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Being chased for unpaid as a Guarantor.
Hi, Really could do with some advice on my situation. I was a guarantor for a tenancy agreement which expired in May last year. The AST agreeement contained only two clauses pertaining to the guarantor. 1) guaranteeing the tennant obligations under the agreement and 2) Making payment on demand if the tenant is unable to.…
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Friend's Renting Trouble
Hi All, My friend is renting a room in a shared house. She's only been there a few weeks and likes it. But... - The letting agent has just phoned to say they are no longer going to be the agents and so she must move out and choose a room in another of their properties. (& As a special favour they're offering not to charge…
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Covenant on house....can we extend??
I am looking to purchase a house and build a two story extension. However, the house has a covenant from the original builder saying we need to gain permission from them before any alterations are made to the existing property. The house was built in the 1920s!! Should we try and gain some sort of permission (which could…
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Fees charges
The property we own is a 3 bedroom detached dwelling built in 1988. We have been granted planning permission for a ground floor extension 4m x 3m, this is to the rear of the property in our garden. The house is leasehold, the ground rent is £30 per year. We informed the leasehold company of our intentions to extend the…
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Wheelie Bins
Hi, We have purchased our first house, a new build in preston (lancs) and today I have registerd for some wheelie bins with preston city council. They are charging £15.40 for delivery of each bin (3 totalling £46.20) and state on the website collection is not allowed they have to be delivered. First, How can they justify…
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Missing Nationwide CHAPS
Last Friday I paid my final balance by CHAPS. Nationwide confirmed receipt of request at c11am and then debited my account at c3pm. Called yesterday morning as solicitor didn’t receive funds and after a long wait told there was a technical error but my money would arrive later that day and nothing I could do - I complained…
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Separation but no money to move apart
Okay, I've searched high and low for a thread which might answer all my questions so apologies for a new thread. Sorry it's long. Husband and I of 6 years (and two kids) have decided to call quits on the marriage (well, he has but that's not important). It's the right thing to do but not ideal. We're currently private…
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Japanese Knotweed
Hi everyone! This is my very first post and apologises if I've posted this in the wrong section but I need a little bit of help! I got the keys to my very first property in the Autumn of last year. It's a lovely house, I got a good price on it, it appeared to not need anything major doing on it and the survey came back…
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Ceiling Height in rented loft conversion
Hi, Be nice, this is my first post :) I am renting a room in a shared student house (4 bedrooms), the room I am renting is a converted loft. The RSJs are so low and the ceilings slope very dramatically and there is only a very small area in which you can really stand up straight (and i'm only 5ft 2!!). A number of people…
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Freeholder refusing request for dog unreasonably
Hi everyone, I’m looking for a bit of guidance about the situation I’m in. We bought a flat in September. The leasehold agreement has a clause to say that pets are only allowed with the landlord’s prior consent. We have found the perfect breed for apartment living, and a great breeder, so decided to contact the freeholders…
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Joint Account for Mortgage
Hi all My partner and I have submitted a mortgage application. Are we better off setting up a joint account for paying this and the bills? Just wondered how everyone else handles this? First time buyer here.:money: Many thanks
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Grounds for ending a contract with letting agency.
Grounds for ending a contract with a letting agent. By law I am classed as a consumer landlord as I am travelling aboard and renting out my home. Background. I rejected Dexter!!!8217;s Contract in 2015 when I saw the expensive terms in their contract. The offered to renegotiate the contract and we agreed on some terms.…
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release equity on my flat
Hello - I am new to this site and I need help. I have a flat which is fully paid and want to sell it to upgrade to a house. I wanted to borrow the full amount of the house against my flat, which is worth the same as the house. however, my bank tells me I can't use my flat to raise the money I need. I am told I can only get…
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New rental contract - termination notice surprising
Hello, so I received a new contract from my property manager about renewing our contract. We were intially on a 12 month term, then have been periodic for the last 12 months. They want to renew. In the contract under point 8, it says the tenant may give notice to expire no sooner than 2 months from the commencement of this…
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Persimmon - The Willows
Hi All, Has anyone bought on this development, looking for some first hand reviews of the site / build quality! (added thanks to Bigisi) the site is in Newton Le Willows - https://www.persimmonhomes.com/the-willows-10591 Thanks
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Purchaser pulled out, shall I proceed with homebuyers?
Hi The purchaser of our house is likely to pull out of the sale as they didn’t realise the chain would be more than just three of us. They just want a quick purchase so that they can rent out our house. My surveyor is due to go into the house I’m wishing to purchase to carry out the homebuyers survey. My estate agent said…
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Help top Buy confusion in Scotland
Hi all Opened up a Help to Buy ISA with Santander today. In terms of how I can actually use it, I was told 2 different things by 2 different Santander employees, plus another one by Google search. See below... - A Help to Buy ISA can't be used to pay for a deposit at all - Both the original contribution and 25% bonus of a…
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No NHBC
Hi, we purchased a new build in December 2016, no NHBC but had a Professional Consultancy Certificate. We have substantial shrinkage cracks on the outside rendering. Builder and PCC company refuse responsibility even though we brought it to the attention of the builder within six months. He said give it a year for the…
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Managing agency stalling sale
Hi, I am currently in the process of buying a small flat in London. The conveyancing process started about three months ago. The mortgage is arranged, surveys done; the vendor's solicitor has agreed to some small rebate to compensate for a failed search, everything is sorted and agreed, except... ... that the managing…
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Contact with Estate Agent (Selling)
How much contact with your estate agent should you have? I have had my house on the market since mid March - I choose the estate agent I am with due to them marketing the property I was keen to buy (unfortunately this has now been sold before I could get a buyer). I have had 5 viewings on my property in that time and the…
