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Question for Landlord?
Hi I have found myself a property to rent which is vacant from 28th April. My issue is that I am currently in my own house and although it is sold and everything is with solicitors last May is probably going to be the earliest that I can complete. As a Landlord would you accept a months rent to secure the rental of the…
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Inventory when leaving a premisis
Hi I was wondering if you could offer me some advice. We are soon to leave our rented accommodation after many years. Initially the landlord employed a letting agents to look after the premises but over the years the landlord and I have worked on a rolling contract and have not done an inventory. The property has been well…
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Landlord claiming damages I did not cause
Hi all From May 2013 until February 2017 I was unofficially renting a house. When I was there I was also paying my landlord the water rates and council tax and he'd pay the bills. About 18 months ago the bailiffs started calling for unpaid council tax which I advised landlord about. When they eventually said they'd be back…
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Sibling House Purchase.
I’m currently renting but don’t want to purchase a house at the moment. My sister however is looking to move out but doesn’t have enough of a deposit but could afford the mortgage payments on a flat. What’s my best option here? Should I purchase the flat as a first time buyer and pay the deposit. Then receive rental from…
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Making an offer on a 'To-Let' property (rather than 'For Sale' property)
Hi all, long-time lurker here with my first post: Is it possible to make a purchase offer on a property which is only advertised as 'To Let' (as opposed to 'For Sale')? I'm a first-time buyer, and the area that I'm looking is going through a bit of a dry spell in terms of new properties for sale on the market (the previous…
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Any Idea Time Frames
Hi All I have sold my house to someone who is at the end of their rental agreement in their current property. I have got myself a rental property to move into. The surveyor came yesterday to my property. Realistically if there are no hiccups how long should the completion take??? Any ideas, my property is free from the…
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Recommendations for House Insurance
I have never rented before but will be moving into my first rental property in a few weeks. I know that the landlord is liable for the Buildings Insurance and that I need to get the contents for my own items. Does anyone have any advice for recommendations on this please. Thank you. :p
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Buying a House with a Septic Tank
We've just put an offer in on a house that has a septic tank. Due the age of the house, the time it has been on the market (first marketed before 2015) and the local geography I suspect that this discharges to a local watercourse. Reading the rules around septic tanks, would I be correct in saying that the vendors HAVE to…
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Buyer wants us to pay for electric survey before exchange
I thought it was up to the buyer to pay for this? It has been requested because her survey found that 1 light fitting is not unearthed. I don't know if the surveyor tested any others. Thanks.
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Packing Service?
I've had a removal quote and an additional quote for a 'packing' service. I'd never heard of it but a Google search shows many forum threads reccommending it! Just wondered what those on MSE thought? ;) Worth the money? It's an additional £400. They come the day before and pack everything - not sure about unpacking, just…
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Landlord withholding deposit - court costs?
My landlord charged me £150 for "cleaning costs" even though I cleaned the property to a professional level after leaving. I was there for less than 6 months and the tenancy agreement I signed only allows for £80. Even so, I believe I have a case Indeed, the government’s own guidance from the Office of Fair Trading states…
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Chopped tree down, neighbour saying we damaged property
This weekend we chopped down a tree in my mates back garden, and his neighbour has gone mental at us saying he’s wreaking her house because now she will have foundation issues. The tree wasn’t that big to be fair, about 6 footish, and it was in a bad way. She threatened to sue my mate for any damage to her property. to be…
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Freehold purchase with no ground rent entitlement
Some background: * My wife and I own a leasehold flat in a converted building in England. * The lease (from the 1990s) is between the lessee, the freeholder (the company that converted the site, let's call them C) and a management company (let's call them S) that would manage the building and receive the service charge and…
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a week to DOE and issues
Our date of entry has been set for the past 8 weeks and missives concluded 7 weeks ago. The DOE has been set for next Wednesday. We have continuously chased our solicitor to see if more information is required and he's said no, until Thursday at 10 to 5 when he said we needed our home insurance endorsed to show that…
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How does Rightmove work?
Hi The person who had an accepted offer on my house has messed me around. I don't think the person was ever serious and has wasted a lot of time. My listing on Rightmove will have gone stale now as where I am there is a flood of similar houses on the market so how do I get my house to be fresh so people are emailed this…
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Mortgage deed and exchange
Hello. So I have left a message with my solicitor who is away today but I am abit confused. I have received a mortgage offer for a property which is good news! My solicitor has also sent the mortgage deed for signing. I have to sign this and post it back but a witness must sign it. Can it be the same witness for me and my…
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Ex Landlord demanding final settlement
Good morning, Just a few hours ago I received a very surprising text message from my ex landlord with regards to demanding a final settlement bill to be paid for a property we've just moved out of. Just an insight into this scenario, myself and my partner moved in towards the middle of November last year, and signed a 6…
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Stamp duty on 2nd house? Confused
Can anyone tell me how much I would have to pay in stamp duty on 2nd house costing £168k? Calculator telling me £5900 but sis in law who bought recently says that is wrong. She says they thought they would have to pay £4,500 on approx £140k property but that it was much much less. Thanks everyone
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Expat landlord returned to the UK - tax advice
Hello, Have recently returned to the UK to work after 8 years working abroad. We have 3 buy to lets with no mortgages with a combined income circa £1,700 per month across the properties. I will be working and taxed at the higher rate income whereas my wife will not work for the foreseeable future (approx. next 3 years) So…
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Unfair broker? and change of address question
Sorry for the rubbish thread title not sure how to word this. I have a couple of questions, after a bit of background information. I applied for a mortgage with the help of a broker, I was successful in getting a formal offer. During the application stage I informed my broker that my house I was selling completed and I was…
