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FTB quick question re title deed
Hello Just a quick one, received loads of forms to fill in today and as a FTB I am clueless. I thought this a bit odd, but maybe it's the norm: We can provide you with details of the updated Title Register in a title document, confirming you as the registered owner of the property, for a fee of £30 plus VAT. This is very…
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Instructing solicitors
So our mortgage was approved subject to valuation on Tuesday by Natwest. Valuation is now not until the end of next week. We aren't expecting an issue with the valuation. Are we safe to instruct our solicitors to start or should wee wait till valuation is confirmed? It's a non chain sale so both parties want to get things…
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Can't decide kitchen layout re-jig?
After some advice as we're buying a lovely 2 bed maisonette, immaculate condition, needs absolutely nothing doing to it but I keep debating the layout!! Currently the master bedroom is the only room that has direct access to the garden. Ideally I would have preferred direct garden access via the kitchen or lounge. I don't…
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Buying a house - survey?
Hi It's been 10yrs+ since last purchased a house & currently in the process. We have had a valuation done as part of the mortgage offer, should we have a survey done in addition to that or is the solicitor searches and valuation enough? Thanks
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Housing benefit, shared ownership
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Chain question/ 1st time buyer
Hi all We are first time buyer. The vendor is on the chain. Are there any way, like putting a clause to the exchange agreement, not to wait the vendor's chain process? Paying 2k per month for rent..I have heard terribke stories on chains.. Thank you
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House still on the market?
Just wondering what other peoples take is on this. We looked at a house 3 weeks ago loved it and put in an offer below the asking price as the house needs a full renovation,the offer was not accepted so we went it higher hooray it was accepted,only the next day the estate agent rang us to tell us someone one else has put…
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Housing Association Major Works
Hi, We're currently having some major works carried out on our block of flats. I am a lease holder. They have just given the invoice for about 12k, which is slightly over the origal quite when the work start a year ago. I have some questions about if and how we should challenge what we're being charged. For example. a) We…
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Building survey showing up roof and electrical problems.
Hey All, Just had a building survey back on a house we`re intending to purchase. Its pointing out that one side of the roof is slightly uneven and the surveyor is suggesting the nails to the battens have probably rusted causing movement. Its a 1930-40s house and probably an original roof. So it could be an issue throughout…
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Buy to let rather than sell to buy advice
I am planning on moving house and might have the opportunity to let my current house jointly with my father, rather than sell but could do with some advice. My current house is worth in the region of £220k My equity is about £150k My first direct mortgage is around £70k. The house I’d buy would be around £320k My Dad wants…
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Selling to Buy and the Amount of Tax if Any?
Hello Everyone, If I was to sell a house, that didn’t have a mortgage, and I want to use all of the money from the sale to buy the new home where we will live in the future. I will need a mortgage or raise funds for the difference. However, I need to know if I am going to be taxed on the sale? Right now the house I am…
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Bristol letting agents recommendations
I am a Bristol landlord looking for a new letting agency, can any fellow landlords recommend one? My situation is that I was using an agency that I was very happy with, but they have now retired and sold to a larger organisation who have so far been less than satisfactory yet charge the same fees. They are also not in…
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Evicting my tenants
Hi, i wondered if anyone can help advise on the best way to evict my tenants as soon as I can as I wish to sell my house. We are buying another property and I don't want to have to pay second property stamp duty which is a lot of money seeing as I want to sell the house and will not be gaining from it The AST finished at…
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What does this legal term mean?
A good friend sold me a house 10 years ago with a relatively basic loan agreement to be paid back over 25 years. Unfortunately he died a few years ago and obviously his son is not happy about the agreement we made. It seems to be a very unorhodox agreement because we were good friends. He has just sent me (though his…
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First Time Buyers: Buying a house with broken drainage?
Hi all, My wife and I are in the process of purchasing a our first home. The sale is dragging on for a few reasons but there is one sticking point that is preventing me from committing fully. The house is a 1920s, 3 bed semi-detached in a popular area. We've put many offers in on other places but had none accepted as the…
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Holiday Let and Council Tax
Hello, hoping someone can help. Question is simple but seems the VOA and local council cannot give me a definitive answer. We have an annex - basically a converted garage separate from our house It is split into a main room and a shower room (toilet, shower, sink). We have never paid council tax for this as it does not…
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Problems getting deposit back
My son rented a room for 6 months and his tenancy finished at the end of February. He still has not had his deposit returned. He has been ringing the agency every just about ever day this month and they take a phone number to get back to him but no one ever does. Please can I ask what is the next steps?
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Where to move to diverse outskirts London?
Hiya, other half and I are looking to start a family, we are currently in SE London but looking to upsize and move out where we can get more for our money, still travel to city for our work, but also have diverse area to move into, being Asian/white couple we'd love to be in a nice mixed area where we can raise little uns.…
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Still waiting on Local search from solicitor
Hi Guys We are still waiting to hear back for our last search which is the local search, the drainage, mining and enviourment(waiting on information back for still) have come back This has been since early March, I understand that this can take weeks but I was wondering should I email the solicitor to say we are worried…
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unable to sell flat because of leaks from upstairs
I'm trying to sell my flat but I've had to cancel viewings because of a leak from the upstairs flat. We have had to get the ceiling repainted several times over the years, because of several leaks, for different reasons, and she has reimbursed us when asked. This time it's caused by the wash basin from the upstairs…
