Home is in a lovely area, their neighbours sold very quickly last week or so ago. We viewed the house and put an offer in 10K over the Home Report value (we really want it and believe its worth it) also our solicitor found out that after only one day on the market the home had 3 other notes of interest. We put the offer in…
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Leasehold / Ground Rent
Hi there, I have a leasehold flat that I’m trying to sell at the moment. It’s been marketed by the estate agent at £250k and I’ve accepted an offer near that. The buyer has a mortgage approved with HSBC. The estate agent has all along been cautious of the ground rent clause in my lease - it starts at £250 and then goes up…
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Selling ex New-Build with PV panels
I'm in the process of selling my property. It was built 2 years ago and came with PV panels which were part of the original spec. They are owned by the home-owner. My buyer's solicitor has asked me to approach the company who fitted them for the following: . MSC accreditation · Building regulation consents for the panels ·…
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Notice period -- do I have to align with tenancy dates?
I was originally on an AST but I moved to a periodic tenancy at the fixed term's expiry on the 1Xth of the month. The original lease says nothing about terms for a periodic tenancy -- so a I understand it ordinarily a SPT would arise and my notice would be one rental period ending on the 1Xth of the month. However, prior…
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Letting to a company
Is it possible for a limited company to rent a residential property through a ‘high street’ letting agent, and put their own tenant in the property (with separate tenancy agreement ) ? Thanks.
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property has no leasehold title?
We're in the process of buying a flat, and our solicitor has just told me that there is 'no current leasehold title in existence' on the property, and a new lease needs to be granted. (We are being offered share of freehold on the property btw). I'm not exactly sure how a property can have no lease title or what the…
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Help to Buy Lisa
Can I open a Help to Buy, then use the funds and govt bonus to buy a house,then after that open Lifetime ISA to contribute to a pension?
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Landlord's obligation to remove wasps nest?
I'm renting a property on farmland where the landlord (and farmer) lives next door to me. This summer has been pure hell, we haven't been able to set foot outside our door without being attacked by multiple large wasps, these guys are aggressive as they come and WILL attack on sight. We have not been able to have our…
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Landlord didn't secure my deposit, now won't return it!
Hi, I'm new around here although I've been reading for a while! I'm based in Scotland and having issues with my landlord. Now I'm perfectly aware of my rights to three times my deposit, but I'm now at that point of the application where it asks details of order being sought. I want three times my deposit but don't want to…
