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If you were me, what would you do?
Lived here 30 years. Lovely house, great neighbours, terraced, with access at the back to the garage and the bin store at the end of the garden which is 100ft long (I have a young hunk to cut the grass, highlight of my fortnight lol.) Not overlooked at the back, where there are playing fields, a stream, and then the hills.…
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Waiting To Exchange Contracts. Can anyone help??
Can anyone help me with some advise. We had an offer accepted on a property Monday 8th August. Mortgage offer came through and has been sent to the solicitor which she has received. Tuesday 30th August my solicitor received the draft contracts and everything she required from the sellers solicitors. On the same day she…
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why the delay!
we were due to exchange on our sale Friday (we are miving to mums house fell through) but had an email today said exchange didnt happen as they are awaiting something from the lender and that we wont be able to complete Friday as the lender wants a week between the two dates ! What could be the potential delay! Im worried…
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How do you determine the right price?
In the process of selling and buying and really struggling with prices. There is almost too much info out there - what houses were bought for v what they are now marketed at, estimated valuations from various websites, EA valuations, average market increase and of course family and friends! I put my house on the market and…
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Do I need a structural engineer for possible unsupported brickwork?
Hi all, I am buying a two bed Victorian terrace. I have just had a buildings survey done, and the surveyor has noted that the chimney Breast has been removed from the living room and that I will need a structural surveyor to comment on the brickwork and whether this is already supported or needs further work Done. He has…
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Referencing (Homelet) taking ages
So my parents are looking to rent through a letting agent after previously renting privately off family friends for 2 years (before that they let through an agency) and they've done all the Homelet reference stuff which was marked as complete (online) either on Thursday or Friday morning - my dad has one CCJ which he…
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Lease extension
Hi there, My leasehold flat has gone under 63 years left. I am wondering if it should be my first priority to extend it before anything else? I read 80 is the magic number, does this mean every day that goes by below 80 is costing more? Is it a bad decision if I left it another few years? Is it essential I take a statutory…
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Lending money to elderly parent as bridging loan - tax issues?
Our 88-year old Mum is 'down-sizing': she's put in an offer on a retirement apartment which she really likes. Her detached house is up for sale; she's had quite a lot of interest, and 2 offers, but both have fallen through because of chains- it's dragging on more than she'd like. My 2 brothers and I have offered to cash-in…
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Persimmon Homes complaint
Anyone know who I can email at the highest level to send a complaint too?? Thanks
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Changing Estate Agents
If I want to change EA after the lock in period (I think mine was 12 weeks) does the notice period still apply? As far as I can see it's 24 days. I've scanned the contract and it doesn't seem obvious at first glance so I'll have another look.
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On-Line Estate Agents
Hello All, I would be grateful if anybody could share their experiences of using one of the on-line estate agents (particularly emoov). There seems to be significant cost savings on the traditional EA fees, and would like real life experiences of quality of service etc. Many thanks for any help / comments.
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Moving out of parents when 35
Hi, Just looking for some advice as I am 35 and live at my parents. A big reason for this is I loaned a massive amount of money to them many years ago so can live here rent free indefinitely. When I can save nearly all my wages each month it's difficult to imagine spending half of it on rent/mortgage when I pay nothing…
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Renting - Legal Dispute Issue
Hi, I have a very odd situation that I was wondering if anyone can advise on. I have been searching for somewhere to rent recently and found somewhere that I thought would be very ideal. It would be replacing a departing tenant on the contract (basically a change of tenancy) I ended up making progress towards agreeing to…
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Solicitors for new builds
Hi, I am a first time buyer looking to buy a new build, I was wondering if there was a particular solicitor I should be using as I am on a low budget with no clue about buying. Thanks Andy
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Change of borrower with mortgage.
Hello! Does anyone have any experience or advice for change of borrower with a mortgage company after divorce? My divorce has just gone through, my solicitor is dealing with change of property ownership with land registry (which was agreed by the mortgage company). I have been getting conflicting information from my…
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Renting with a contract to buy
Setting the scene: We are first time buyers (not yet bought) and last August entered into an agreement with a landlord to rent his house with 25% of the monthly rental payments going towards buying the house .We got this agreement signed up with a solicitor and we agreed on the value of the house at the time £325k. The…
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Buying Property Abroad (Portugal)
I am looking to retire in five years and want to buy a property in Portugal. I will be buying from scratch; do you have any experience or advice to give on this matter. Mortgages, Solicitors, Websites, Pitfalls, etc. Kind regards Kate
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Buy this one or stay in this one?
http://www.rightmove.co.uk/property-for-sale/property-55510936.html If this link works, this is Rose Cottage. http://www.rightmove.co.uk/house-prices/detailMatching.html?prop=20428068&sale=33562362&country=england If this link works, this is my house, before being re-decorated throughout, Well, it would seem that link…
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Massive differences in building survey quotes
I have been obtaining quotations for a building survey on a 3-bed house and the difference in price is huge. Lowest quote is £500 and highest £1200. All claim to be RICS members and have the details on RICS site. I am confused how to select one. Any suggestions? Thank you for your help.
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How to find property owner
Hi I have lived in my current property for 19 years. There is an empty house a few doors down that was empty for years before we even moved into our house. This house has recently had some trees pruned and there was recently a family who tried squatting but the police were quick to stop that! And there was a cannabis farm…
