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Selling my house - a boundary issue has cropped up
Hi, My partner and I bought our house in 2004, a purchase which went pretty quick, some issues raised on a valuation (to do with property alterations) but other than that, all was well. We were aware that there was some sort of boundary change which was agreed with the local council back in 1998 (all the gardens on the row…
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Clueless FTB!
Hello, We are first time buyers and have just had an offer accepted on a house! Now what? Do we just go ahead with mortgage application? will we hear from the seller again or do we just assume that they are just cracking on with their house purchase too? Sorry for the silly questions! I've been reading the articles on here…
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Nice period home but badly overlooked - yes / no
Well we have found a lovely period double fronted house with a full cellar and 5 bedrooms 2 living rooms and a morning room. The house is in need of some updating to the time of 40-60k and it needs all the windows replacing with sash which is gong to fleece us at 23k. Being such a unique house it's difficult to gauge the…
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Legal Costs
Hi All, I am currently looking to buy a shared ownership property and have been shopping around for the legal fees. I am seeing quite a big difference in costs on some of these. Anything from £3000 total cost down to £1400 total costs. Is it common to see a difference like this? Thanks
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Does a Decent Shed Increase Value?
Thinking of buying a new shed. I can save about £300 and buy a cheapish shed or can get a fairly decent tongue and groove shed for about £700. If there was a decent shed, would that increase a house value or it's sale-ability? Compared with a bit of a rubbish one? We're pretty big gardeners so have a fair amount of tools,…
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Help to buy equity loan repayment
My question is it states the loan needs to be repaid when the property is sold or the mortgage term ends whichever comes first. So if after25 yearsyoupaid your mortgage off but you don't intend to sell the property and have not and can not repay the equity loan what happens then? How do the government get their money? Can…
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Old Planning Permission
Can anyone tell me how I can get a copy of the planning permission for my flat? It was built in 2009. Thanks
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House on with 2 agents can I call both?
The house I'm want to view is on with 2 different agents. I had no recommendations or opinions on either so just chose the one with the best particulars and photos. I'm now struggling to even get a viewing because this agent only has one person in the office able to do viewings for this property and he's always booked up…
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Renting a room in a decent home - question!
Hi there, Would love to get a view from existing or would-be lodgers (ie renting a room with a live-in landlord). In order to get access to a list of quality and fairly priced private homes with rooms to rent ... without trawling through the hundreds of often low-quality listings on eg gumtree or spareroom ... would you be…
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How to arrange removals etc before exchange?
I know many people on here will say "just don't" but I know in some cases people exchange and complete on the same day. We have yet to exchange but we are all working to a mutually suitable completion date of the 19th May (2 weeks today) but I am under no illusions, until we exchange anyone can change their minds. How do…
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Rent house while in process of buying
Hello, We are currently in the process of buying a property (mortgage is confirmed, survey done), however we are very keen to move ASAP as our currently rented property has problem neighbours. What we'd like to do is offer the seller that we rent the property up until completion date. Has anybody done this before? How easy…
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Buying property as a single person - am I crazy?
Hi everyone, So I have decided to bite the bullet and make solid plans to start looking (and buy) a house towards the end of the year/early next year. I have chosen to wait as I need to save up some more money to cover stamp duty, legal costs and other expenses. However, I must admit that I am scared. Actually, petrified!…
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Sold flat, ground rent arrears post completion?
I recently sold my flat and during my ownership I made sure that ground rent was always upto date. Homeground are now trying to say that I had arrears of £23.40 which I did not know about nor was it communicated to me when I owned the flat. I have included my statement below which I requested from Homeground. It clearly…
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First time (individual) buyer - looking in Rochester/Chatham/Strood, Kent area
Hi everyone, So I have decided to bite the bullet and make solid plans to start looking (and buy) a house towards the end of the year/early next year. I have chosen to wait as I need to save up some more money to cover stamp duty, legal costs and other expenses. Based on my deposit and income, I cannot afford to buy in…
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Generate income from my home?
Good afternoon, I'm after some advice, I have a 6 bedroom house, could call it a 7 bed as the old garage got converted into an extra room due to previous owner having a disabled child. Anyway, I was thinking of downsizing,I don't need a house this big, my house is in fairly decent location, I have 3 schools, hospital and…
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Help to Buy - Equity Loan Question
Good afternoon all, Looking for some friendly advice. One simple question: If your property was purchased through the help to buy equity loan scheme, are you able to be a director of a company that purchases property for the purpose of renting out? Many thanks in advance for all responses.
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Electrical inspection report
Hi Just after some advice please, had electrical inspection carried out on house yesterday.....we are 9 weeks into sale and purchase.... home buyers report done 3 weeks ago and gas inspection done. Both recommended from survey. Electrical bought up some issues......new fuse box...some old wiring...couple plugs have issues.…
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Interested in buying a house but not sure we are getting the right price
Hello, Me and my partner are first time buyers. We have seen a house we are interested in. The price has fluctuated over the years so we think it could be a bit of a risk: 21 Nov 2014 £160,000 07 Dec 2012 £130,000 10 Jun 2008 £175,000 17 Oct 2006 £165,000 The current owners who bought it in 2014 originally put it up for…
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Please help with a renewal fee Q !!!!
Where do I stand..................? I have paid my agent their renewal fee for a further 12 month fixed term contract although I had requested a periodic tenancy as i'm in the process of buying a house. This was refused by the landlord as he wanted the security of 12 months and reluctantly as I have a young family I paid…
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getting an offer accepted... ?
ok, after wasting 11 weeks with our previous purchase before the vendor pulled out we now have 5 viewings booked for this weekend. We are viewing one property tonight up at £184,950. we put an offer forward this morning of 180k because we wanted to try and secure it & put others off. 180 is our max! the vendors has come…
