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Property Inheritance of a Leasehold
My husband was admitted to hospital midday New Years Eve and passed away on 06 Jan 18. 2 days before he passed away it was reported by his tenants that on their return from their Xmas break there was a leak from the upstairs property. I was only able to inspect the property (and water damage) on the Tues following my…
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Help to Buy Equity Loan
Following on from this Post People who have sold a 'Help to Buy'... My property is currently on sale and I have an equity loan with Target HCA My proposal is to redeem the loan on sale of the property However i am wondering whether, it is worth getting a redemption done now considering some of the hassle people have…
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Rent arrears due to hidden late charges
Hi All Posting on behalf of my girlfriend who has just had an eviction notice served on her, ending her tenancy in the middle of this April. This is ironically two months before we plan to move in together, which the letting agents knew as she only asked for a 6 month lease this year. They have never actually procured this…
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Agents fees... £5k too much?
I am selling a house. Estate agent and I singed the contract for 1.2 % of house sold price. It is about £ 5k included VAT. Is it too much? We've got a offer (only 3 weeks on market) and agreed to sell. I started to looking for solicitor. And it add up about £ 1k. We are very tight in money. Could I go to EA and ask to make…
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House Sale Ad
I know that decent photos on a house sale advert can go a long way to attracting buyers but I am reluctant to have my personal goods on display to the world especially so when the pictures will outlive myself on the Internet. I'd rather the house pictures were more anonymous. I have three options: a) Show all rooms as…
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Land Registry time frame question please
My wife owns a downstairs flat in a converted house that has a decent sized garden. Her son bought the upstairs flat and my wife transferred a piece of the land at the rear of the garden to him to use as a garden at no cost. he has never created an access to the garden or used it for anything. He is now selling the flat…
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South East Cumbria Location
I am planning to relocate to South East Cumbria this spring from the south coast. I am currently searching for a property in the Kendal, Milnthorpe, Grange areas but have noticed Carnforth coming up on my property searches. I have not really ever considered Carnforth before but wondered if anyone had some local knowledge…
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Options for Association tenants
I know council tenants get right to buy and money off cost of buying their home. My home is housing association, I don't want to buy it. However I am looking into home ownership. What options are there for association tenants when house buying?
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who pays
a relative got a mortgage on a council property my mum lived in under the right to buy scheme ,it is a flat the council are putting new roofs on & want my mum to pay towards the cost but she has no savings to do this ,also the person who took the mortgage out has equity released the flat to a company but my mum had to sign…
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Help to Buy ISA
So, I am in the process of purchasing my first property. Apparently the Help to Buy Government's contribution of 25% does not go towards the deposit but in fact the mortgage overall. For a start how does that help anyone to buy? Given it doesn't contribute to the deposit, which is the hardest part for us first time…
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changing tenants in common percentage
I currently own a BTL property with my partner as tenants in common. The split is currently 99/1. I want to change this to 50/50 so we pay equal tax on the income and in the future can make use of both CGT allowances. Can I simply send a form JO to the land registry with an accompanying letter or is it more complicated…
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Buyers survey told to enquire about building regs
Our buyers homebuyers survey has advised to enquire about building regs as the previous occupant added a bathroom window in 2001. We bought in 2006 and our survey didn’t bring this up, which was also a homebuyers survey. Is this likely to be an issue? I’ve seen mention of an indemnity - is anything likely to be needed…
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Moving from shared ownership to rent
Hello all, I was wondering if I can tap into the knowledge and advice out there, My situation is this, my wife and I have recently agreed to divorce. We have a 6 year old daughter. We currently live in a shared ownership house that is in my name. I am happy for my wife and daughter to stay in the house whilst I move out…
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Flooding
Hi, My partner and I are looking at properties in the Peebles area and, as you may know, a lot of the properties are close to the Tweed and Eddleston Water. Its also quite common (so I am told) for there to be flooding. How do you go about working out if a property is in the 'danger zone'?
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New Property with the Same Letting Agent
I'm currently looking to move to a larger place and my current letting agents have the perfect property advertised, also owned by the same Landlord that owns my current property. I know I will have to put another deposit down on the new property but does anyone know if its normal for them to expect me to pay application…
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Multiple Agents
Last time I sold a house, the agent made us sign a sole agency agreement. Is this still the case? Or can you sell with multiple agents at once? And does it include online sources?
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Environmental search issue when selling property
I'm halfway through the sale of my house and an issue has arisen where the latest search says the property may have been built on contaminated land. When we purchased the property the environmental and mining search was clear so I'm now confused. I was told the searches are now "stricter", says who though? Has the…
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Releasing Equity...think that’s what it’s called..
If listed in the wrong forum, can a mod please shift? We don’t have a mortgage on our home, almost 10 years mortgage free, DD is trying to get on the property market, she has just started her new career and is in a good job with promotion opportunities and a clear salary progression scale. I know not many jobs are for…
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Buying from relative, ex-partner, repossession.
A bit of a long and complicated story, and I'm not really sure what to do. I'll try to summaries it into bullet points: * I have a close relative who is disabled (for reasons of mental health; "the usual story" if you wish...) and currently receives support for mortgage interest (SMI). I understand this comes to and end in…
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Time scale of Land Registry
Hi Does anyone know the latest timescale for a Land Registry to deal with Deeds of Rectification? We are waiting for a garage lease and adjoining parking space to be amended as the original plans were incorrect. We are waiting to exchange so requested expedition but we haven’t heard back yet. It’s been 13 working days…
