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Can I let someone input into the bills?
Me and my partner bought a place together back in August 2017 we moved in. In February 2018 we have now split up and we’re looking at the options we have for the house. I want to keep the house if I can cause it’s closer to work. Only problem is, I can’t afford the house and bills completely on my own. Am I allowed to let…
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mail forwarding before completion
Hi, Does anybody set up mail forwarding with Royal Mail before they have completed? They need 5 working days notice. Solicitor says we are completing this friday (16th) but as far as I'm aware, we havent exchanged contracts yet. I've emailed them asking about this but I've got a feeling they are planning to exchange and…
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New build deposit
We recently had an offer accepted on a house, one of us being a first time buyer and the other a home owner, however my partner is soon to come off this mortgage. We visited our bank, NatWest, yesterday to proceed with our mortgage application and our mortgage advisor pointed out to us that our property appeared to be a…
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Renting and holding deposit: how to get it back
My question is: how best to make sure I get my holding deposit back if I see a property I want to rent, but then for some reason I cannot agree a contract with the landlord? Potential reasons could be:* unreasonable terms * unreasonable fees charged by the agency and not disclosed before (AFAIK they have not been banned…
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I need a bit of advice please
Hi guys, Both myself and my partner are first time buyers and in all honesty have very little knowledge of buying property. I have been talking about it a lot recently as our joint savings are stacking up quite nicely in help to buy ISAs (at 4% interest) and I am managing to pay off a lot of my debts so we are estimating…
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Mortgage application and bank statements
My partner and I are about to apply for a mortgage, we have the agreement in principle and have passed the affordability checks and have had an offer accepted on a house. With regards to the bank statements I've been reading the underwriters check payments in and out. My boss at work pays part of her salary into a savings…
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Should I sell up and rent instead? Or is there a 3
Hi, I have never posted on here before, but I am in need of some advice. 10yrs ago my husband and I bought a property using a homebuy scheme loan. We were young and just agreed to everything our broker said and we didn't fully understand the implications of it. Anyway we have 2 children and are struggling for space (2 up 2…
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renting and deposits
my son rented with 6 others ...strangers at first. the landlord made them jointly responsible for the house with regards their deposit. Some renter went some new came over the 2 years, my son was lead tenant. one renter lost his job, took to drug/drink and theft from other tenants, noise parties all hours. complaints to…
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Oh My God! Is this a joke?
The council moved me into temporary accommodation at last (years of waiting, long story) but I wasn't expecting the tenancy to be so insecure. It's weekly! Weekly! Has anybody ever heard of this?
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New build - room size wrong
Hi, We are currently in the process of purchasing a new build property. We have exchanged contracts already. We went inside the property for the first time yesterday and measured up one of the bedrooms to see if our oversized single bed would fit. It didn’t but we were expecting this. However, we soon discovered even a…
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Wet brick? Is this normal? What is this?
Hi there, I'm currently purchasing this house, but have noticed the bottom couple layers of brick seem/look wet? What is this, is this normal for new builds? https://ibb.co/nj3jMS
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Help buying a new home before selling
Hi first time posting for me so hi everyone. I am after some advice here. Currently we have a house (in the East Midlands) which is Mortgage free As we paid it off a few years ago. It is an older property and it’s value is circa £275K. We are desperate to move house but we know that to give it kerb appeal we need to get…
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Purpose built victorian flat - noise levels?
Does anyone here live in a purpose built victorian flat, as opposed to one that has been converted? I'm considering buying one but would be good to know if they tend to suffer the same problems with noise levels from the flat above or not? Thanks a lot!
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Offers Over, Guide Price, Offers in Excess Of etc
Guys i am looking to buy a preowned house with a budget of 170k maximum however the cheaper the better if i can find something i actually like. Im Scottish and have bought and sold houses in Scotland before. Now im in England between Coventry and Leicester and im finding it hard to find a house that ticks all my boxes,…
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Noisy Neighbour - Not sure what to do next
Hi, This is a long story that has spanned approximately 3+ years now. I have had an ongoing issue with my upstairs neighbours noise. The main issue is the impact noises I can hear, which are primarily from heavy walking. The sounds go on throughout the night and this makes it hard for me to sleep. I have had sound…
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Help with Deposit & Mortgage
Now, this might seem like a stupid question, but as a FTB I'm new to all this... I've had my offer on a house accepted that is £1k over budget. My budget = my deposit + the mortgage amount (AIP) Is it as simple as just adding an extra 1k to my deposit?
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New build - flooring and fitted cupboards
I'm planning to move into a new build 2 bedroom house soon and I'm making a plan of things I need/want to do. I currently live at home so I'm in no major rush to move into the new house and I'd rather do any work needed on the new place before I move into it. There's a snagging inspection before I move in and one 2 years…
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New build utility bills
Quick question about new build utility bills... Just moved into new build flat. Took water and electricity metre readings on completion (with photo). Developer believes the electricity provider is Scottish Power but on trying to register an account with them online they say they do not provide the supply. I will go back to…
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Credit report before buying a house
So we want to buy a house... I have a ccj which I didn't know about for ground rent on a property of £1000 nearly 3 years ago. The papers were sent to an old address of mine but they wrote to my mortgage company who paid it! I didn't know about it at the time but discovered it when I downloaded clearscore. - will I still…
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Tenant gives notice then new rental falls through
Hi I was given a months notice by a tenant which I accepted. My property is now on right-move and I think we have an interested person. I am concerned that my current tenant has not been given a definite yes from his new landlord. If they decided to stay put and I have an agreement in place with a new tenant, what's the…
