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Council Tax,How do I pay?
Me & my boyfriend/partner is moving into a rented house in 2 weeks time. I've always lived with my parents & he was house sharing so everything was included. We were both wondering how we actually go about paying council tax and setting ourselves up to do so or is this automatically done when we sign the final contract and…
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Buy mundic C house in Cornwall?
We are looking at houses to buy in Cornwall and have found one which we are told is classed as 'mundic grade c'. Having read what is available in the net regarding this it doesn't sound good but what I can't understand is how the building is still standing. It was apparently classed as 'mundic grade c' 25 years ago, so…
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Old stamp duty?
I've used the old stamp duty calculator for 2014. It says I pay £1500 fee in stamp duty for the property price of £155000. Is this correct? How come it's more in 2014 than it is now , when stamp duty has gone up??? 2. If you paid in July 2014 can you reclaim any difference in fees for the cheaper price?
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Paying for a house?
Question, when buying or selling a house. Do you have to pay or be paid into the bank account of the owners name. Or can I pay for a house using a bank account in someone else's name, or visa versa be paid for the house in another persons bank account?
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Help ref second home stamp duty & capital gains tax
My husband and I have been married for just over a year and are in the process of buying our first home together. Technically we both still have our own homes. Post and voting still at separate addresses. We have sold my house (smallest in value) and had offer accepted on a new property that needs both our incomes for the…
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£250 for obtaining a management pack for leasehold?
I am selling my flat, which is leasehold. My usual solicitor I use, gave me a fab quote and said it was the final figure. But then now says they are requesting the leasehold management pack and its £247+vat. Is this reasonable, is this even necessary considering my buyer is living in the flat shove me with all the same…
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Negotiating without a bidding war
Hi, I hope someone here can help us? Last Monday we put an offer on a house, which was rejected. We have been biding our time and considering a higher offer. We've now learned that there has been another offer on the property. Where do we go from here? is the EA likely to tell us what the other offer was? And how do we…
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buying half a house
My issue is this. I am to be buying my friend's house, but the plan was to do it in two years when my fixed term contract becomes permanent (I work in education for the council). But it looks like for financial reasons she may have to look at selling the house sooner. She has suggested that I buy the house from her for…
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Ground Rent on Freehold House
I'm hoping someone can shed a little light on this before I get to speak to my solicitor tomorrow. I'm nearing the end of the process for purchasing my new home, the seller has text me over the weekend saying that our solicitor has raised an enquiry around ground rent on the property. The seller is unaware of this and has…
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Can you sell a house with no Section 38?
We bought a new build 15 months ago from a small builder. They are a nightmare. We have just found out there is no section 38 agreement with the council. The roads are all u finished and only 4 more houses to sell. I know exactly what is going to happen. The 4 houses will sell and the builder will vanish. They are telling…
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results of damp&timber survey
Hello I instructed a damp & timber survey on a Victorian 3 bed house I intend to buy. This was carried by an independent surveyor so costs are estimates rather than actual quote as his company does not carry out any work. The overall comments are that there is no evidence of significant dampness or timber decay but the…
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Mortgage remortgage or sell ? Please help
Hello I'm a newbie :j I'm just not sure which way to go :( I have a flat that i would prefer to keep, at least in the short term. I owe about £13k on the flat (Value £125k) I also owe about 6k in loans credit cards etc. I live with my disabled parent now to help with care. I want to buy my parents house to be able to adapt…
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Date of Entry
Hi all, We are in Scotland, going through the Open Market Shared Equity Scheme. We have found a house we want to make a offer on, been in touch with all the relevant people. A closing date has been set for this Tuesday (11th April). Our solicitor has told us there was 3 notes of interest, including ours, and one is also…
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Selling house - some garden flooding a few years ago - dilemma
Hello, I have a bit of a dilemma I am chewing myself up about and would like some views on how to proceed. I am in the process of selling my property and have been completing solicitor paperwork. One of the questions asks if the property has ever been flooded (whether buildings, surrounding garden or land). Well strictly…
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Borrowing deposit money from dad so that he benefits too. How to approach this
Hey everyone, I’m looking for a bit of advice on how to approach this. Here goes.. So my dad has £7,000 he’s not sure where to put as he says the interest on ISAs is fairly rubbish at the moment so this got me thinking (which is always dangerous ha ha). He is willing to put that money somewhere and not touch it for a…
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First time buy, currently in rented
Hi We've made an offer on a house and it's been accepted. Obviously hugely excited, and arranging a second viewing next week just to measure some wall space to put cupboards in etc. Firstly, is there a 2nd viewing recommendation list? Is there anything we really should be checking before everything goes ahead? Secondly,…
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Had mortgage ten years ago
I had a mortgage ten years ago I sold the property and have stayed in a council flat for 13 year I'm looking for a mortgage I know I need government help but what kind of mortgage can I get as I can only find first time buyers or moving home mortgage can anyone help
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help to buy question regarding alterations
we have gone with a new build via the help to buy scheme and it says we are not allowed to do any alterations, does this include the following -adding cctv -ripping up grass at front of property and replacing with stone for a small driveway -adding lights around the property thanks
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Stamp Duty Question
I became an 'accidental landlord' when I rented out my house and bought (with another mortgage) and moved to another. I kept my residential mortgage on the old house and gained consent to let from my mortgage provider. I now wish to convert my old residential mortgage to a BTL one, on the same property. The house is worth…
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To extend or not - dealing with the ex
So, this is the situation: My ex boyfriend and I bought a flat together over 9 years ago but we then split up and decided to rent it out as neither wanted to sell to the other. This has been an OK situation so far but I am now starting to become concerned about the lease on the flat ticking down. We looked into extending…
