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Service charge.
The service charge for the flat we own has just increased by 15% to £159 per month. We live in the Sidcup area and would be interested to know what other people pay for their service charge. Thanks!
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Uncles house available very cheap confused
Hi me and my fianc!e have been offered her uncles house for just £20k but market value is £65k. The house needs quite a lot of work ie damp proof re skim and a few other bits. I'm just wondering would we be able to take a mortgage out for £40k and use the £20k spare to renovate.
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Why do people move and for how much?
Apologies if this sort of thread is already out there, feel free to direct me to it if that's the case. DH and I are considering moving from a 4 bed terrace to a 4 bed detached. Mortgage increase would be 100k. We currently live in a small town in a nice area with perfect neighbours except one side of our shared wall! Loud…
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Question on renting a room under a joint ownership scenario
Hi all Me and my brother purchased a flat under a 50/50 arrangement which we have both lived in for a while. I am moving out soon to live with my girlfriend but we have decided to keep the flat as an investment and rent the room that I occupied, my brother will remain in the property. We are trying to work out how we would…
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What To Offer (2)
So I've seen a house today needs a lot of work. Anything large enough in the areas I'm looking at will do. It's a probate property, grandad died, family are in Spain/Jersey and not interested in living in London. Agent told me that during the crazy boom that took place around here in last 18 mos or so pre Brexit, it was on…
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First time buyer in London - Help to buy scheme
I'm a first time buyer looking to get a flat in London. I have a deposit of £145,000 through inheritance. Should I look into one of the help to buy developments, even with a considerable deposit? I found somewhere that I believe is good value being a contract reassignment and was accepted on a mortgage for a loan of…
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Stamp Duty question
Hi all I'm new to the forum, pleased to be here. I've had a search through the forum and through various websites but cannot find the answer I'm looking for so hoping someone can point me in the right direction. My partner and I are looking to buy our first house (both first time buyers) and wanted to know how much SDLT we…
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Service Charge Management Fees
I have recently moved into a new flat and have been given the service charge cost estimates for the building for the financial year. Some of the costs seem out of proportion so wondering if others can shed some light on what is reasonable. The building is 14 flats comprising 2 floors and managed by an agency on behalf of…
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Selling without using a solicitor
Hi, We are selling our house to my parents and are thinking about neither party using a solicitor. How do we go about it and what will we need to do? Any advice or pointers appreciated. Thanks
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Dodgy sellers or an over-cautious buyer?
I'm buying a property that was bought as a 'project' and renovated by the sellers. We're now 15 weeks into the process and it's dragging. I've asked for some paperwork and details of the work that was done several times, but the sellers (or their solicitors) seem to be unable to provide me with what I'm asking for. They…
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Estate Agent won't give us details on chain
Hi All, Would it be reasonable to expect the estate agent who is representing your vendors to disclose the length of the chain to you? We are in the process of buying a property and it turns out that our vendor changed the property he was buying a few weeks ago (we weren't told and found out by accident), thus creating a…
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Fining Landlord for Non-Protection of Deposits
Hi guys, I am looking for some opinions on taking the current landlord to court over non-protection of our deposit. I’m personally against the idea, however my partner is for it – and whilst we haven’t vacated the property yet, it’s something she has been looking into in more and more detail so as to understand the process…
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Valuation problems
Hi. I am new here, been struggling with this problem for a few days but don't know where to turn!! I found a lovely house and offer was accepted, the problem is that my buyers recently told me they cannot sell their house for anything like they thought. They have had an offer ~10% under the asking price which they are…
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What to offer?
Hi all, hoping for your insight.. We are going to offer on a house after a 2nd viewing tomorrow where I am taking a builder with me to cost out a few essential works and some non essential but wanted works! The house is on for £215,000, but the agent some time ago told me that the vendor was likely to accept £195,000…
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Extending New Build Garden
Hi, I bought a semi-detached new-build property last year and have already out-grown the rear garden. As we are semi-detached, we have a small patch of land (about 8m2), that we are considering putting an offer in for. I spoke to someone in the development's sales office (they are still building half of the estate), but…
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Please help re name on a land registry.
Hi All, I hope this is the right forum. Basically my Father put his name on his mothers land registry in 2013.He is obviously power of attorney as his mother has dementia and lives with a carer. Unfortunately he is now very unwell and I was wondering what would be the best solution in terms of changing the name on the land…
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Exchanging Sterling to euro
What is the best way to transfer a large amount (small house worth) of sterling to euro, minimising commissions etc. Through our bank? Post office? Are there other, better options? All help greatly appreciated! Thanking you kindly in advance xxx
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Landlord bankrupt
Hi all, I was renting an apartment since Oct 2014 and vacated around Oct 2015. I have been up to date will all my rental pay. I left the apartment to live with my family for a while. I have contacted my ex-landlord multiple times to state my leave with no luck on contacting him, so I just packed my things and left. Now…
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Signing Contract - How long did you wait?
After signing the sales report (for exchange), how long did you have to wait before actual exchange of contracts?
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Buying a house in the future, looking for some advice (Sydney, Australia)
We are currently renting with savings but also debt (combination of student debt, car loan and credit card) we both have very good jobs in the CBD and would like to buy in the outer SW Sydney. To avoid any confusion, both our jobs are in Sydney CBD because despite looking in cheaper areas around Australia, it is where we…
