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Estate Agent Contract
Hi I signed a sole selling rights contract with my EA but it has 2 paragraphs that explain if I sell during this period through another agent or myself I have to pay the commission and if after the sole rights finish any sale in 6 mth to someone they introduced etc I have to pay. Now I totally understand that but I rang my…
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Single-property landlord - ICO and GDPR
Quick question too all the landlords out there. If you have e.g. just one let property, have you or do you intend to register with the ICO? https://ico.org.uk/for-organisations/register/self-assessment/ Have you taken any steps to be GDPR compliant? Or are you relying on e.g. a letting agent to do all the work?!
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High Street Conveyancer Costs
Hi All, What sort of figure have you folks had using high street conveyancers? I seem to have quotes from £1400-1700 without stamp duty (but with disbursements) for a purchase only FTB quote, which seems quite high? Is this normal for a £350k house? It's not looking like we have much choice though if we want someone local…
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Non-standard construction properties
Hi, My wife and I are looking to move and non-standard construction properties (BISF, Cranwell) are really common in the area. Unfortunately we have very little idea what this means practically so really grateful for any advice... Our lender will require a structural survey (which will cost a significant amount) to confirm…
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Selling a help to buy equity loan house
Hello! I am currently going through the process of selling my house which I bought from new in 2015. I bought it on the equity loan help to buy scheme. I have accepted an offer and we are now going through the process of surveys and solicitors. I would guess I need to notify help to buy that I am selling and the value I am…
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Getting frustrated now...selling a house
I'm in the process of selling my house. It's currently empty and costing me money to keep it empty (i.e. I could be renting it out). My buyers are keen to get in, and originally wanted to complete last month but the solicitors weren't ready (there's no chain). Anyway, the buyers solicitor suggested a completion date of…
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Mortgage Valuation
Hi I am due to have the mortgage valuation done on the property I am selling next week. This is just a basic valuation purely for mortgage purporses, can I take it that the buyer has decided not to commissions a homebuyers survey or structural survey, as would this be done at the same time? Also what can I expect from the…
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HA garden serious impact on my property - what are our rights?
Sorry - worried about ID here - how do I delete post?
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HMRC Way of Calculating Tax on Property Rental
When completing your Self Assessment should you input your rental received on property pro rata from 6/4 to the end of the first monthly rental period or do the HMRC only want full months' rental input throughout the year for tax purposes and does this apply to all the commissions you pay and other income throughout the…
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Move in date problems.
Hi first time poster here Me & my girlfriend are in the process of renting a 2 bed flat and have completed all the referencing required but we are having problems getting a move in date confirmed. Before starting the referencing process my girlfriend called the agent to arrange a move in date of June 1st which they put…
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Stamp Duty - that old chestnut
My partner is in the process of selling his house and buying a new one that will be big enough for us both to live in. Initially the purchase of the new house will be solely in his name. In the fullness of time I would like to rent my house out (I already have another rental property), and move into his - buying into it…
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Renting property - window smashed by cleaner, insurance?
Hi We rent a private property and hire a cleaning service via an internet platform "Housekeep". Last night we came in and found that a large floor to ceiling window in our living room has been smashed. This can only have been the cleaner, the window was fine when we left for work and the cleaner is the only person who has…
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Radiator Reflector Sheet
Hi Could you please suggest me a best radiator reflector sheet please. I've found one in Screwfix, but it has mixed reviews. Thank you.
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When to instruct solicitors
Hi everyone, We've had an offer accepted on a house but we've had lots of delays with our mortgage as it's a non-standard construction and the PRC certificate needed to get a mortgage was lost and had to be redone. We currently have our solicitors on hold as we've not had our mortgage approved and don't want to lose our…
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Declaration of Trust & Complications
Hello looking for some advice here please. Due to complications with my partners credit file, we have gone with a sole mortgage in my name, and our new build in just my name too. We were going to have a Declaration of Trust in place due to uneven deposit when it was in joint ownership, however since the change I contacted…
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BuytoLet changes
Im thinking of doing a buy to let. letting my brother chose the house and as long as the figures stack up, me buying it for him to rent off me.Then when he is in a position to take out a mortgage I agree to sell it to him. on MSE/mortgages/buy-to-let-mortgage ....It mentions a radical shake up of buy to let...what does…
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Calculating added value of extension?
Hi, I'm trying to calculate the rough additional value of an extension on my home - I'm looking to go from a 3 bedroom semi, to a 4 bedroom semi - A footprint of the extension being roughly 6.5m2. on the side of the house. I want to work out if the value of doing such an extension would actually make sense in terms of…
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Second house questions
Myself and my husband have split up but we are struggling to sell our house. We did have a buyer but heir buyer has pulled out so we are back to square one. I had reserved a new build based on us having sold and I don’t want to lose the new house. I do have enough to get a mortgage on the new build but have some questions…
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Can I remove letting agents boards
Hi I use two estate agents to let a property and may I ask if I can remove the show board before a tenant is found. The two boards stick right on the middle lawn they do not look great and it's very hard to mow the lawn during the summer time. I don't think the board is useful as everyone just search online thanks
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Which house would you chose?
So we were looking for a house to buy for some time, our sale is already progressing, so there is pressure for us to make up our minds. I!!!8217;d really apprrciate your thoughts on the below. Property 1 - is a bespoke built house. 2 years old, done to nice spec. The owner is a builder, he built it for himself but is now…
