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Landlord dissappeared - Trying to recover tenancy deposit
My son let's call him Tom and his friend lets call him Bill rented a flat as students for a year from a private landlord. Their tenancy completed about 5 weeks ago. We have been trying to contact the landlord to recover the deposit. We have tried to search on all 3 tenancy deposit schemes and cannot find any trace of it…
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Inherited Rental property
Hi Everyone, Thanks for any advice you may give me in advance. I have inherited a house with tenants, I would like to sell up as soon as possible. I am just wondering if A) I am legally allowed to do that and B) how should I go about setting that in motion. Any help would be greatly received,
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Exchanging tomorrow, completing 1st week Sept. Any tips?
Not sure if this is the right forum but here goes: Super excited: my wife and I are exchanging on a house tomorrow, with completion for the 1st week of September. There will be 3 weeks overlap between our rental and the new house. Given my wife and I are FTBs it would be great to have some general hints and tips, advice of…
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Arrrrgh Estate Agents!
Is it just me or my area or are all estate agents utterly useless and impossible to deal with. If you're selling all they do is say you're house is worth whatever you think its worth and then encourage you to take to any offer so they get their fee. If you're buying they send you any old junk in a blanket email and nothing…
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I maybe need talking through/out of this idea
I am Scottish but have lived in England (Hertfordshire) for more than 40 years. I have grown up children and youngish grandchildren living within 20 mins drive of where me and my husband now live. We have provided childcare for almost ten years but the youngest grandchild will be going to school in two years so, at most,…
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Can solicitor request mortgage funds before exchange?
We viewed the house we are going to buy again this weekend just to see if the vendors had cleared their junk. They hadn't, so we have refused to exchange until they clear it. They have proposed this should be done with a deadline set of next Monday night (27th). The EA has said we can view the property again on Tues (28th)…
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First time buyer - advice re boiler concerns
I am a first time buyer currently looking at flats and have found a 2 bedroom flat with a private garden I really like. I went for the second viewing with my Mum last night and am considering putting in an offer but I am unsure of how to go about it as I have some concerns regarding the boiler. I took pictures of the…
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House and contents insurance
Hi all, We are due to exchange on a house next week so we are looking into insurance. We are FTB, so after a bit of advice. We are looking at just buildings insurance, but wondering would people recommend doing a joint building and contents insurance? Or is it better to do the contents insurance separately? Feeling a bit…
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Just been offered to change my ground rent doubling clause which happens every 15 years to inflation
I have Just been offered by my freeholders to change my ground rent doubling clause in my lease which happens every 15 years to change by retail price index (I believe its the same as inflation) instead. This is a new thing so although it makes common sense for me to do this, just double checking to make sure its a good…
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New house will be empty on weekdays
Hi All, We have just bought a house about 200 miles away from where we currently live. We are yet to get jobs in that area so the house will be empty in the week and we will be travelling back to the house every other weekend to gradually furnish the property. Can anyone advise what I should do about bills: gas,…
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Landlord wants to take over all bills to get a mortgage
Hi, I am renting a 1 bed flat. I had been paying for all the bills but today I received a call from my landlord saying he would like to take over all the bills for about 2-3 months as he wants to take out a mortgage on the place. I am not sure what to do, I have not been living in this place for very long but I really like…
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Managing EA and Offer
Hi All I placed an offer on a house last week, which after some negotiation was accepted. I received confirmation in writing of the first offer, not of my final offer. The offer was made subject to survey and the property being removed from marketing. I sent my proof deposit, AIP, solicitor details, ID at the EAs request…
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Capital Gains Tax question
Morning all, I am hoping that someone with knowledge of CGT can answer a question that has been niggling in the back of my mind for a while. Long story, short. I have a joint mortgage with my sister (past 5 years), I do not live in the property but I am on the title deeds and pay half the mortgage (my sister got divorced,…
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Can I self represent during a house sale?
Apologies if this is worded incorrectly My ex wife has agreed to buy me out of my share of our hold house for a agreed sum. Mortgage company have agreed to her re mortgage and her Soliciters are set in place. As all legal stuff etc is being done at her end and surely all I need to do is sign over my half and collect the…
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Land Registry TR1 Query
Hi, Can anyone help please? I helped a relative to buy a house by putting my name on as joint owner for her mortgage last year. It was a stop gap while she was awaiting some inheritance. The mortgage company insisted my name went on the land registry, incurring the additional SDLT, as it was classed as my second home. Now…
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Exclusion clauses when selling off part of a garden
My neighbour has sold off part of his garden and on the Form TP1 (transfer of registered title) it is clearly stated that if the land is built on, only a 'single detached dwelling' would be permitted. The land has been acquired by a developer and he wants to put more than one house on the land, even though the agreement…
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Capital gains liability on house sale...
Basically, my situation is that I own my property outright; it's my main residence. I moved in in October 1995 and hope to sell next year. HOWEVER... it was rented out from October 2011 for a total of 51 months. I've used an online calculator and as far as I can see there wouldn't be any CGT liability when I sell, if that…
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Becoming a conservation area
The road I live on is one of three roads not in a conservation area, but is completely surrounded by such areas. Historically and architecturally, it is odd as it is very similar to those inside designated areas. In due course I want to canvas residents as to their opinions on whether it would be a good or bad thing to be…
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Sheltered Housing Whilst Owning HOUSE .
We bought a house with my ex as we needed to be near our daughter And had nowhere near enough to buy a house on our own in her area .3 Joint tenant owners then , but it's not working .Both my other half and me have had a myriad of health problems ,and need to be in sheltered housing . We aren't going to ask my ex to move…
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Loaned money for deposit
Hi all Complicated one here! Myself and my partner were unable to obtain a mortgage for one or two reasons, my credit history and she hasn’t been able to work. However, her uncle gifted us a sum of money for a deposit. Her parents stepped in and offered to take a mortgage for us and when we could buy ourselves we would.…
