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Land Registry Incorrect
I am currently in the process of selling my house. It was a new build, owned only by myself since it was built. The buyer's solicitor has discovered that the land registry is incorrect - something my solicitor at the time of purchase failed to notice or tell me about. It turns out that a small square of land within my back…
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Tenancy inspection query
I usually have an inspection by the EA every 6 months. The LL has recently changed the EA that he uses. The old EA did an inspection in mid-Jan and the new EA wants to come in mid-Feb to do their own inspection. They have described this as a "mid-term" inspection. 1) Is two inspections in two months too much - can I refuse…
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Damp found 2 weeks after moving in, none on survey
Apologies if not the right forum, feel free to move if not. I had an RICS Building survey done on the property I have since completed on. The survey was supplied to me on 28th November 2017 and performed a few days before that. The survey showed no category 3 issues and no Specific mention on damp. There were a few…
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Homebuyers survey worrying - should I proceed?
I'm a FTB buying a 1930s semi-detached home in the North of England for 150k on my own. It was up for guide price 150-160, and had 2 people pull out prior. I've had a survey done which has found that; There is lead supply piping between the house and water main. The survey says that a section of pipe underneath the sink is…
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EA doesn't like us speaking directly with Vendors
Exactly a week ago we had (or thought) an offer accepted, it was basically the asking price with a few bits of furniture thrown in. EA stressed that they need to see AIP, ID and Proof of Deposit. Part of deposit if from my parents who are abroad. Within a week we had engaged a solicitor, confirmed Santander to progress…
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Exchange/Completion Deposits with H2B ISA
If anyone can help me understand how the mortgage and deposits work when including a H2B ISA bonus I would be very grateful. I am buying a house for £106,500 but it was only valued at £105,000 meaning that the bank will lend me a maximum of £99,750 - assuming a 95% LTV, however I want to take out at least a 90% LTV of what…
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getting rid of letting agent
I am in a situation where i worked for a letting agent but was unfairly dismissed but thats a different story. I have a property i let out with them and now would like to swap agencies as I no how they deal with people and i'm not happy to continue with them. My contract with them states :the contract term will be the full…
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Leaving joint tenancy
Just asking for advise. Recently found out my partner has been cheating on me for several years, aswell as being opened to the abusive behaviour that I was receiving from him - only realised when looking from the outside in what had actually been happening. We currently have a joint tenancy together which is due to end in…
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Moving out of rented property
Hope you can help with this 2 issues I would like help with First Our LL gave us S21 to leave on 16th February. No problem with this as we want to leave. We have been offered a suitable property which is empty but the LL wants to put some new carpets down and do a few other bits so we won’t be able to move on the 16th but…
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Fraud
Hello guys. We have a retail/maisonette property which we were about to bring to market (via agent) when we were approached privately about it's potential availability; showed the property and verbally agreed a cash fee (they got wind of it through word of mouth and while we don't know the buyer personally they 'appear' to…
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Commuting - how far is too far?
My partner and I are currently looking to purchase a house in the Manchester/Stockport area. At present we have no children, but this is likely to be something we consider in the near future. We both work in the city and have a car. We would have loved to buy in South Manchester where we're currently renting, but we simply…
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Council tax ,conned and confused !
Hello hope someone can assist/advise on what is a very confusing situation. We entered into a rental agreement nearly 7 years ago.,which states council tax is included in our rent,CAB have confirmed that our tenancy is AST.-no problem so far .Last August it came to light through a neighbour dispute than escalated…
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Best Brighton to Eastbourne commute route
Hi all, I'm already living in Brighton but my job is moving to eastbourne next year. I understand its not the best commute however hubby doesn't drive and will be working in Brighton/might possibly even have to work in London. (it's only for one year...) Does anyone know which route is the easiest and less stress inducing…
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Commuting to Bristol
Hi! New to this forum business so sorry in advance if this sounds silly! We are looking to buy our first house, we are currently renting a flat. We’d like to live outside of Bristol, ideally in the countryside but commutable to Bristol. We are looking at Wotton under edge and areas around there but are also viewing a few…
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Sell or rent?
I bought a property in 2014 with my other half. We live in an area of the country where house prices have fallen. The value of ours has fallen despite us investing in improving the property. We are now moving for work and want to weigh up our options. Although the value of the house has fallen we still have some equity in…
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First Tier Tribunal Form for unfair service charge
I am just completing the form to take the management company for my flat to a First Tier Tribunal as I believe the management fees in the service charge are excessively high. I was just wondering if anyone might be able to help with the form. Section 4 asks for 'Details of Respondents' and states 'this will not be the…
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Boiler not serviced as promised.
Hi all, We bought our first house and moved in in December. We were informed (in black and white) that the boiler will be serviced prior to exchange of contracts. 6 weeks after we moved in, we hadn’t received any paperwork relating to the boiler whatsoever. Last week the boiler stopped working and cost us £400 to get…
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First time buyer needs advice!
Hello ! Total newbie over here. A little into - I am 21 and my partner is 23 and we live with his parents and have a 1.5 year old son. We are currently in the process of saving money with the end goal of getting a mortgage to buy our own house. We aim to have saved enough money for a 10% deposit by this time next year. I…
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Password
Forum just told me to change my password as it is over a year old. For Petes sake there is nothing worth securing on this forum so why the ridiculous idea you should have to regularly change your password. I thought that the whole point of MSE was to bring common sense into things instead of being idiotically…
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Second Mortgage
Hi, new to this so apologies if this subject is elsewhere (I just couldn't find it). I have a mortgage on a home, recently purchased, so very little equity (however we did get a good deal in terms of other properties in the area but that's not what the valuation came back with - my mother previously rented the house and…
