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Vendor trying to set completion date before exchange
We've just received our offer (most other work is done, the offer has dragged due to specialist reports) and the vendor wants completion 5 weeks from now. We are renting and don't want to set a completion date until exchange - we really don't want to leave ourselves potentially homeless! Can I just say this?
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Deposit returned full. Leave review/complaint in allagent.com, will LA give compensation?
Deposit returned full finally, tenancy over, is FINISHED with this LA. I plan to leave (honest)review/complaint in allagent.com, will LA give compensation?
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Restrictive Title - Management Company
I know that without showing the full title etc it will be hard for folks to comment but I would appreciate some reassurances. I'll try and explain! Please forgive me if I use the wrong terminology! We are hoping to buy a property that's only a couple of years old. In the title there is a restriction meaning we have to…
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Smoking in garden
Hi Apologies if this is in the wrong place but I just wanted to get some opinions. My other half and I own our own detached house on a relatively new estate, we are not heavy smokers but we might pop out and have one or two on an evening in the garden.Last night our next door neighbour came round and asked us not to smoke…
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Freehold on a flat - to buy or not?
We own a leasehold flat in a 42 flat block on the south coast. The majority (32 I think) of the owners have recently formed a company and bought the freehold (this was in process before we bought our flat and so we weren't initially involved) and we have been invited to buy our share. As I see it the benefits are: An…
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Solicitor not communicating with mortgage advisor
Hi, We are in the process of buying our first home (Scotland). We have been approved for a mortgage with Clydesdale and we have sent all our paperwork to the solicitor. The only thing we are waiting for is confirmation of our mortgage offer to be sent to the solicitor by Clydesdale. We are told this is in the final stages.…
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Selling part of our land - Land Registry
Hi, Question for land registry please. We are considering selling part of our land to a new neighbour. The dilemma is that our house is up for sale and we would not wish to compromise a prospective sale with an incorrect record at Land Registry. What is the process, please, to ensure - that if we sell part of our land, our…
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Just bought and worried sick
Hi, We have just completed our first purchase. (Thanks to all on this forum who helped us out. I really appreciate it. btw) Background: The house has extension build over sewage pipe which is also "strategic sewage" from water company's viewpoint. I believe this means that the sewage under question is main sewage (i.e.…
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Get an AIP first or Reserve first?
So I am looking to reserve a 2-bed apartment on a Shared Ownership scheme. Its a £500 depoist, which is't refundable, unless they cancel it at their end. What's the norm here? Should I get an AIP first or just reserve it to secure it?
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Loft Conversion, Completion Certificate, Conveyancing Solicitor's Advice
Hi all. Really would appreciate some advice. I know there a lot of threads on loft conversions and building regs, but I think this situation is slightly different to anything I can find. In January this year, my wife and I (naive first time buyers) purchased our first property. The house was a repossession (and as such, a…
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Estate Agent Fees
Hi and thank you for accepting me to the forum, I sold my house recently and have just received the breakdown of deductions from my account from my solicitor. I used an online Estate Agent the agreed price was £1495 including vat,whenI checked the statement I have been charged £1790, I have queried this with the Estate…
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50k deposit
Hi. First time buyer. Is a mortgage almost 100% gaurenteed for me if I buy a 220k house with a 50k deposit? I earn 30k Year. Thanks. I’m 27 years old. Thanks.
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Stamp duty when spouse owns farm house in Ireland
I'm a first time buyer. My spouse now owns his parents' old farm house (parents still live in it), in Ireland. We are looking to buy a home to live in in England. Given that we will be using the new property as our main home, will we be exempt from the 3% stamp duty surcharge? Many thanks!
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Landlord Not Repairing Property
Hi everyone, I moved in to a new upstairs flat with my girlfriend on the 8th of August this year that was listed as furnished, and the property is managed by a letting agents. Since moving in there have been the following issues: *Broken floorboard that your foot could fall through to downstairs (repaired within 48 hours…
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Transfer of ownership
Long story and complex situation here but the short version is that my mum and I (both widows) are selling our houses and moving to a location to be closer to our family. She has sold her house and had her offer accepted on a new property. My house hasn’t yet sold but the vague idea is that whilst my house is still on the…
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Buying House to Live in Whilst Working Away
Hello Everyone, Just trying to get our heads around the proper way to do this. We have our own mortgaged house already and I'd like to invest some inheritance into another property, my partner works away a lot and is fed up of checking into hotels so would love a little flat that is his own space. Work have agreed…
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Should I go ahead or wait?
So I am looking for a little advice. I live in greater London and I am looking to buy my first place and I have decided on a shared ownership. I viewed a place today which I am quite interested in and there are only about 5 apartments left so I kinda need to move quickly or wait for phase 2 at the end of the year. I am…
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Building Regulations Completion Certificate
Hi All Looking for some advice :) Almost ready to exchange and just waiting on one query. The local searches failed to show a building regulations completion certificate on the 5 year old property we are purchasing. We have the Buildmark cover note, are these not one and the same? The solicitor emailed today saying... "…
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Agent wants to know salary for contract
I'm about to rent a flat in London and the agent wants a reference with my full annual salary. My other flatmate has already given out the salary, but I'm not positive in giving out my salary. Is it a required? Do I really have to tell them?
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Self employed can't prove (good) income, BTL mortgage a solution?
I am !!!!ing away rent everything month to parasitic landlords and estate agents but I can't get a mortgage because I don't have "full time employment", even though rents always exceeds mortgage. My self employment income is bad because of first year capital costs and I also do some on the side cash jobs. Buying a house in…
