We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Leaving joint tenancy
Manchester1234321
Posts: 9 Forumite
Just asking for advise.
Recently found out my partner has been cheating on me for several years, aswell as being opened to the abusive behaviour that I was receiving from him - only realised when looking from the outside in what had actually been happening.
We currently have a joint tenancy together which is due to end in a couple of months.
Rent is paid via direct debit from my account, he would send over his half each month. So I was wondering if when I leave, hopefully sooner than the few months left, how easy it would be to swap the direct debit to himself/or if I just cancelled it from my account completely.
Lettings people have been very helpful so want to cause minimal issues with them.
Recently found out my partner has been cheating on me for several years, aswell as being opened to the abusive behaviour that I was receiving from him - only realised when looking from the outside in what had actually been happening.
We currently have a joint tenancy together which is due to end in a couple of months.
Rent is paid via direct debit from my account, he would send over his half each month. So I was wondering if when I leave, hopefully sooner than the few months left, how easy it would be to swap the direct debit to himself/or if I just cancelled it from my account completely.
Lettings people have been very helpful so want to cause minimal issues with them.
0
Comments
-
You need to serve notice to quit the property or you are still in a Joint and several tenancy.
https://www.which.co.uk/consumer-rights/advice/my-housemate-has-stopped-paying-their-rent-do-i-have-to-pay0 -
Manchester1234321 wrote: »We currently have a joint tenancy together which is due to end in a couple of months.
Why is your current tenancy due to end in a couple of months? Have you served notice to end the tenancy or do you mean that the fixed term is about to end rather than the tenancy itself?
Read G_M's guide to Ending/Renewing an AST for further information. (I have taken a punt that you are in England given your user name.)Manchester1234321 wrote: »Rent is paid via direct debit from my account, he would send over his half each month. So I was wondering if when I leave, hopefully sooner than the few months left, how easy it would be to swap the direct debit to himself/or if I just cancelled it from my account completely.
Are you positive that you pay rent by direct debit? It's very unusual to pay rent in this way; standing order is far more common.0 -
Sorry for late replies.
Fixed term due to end in couple months, break clause makes it sooner - I’ve surrendered.
Paid by direct debit as HA but full rent not council rate. If it were standing order this would be a lot easier.0 -
Tried looking on Shelter site but nowhere really mentions the direct debit for rent, seems it!!!8217;s not at all common, and their online chat don!!!8217;t open again till Monday so hoped people here would be helpful.0
-
Does your partner know that you have served notice to invoke the break clause? For the tenancy to end both of you will need to move out or if he wants to stay the landlord would have to agree to granting him a new tenancy.
You can't just transfer a direct debit into someone else's name. That's not how they work.0 -
No he doesn!!!8217;t know as after the revelation he walked out and left.
Refused to sign the surrender and was using it as collateral to come back and stay till end of fixed term.
I have spoken to the HA regarding the reasons that the tenancy needs to end, they advised that I could surrender on my own and have accepted it.0 -
Manchester1234321 wrote: »No he doesn!!!8217;t know as after the revelation he walked out and left.
Refused to sign the surrender and was using it as collateral to come back and stay till end of fixed term.
I have spoken to the HA regarding the reasons that the tenancy needs to end, they advised that I could surrender on my own and have accepted it.
If your ex has walked out does that mean he is living elsewhere now? If so why is there a need for him to set up a direct debit to pay the rent in the future?
The letting agent is correct in that it only takes one joint tenant to serve notice since joint tenants are seen as a single legal entity. However, unless you both vacate the property you will still be liable for the rent....double rent in fact. Please do read the information in the link I provided earlier.0 -
He walked out. Said he would maintain his commitments to pay till the end of the fixed term.
A day later he changed his mind when we were told we could surrender early. He is now coming back and expecting to stay in the property till the end of the fixed term, rather than the surrender notice period. He is doing this as he knows that due the circumstances surrounding the split that I would not want to stay here with him. It’s the final thing he can do to hurt me.
He is coming back the beginning of the week and, from what I understand, expects everything to go back to ‘normal’ for the remainder of the term. This is not going to happen.0 -
I've just given you advice based on the legalities of ending a joint tenancy. For advice about leaving an abusive relationship I leave that to more experiences organisations such as Women's Aid and Refuge.
http://www.nationaldomesticviolencehelpline.org.uk0 -
Yes Contact Women's Aid, see what you can do to protect yourself. See if you can legally change the locks.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards