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Excessive? RMG Charges on buying existing property in 2008
Hi, I am very close to signing the contract for a property which has all been agreed except these charges which have shown up on my contract to be signed. Is it normal to have charges such as these? It is a property built in 2008 and I am buying it as a freehold. It is on a relatively new development which is managed by…
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GF Has a LISA but I am a home owner
Hi, I have been looking into the LISA's recently - I am looking forward to opening one once I have more than a spare £20 to save per month and along with a few other things it will form part of my pension portfolio. Girlfriend is also keen to make full use of it once in a position to save also. We are both studying for our…
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Buying a House With Minor Subsidence
Hi Guys I just bought a house for £410k which was on the market for £425k. We both really like the house and we're getting excited about moving in but have just received a letter from our solicitor tipping us off about an insurance claim for subsidence which was made in 2010. This was clay shrinkage subsidence due to…
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How long is too long to wait for vendor to find a house?
Hi, Need some advice although I understand the response will vary but just looking to seek opinions. We made an offer mid April for full asking price. We were assured vendor is actively looking for properties but 12 weeks on and she still has not found anywhere. We have suggested renting which was refused, offered 1k extra…
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Pre plaster tour - new build
Tomorrow we have our pre plaster tour of our new build. However, we are not really sure what the purpose of this tour is? Can anybody help so that we can ensure that we are looking for/doing the right thing? Thanks
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Exit Fee for leaving rented house
Me again. We are buying our first house, exchanged yesterday and handed in our notice for our current rented house. We have been here for over six years on a Statutory Tenancy after the initial 6 month term expired. We have had a reply from the agents today with the information about end of tenancy, where they have…
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will this be a problem?
Hi, would appreciate anyones informed advice!! we have sold our house (yay) and had an offer accepted on our next one (double yay). The people buying ours our first time buyers and keen to move quickly as they have there tenancy coming to an end. this is all fair enough and they we are preety much ready to exchange on that…
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Fees sneaked into agreement later
Hi all, I am renting my place since a couple of years ago. I signed a first tenancy agreement for 12 months that did not include renewal fees. When that expired, I signed a second tenancy for a new term. It turns out that the second tenancy agreement was not simply an update of the initial agreement with new dates, but…
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Buy to Let - One for cash or 2 mortgaged?
Hi all For the first time in my life I have some cash to invest from an inheritance. Never had savings before. In round numbers £100k, of which £10k will stay in Premium Bonds for the allowed 12 months. I was looking at a buy to let flat for £70k and put the £15k into ISA and keep the £5k accessible. The estate agent…
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Garden building plot with shared vehicular access.
Hello, We live in a two storey detached house with a side garage and a large back garden. Our property is situated in, and vehicular access is provided within, a cul-de-sac. We recently applied for outline planning permission to develop the back garden area (in-fill) for a single dwelling and we have successfully obtained…
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Change to Tenancy Agreement
My landlord is dispensing with using a letting agent and wants me to sign a new tenancy agreement. This includes the following paragraph which is not in the current agreement: To pay and indemnify the Landlord against and/or reimburse to the landlord any VAT or tax of a similar nature that may be or become chargeable in…
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acceptable distance to shops
wondering how far people think is a reasonable distance to the shops how far/many minutes walk do you think is deemed 'normal'?
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Penalty Charge for 'Bin Store Misuse' in rented accommodation
Hi all, Legitimately stumped by this one so I'd like to ask you fine people for some advice. I'm in rented accommodation and the letting agent forwarded on a £50 penalty charge issued by the company who manages the development for 'Bin Store Misuse'. Allegedly around 3 weeks ago I disposed of a box without breaking it down…
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Deposit protection scheme
Hi, Have a few questions whether I can take action against my lettings agency for being utterly useless. Landlord returned the deposit in full however the agency has kept £120 for the checkout fee, I knew I had to pay it however there was a distinct lack of customer service we received from them regarding a lot of issues…
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'No existing inventory' - implications when leaving Long term let
We have been living in the property for four years now, each year with a renewed 12 month fixed-term tenancy which generally hasn't changed. We were provided with the inventory at the beginning of our four years here although some things have changed in that time, both through our work, and that of the landlord. The most…
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Landlord Disputing Deposit
Hi there, Looking for advice regarding obtaining my deposit back. I ended my tenancy of 4 years due to poor living conditions damp, and repairs not being completed. However I gave notice, and had the property professionally cleaned and left on good terms. My deposit is held by the DPS service. I requested my deposit to be…
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Tenant Deposit and Letting Agency
I will try to keep this as brief as possible :) March 2015 we rent out our house as we moved to another area of the country. We had never actually moved into the property as it was at the end of a very full refurb with the addition of a fourth bedroom, bathroom doubled in size, integrated garage and utility room.…
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commuting to london/chelmsford - where is best?
hi all, my gf is on 27-28k and is likely to get a new job in chelmsford, i currently work in farringdon zone 1 on 25k and do not want to leave my role in london as i enjoy it. i am looking at a mortgage with a possible 30k deposit plus inheritance in the next 6 months of around 50k so will have a sizable sum soon to put…
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Stamp duty question
Hi, I'm hoping someone can help. Thank you, I got the help I needed:T:T
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DPS problem with agency
Hello all, I have rented a property when I have arrived at the UK and had several problems. The house hasn’t been cleaned, a lot of appliances didn’t work, etc… When the tenancy ended, they requested 200£ of the deposit because they say the house was not cleaned, although we have cleaned it. We have emails, photos and the…
