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Renegotiating offer to developers after survey valuation
I'm buying a flat with my divorce settlement and have just got the survey back. The valuation is 10k less than what I offered and I want to renegotiate. There are no serious issues raised in the survey but many minor points such as finishing/making good but also the windows being apparently poor quality. The surveyor has…
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Overpaying Stamp Duty
I received a letter from Tax Accountants saying I had overpaid stamp duty on the house I bought (with my wife and mother) in August 2016 and wanted to know if it was legitimate! We bought the house for £745,000 and paid stamp duty of £27,250. The letter claims we can get a refund of £10,000 as we should have only paid…
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council house exchange
Hi , i am lucky enough to be doing a council house exchange from scotland to england , the house in england has right to buy , my question is does my 6 year tenancy in scotland carry through to the new english property , i.e would i have immediate right to buy ?
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Letting agents viewing for "mortgage purposes"?
My landlord's letting agent contacted me on Tuesday afternoon to ask for access to my flat on Wednesday. Usually I get a week's notice when they want to access, I think the lease says I must get 24 hours' notice, this was less than 24 hours' notice. Odd thing number one. (In an effort to remind them that I'm a good tenant…
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Avoiding Stamp Duty surcharge on second property
Hi all, I live in employer owned accommodation during the week, and with parents at weekends. I own a property which I rent out and want to keep. I now want to buy and live in a property with my GF (first time buyer - I realise this is irrelevant with regard to new SDLT rules). This will be my main residence, my previous…
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Leaving a Solicitor review... When i finally complete
I'm getting that annoyed with my solicitor that I've begun writing a review early. Tell me what you think. :) :A This is the first review i have ever written and let me start by saying i very rarely get frustrated, and when i do i normally keep quiet as i usually think the people are having a bad day and i don't want to…
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Property plan question
Hello, this is my first post here, and I am sorry if this has been asked before. We are selling our flat and there have been a couple of issues with items and areas not being included in the lease document. Therefore, our conveyancer has said we need to have a Plan drawn up to show our floor plan and inclusions (ie. rear…
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Title feeds
Is there an easy way to get hold of title deeds?. Need to check out what part of garden we own. In Scotland.
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Buying a flat - No provision for insurance
Hi My rather useless solicitor just confirmed the following and basically don't want to briefly outline what this exactly means: "there is no provision in the lease for the insurance proceeds to be split between the landlord and the tenant according to their respective shares in a case where destruction has taken place and…
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Housing Quick Sale Companies
Hi folks, We currently own a flat but we have been offered a council house to rent which is more suitable for my wife's medical conditions. We were looking to quickly sell the flat we have, and were considering using a quick sale company. I know the valuation / offer from the company will be below market value but as long…
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Help to Buy ISA
I've just had an offer accepted to buy a property and I was wondering if it's worth opening a Help to Buy ISA for me and my partner and put 1200£ in each to get the 25% government help, with means we would get 300£ each, 600£ total. Is it ok to opening the account and withdrawing as we will buy a property straight away?…
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Extending a lease query?
I'm purchasing a flat with 86 years lease remaining. I've made it clear to the vendor that they need to extend the lease before I proceed as I know when 80 years marriage value on a lease nears costs increase to get this done. My question is how long does it take to renew a lease ? As I want them to do it before exchange…
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EA can't get hold of our buyer
We accepted an offer on our house at the beginning of March from a first time buyer who had the survey done within a couple of weeks. She was unwilling to instruct a solicitor until the chain was complete which is fair enough, we found a house with no chain and had our offer accepted on 14 March and instructed our…
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Holding deposit and estate agents
Can anyone advise me on the following: I put my property up for rent with an estate agent. They found someone and advised that the person wanted to move in on 1st may. At the time, it was about four weeks until that date. The agent told me that I had to stop advertising the property with other agencies as the tenant had…
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Communal Maintenance
Hi, I have a question around the maintenance of a communal area shared by 10 maisonettes situated above shops. They are all rented out and I have bought one as a buy to let. The maisonettes have a single communal entrance which is in a very bad state. There was a management company many years ago but no one seems to know…
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Buying House with Tenants
Hey, I've recently had an offer accepted on a property which I hope will soon become my first home. The property was listed as 'ideal for an investor' as there is a tenant currently living in the property who has been there for the past 5 years and was hoping to stay living there. Despite this the Landlord was happy to…
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Timing of deposit monies
My Son is about to buy his first house. The Solicitors appear to be asking for him to send them his whole deposit to them at exchange of contract time.( as opposed to completion) Is this correct as I thought he would only have to send them whatever is legally required at the contract stage(ie the non-refundable element (5…
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Landlord not responding to contact
I'm in the process of preparing to hand a rental property back to the landlord, but she's ignoring my calls and then not calling me back when I leave a message. In my letter giving notice (which I sent recorded delivery and have her signature as proof of delivery) I suggested we meet at the property so I can return the…
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Extending the lease on freehold property?
For my property, I own share of the freehold with the other flat who are in the process of selling. The new buyer wants to extend the lease alongside their purchase, and the existing neighbours are not prepared to deal with it. I need to confirm whether I have any objections to enter the lease extension to assist the new…
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Flushable wet wipes nightmare
Hello, I have been renting a flat for nearly 2 years. Last year there was a plumbing incident which caused some heavy damages to the flat below. I used to flush flushable wet wipes in the toilets. It apparently clogged the toilets below and it also caused some water leaks out of the drain. This is the water leaks which…
