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House buying in Scotland - timeline and transfer of funds
Hi, completely new to this so a bit clueless and looking for some advice. So my situation is I am trying to buy a property, I am a 1st time buyer, I currently have a £10k deposit available to me. This will allow me to put down a 5% deposit plus an additional £5k over and above the home report value of the property (give or…
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Advice Needed
Good evening all, Just looking for some advice as I am a first time buyer who’s today reserved a new build apartment I hope to buy with the help to buy scheme. My question is: As the property isn’t likely to be ready until October or November time but they have given me an exchange date of 04/06 which means it’ll be…
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Martin Lewis on Question Time tonight
Good evening all :j I'm interested to hear what everyone thought about his comments on FTB's, high house prices and... avacados! ;) I thought his point about the celebration of rising house prices was quite interesting.
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Private Water (bore hole)
We are going to look at a house with private water supplied by a bore hole. I have lived in a house with this before but as a child. What would I need to look out for? What questions should I ask about it at the viewing? The one we had as a child had a pump that broke down a few times (it was very old and my parents…
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Selling Flat with ex....
Hi all Just looking for a bit of impartial advice really. Here's the situation; Own a flat with my now ex-boyfriend. We bought in Sept 2015 in the south west a 2 bed apartment for £300k. We were FTB. We broke up in January as amicable as can be in these situations and have been sharing the property since. He was away for…
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Parking Issues..
Hi All, We recently moved into a terraced house at the end of a close and soon after moving in we quickly realised there was a parking problem in the close; contrary to what we were told and what we saw during views. We decided to drop the kerb and create a driveway which was met with a lot of animosity from two particular…
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Staircasing while using partner's help to buy ISA
Hello, I am a current shared ownership owner where I own 65% - I purchased this last year in my sole name. I would like to purchase the additional 35% to bring this up to 100%. I would like to also put my fiance on the deeds. We weren't able to purchase originally together as we otherwise would be unqualified (our savings…
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OIEO and instructing solicitors
I sold my house a couple of days ago and am due a second viewing of a house on Saturday. It is sold as OIEO. What do the vendors actually mean/want? Would they be offended to receive an offer less than this, are they chancing their arm or have the estate agents put that there to puzzle us? I appreciate the house is worth…
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Open Property Group
I currently rent out a property to a very good long term tenant but I now wish to sell the house. I would like to keep the tenant in the property and sell. I am prepared to accept less than the market value if it means she can stay in situ and it is a quick and relatively stress free sale. I have been researching Open…
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Person at top of chain happy to break chain?
We're currently in the process of buying a house and are in a chain of 5. At the start of a chain is a FTB and the top end is someone moving into a new build. This person's house isn't going to be ready until the end of year! However, we've been told that when everyone else in the chain is ready, they're happy to break the…
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No house inventory when moving in
Hi guys So when my mariners rented his house 2 years ago there was no inventory taken as he moved it. He questioned it as was told by the letting agent that if he finds any issues take photos so he has proof it wasn’t him that did the damage... Also the place was very dirty when he moved in so he cleaned it top to bottom.…
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Advice on survey recommendation (chimney masonry)
Hi all, I have a question about our survey results that I'm hoping to get your thoughts on. I've read everything I can but I'm still not sure what I should do next. We're FTBs, buying a standard 1901 mid terrace with 2 beds, a box room, and the bathroom downstairs, off the kitchen (this extension was added in around 1970).…
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Can someone translate this -
This exists in a title plan i have, can someone translate it from law speak, please?
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Advice needed on buying investment property for flipping
Hi All, Recently I come in to a bit of money which is enabling my Fiancee and I to buy our first home together which is great, however, i want to continue flipping houses and not sure the best way to do this financially. I've done 3 houses now so good success but they've all been my house of residence so not needed to…
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FTB, When and How to chase thing up.
Hi all, FTB need some advice please. How long does it usually take for seller to filled out the relevant information forms and returned it to their solicitor? It is a probate granted property which is currently vacant so no chain. Our offer was accepted almost 3 weeks ago, solicitor details and proof of cash was provided…
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Do you think this is priced accurately?
http://www.rightmove.co.uk/property-for-sale/property-64886398.html Seems high given the neighbourhood recent sales, quite a lot higher in fact.
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Return a gifted deposit?
Hi, Sorry i'm new to the Forum. I have a question about a gifted deposit. Without going into too much money details, the outline of the question is: We have brought a house and the mortgage is in my name only. My wife and my mother in law added money to the house as a gifted deposit. The question is, if anything goes wrong…
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What next?
So, we have currently in the process of a house purchase and have just been made aware that the final local searches have been completed. Is it reasonable to ask how much longer we can expect before we're ready to move in? Is there anything I can personally do to hurry the solicitors along a little quicker? We are…
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Not so New Build Floorboards questions
Hi :) Been a lurker on MSE for years but this is the first time i've joined up to post So we're a small family, moved in the last year because schools/work etc, found a lovely 2 bed house new built ten year ago, one careful owner etc. It is Timber framed which was not exactly what we wanted and knew it would come with…
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Landlord dispute re deposit
Hello, I am new to this great site....first time posting :) We paid our landlord 1.5 months deposit - placed in a deposit protection scheme. I organised professional cleaners/steam cleaning carpet and a gardener (recommended by LL) prior to check out. I meet with the inventory clerk at beginning of check out, had to leave…
