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Renting and bad credit.
So long story is bought a house with partner 2 kids bad relationship I got in debt as he wouldn't pay towards anything bar mortgage we have split house sale completes this Thursday 🖒 for getting out of the relationship solicitors were involved as he didn't want to give me half of the house even though it was joint and he…
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Where should i move to
I`m uncertain as to where in the UK to move, me and my girlfriend are expecting a child in September and just don`t think we are in the right area to start a family, I want a nice location with ease of getting to work, has to be rental at the moment, I was considering Bath, London, Plymouth, and other southern areas,…
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loft insulation in an older property
Property built in 1922, had 4 tenants in the top floor (shop below), since loft insulation has been installed, 3 of the 4 tenants have complained about mould and damp--the other tenant religiously opened windows every day (summer and winter). I am now wondering whether to have the loft insulation moved from above the…
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Requesting another viewing after offer?
Hi all when is best to have next viewing
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Capital Gains Tax and Climbing The Property Ladder
I am looking for a bit of advice on behalf of my son. He has just started looking for his first property. His plan is to buy a run down place, do it up over 2-3 years and sell on for a profit. He then wants to repeat this over and over again till he has his dream home. He is hoping for an average profit of 25 - 30K, each…
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Leasehold floor plan incorrect
I have just received a copy of the leasehold of the flat I am buying and there is a floor plan included that is a little bit incorrect. It basically is a little bit back to front, it is like a mirror image of the what the actual reality is. The actually size, number of rooms etc. Is correct and the title plan is also…
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Retaining wall queries
The property we are buying had its garden split, so they could build on the rear part of the garden. As part of this they built a retaining wall. We are currently in the process of determining who responsibility the rear boundary is etc.. but is/would there be a way of checking the retaining wall was built high enough / to…
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given time limit to exchange? / pressure
Hi we are currently buying a house, and we got all our paperwork, contract / searches etc.. on the Friday 24th march, we raised some queries and sent them back to the solicitor straight away (received Monday 27th) We were also still awaiting results of the local search still ( solicitor got them back on the 7th April) and…
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Index search at the Land Registry, ?
we are currently buying a house, and when we got the first contract and copies of searches etc.. we noticed the boundary was not quite right and not what we expected. A garage sized piece of land at the front right boundary. I checked the local planning portal to see what title plans looked like previously and they include…
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Deposit protection
Hello, this is my first post here. I've been letting out a house for a few years now to a great tenent. However, my circumstances have changed and I need to sell the house so I've gone through the right channels. The tenent isn't overly keen as it means uprooting etc but she's accepted it. Problem we have is she can't…
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Deed of variation leasehold property
Hello I hope to get some help, as I have sold my 2 bed flat and I was due for completion but the buyers solicitors requested a deed of variation over a paragraph clause on the lease.my solicitor believe that the paragraph is a general clause and the lease does not require amendment. I am also in the same thought. The lease…
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Capitol Gains Tax
Hi, I'm wondering if anyone can help me, with advice on if I have to pay extra tax, due to selling a 2nd property. My wife and I owned the house from 1989 - 2017 (lived in 20 years till 2009) We haven't lived in the house since 2009. Our son has lived in it, rent free 2009 - 2017. After calculating the time owned, and the…
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Which survey?
What's the real difference between the home buyers and a full structural? The house we are buying is approx 80 years old so would like some form of survey. Also if you use the mortgage companies does this drag out the offer process, would it be quicker to go independently? Thank you
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Help! Advice needed on roof deflection/distortion
Hi all, I am buying a house, first time buyer and just had the surveyors report back. There are Two things I really need advice on, and I'm not sure where to turn. 1. There is evidence of some deflection and distortion to the main frame. The original roof plane has deflected slightly over the gable end. This is probably…
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Land registry question
Hoping someone can help..... When we were buying our new build property from a small local builder they said we could not sell our house until all the estate had sold. I questioned my solicitor on this and he challenged the builder. The sakes lady emailed us both stating they would allow this to be reduced to properties…
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Can anyone help please?
I am posting here about a problem my daughter has and hope someone can throw some light on our best course of action please. My daughter moved into a new property last year with a boyfriend which they went into jointly. My daughter contributed almost half of the deposit, the rest being made up by her boyfriend and a £5000…
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Another Stamp duty question..
apologies for the topic as I'm sure this has been well discussed however... i bought a house approximately 10 years ago independently. This has raised in value and now me and my fianc! are looking to buy a home together. i want to re-mortgage to a let buy to fund the deposit. She will be a first time buyer on this second…
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Miller part ex
Hi I'm just wondering if anyone can offer any advice when trying to part ex with miller homes ? The house I was interested is advertised as 175.995 and I needed to sell mine for 110.000. Initially the monthly repayments for the higher mortgage repayments came back too high but the sales rep said we would be able to work…
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Selling Help to Buy home equity loss
I was hoping someone would be able to shed some light on this. I'm considering enrolling in a Help to Buy scheme, I project I should be able to buy in the next 2 years. However, what has me hesitating is that I heard that if I wanted to sell it later on I would need to give the government back a percentage of the future…
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Issue with loft conversion
Need some advise am selling my flat which had a loft conversion in 2007. Flat is lease hold with share of freehold was advised by management company at the time that i needed written consent from the freeholders to have the lost conversion: this was obtained. Buyers solicitor has picked up that the loft space is not…
