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Car parking space purchase
I have a mortgage on a flat. The leaseholder is listening to bids for a parking space-should I go immediately through getting my own solicitor? The person owning the leasehold is a bit "shady" and I don't trust him at all.
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Section 21 question
Sorry to post again..... My notice letter from my landlord was received on 28th May but the date he has asked us to leave is 27th July. Should it not be 28th July ? I'm hoping this makes the Section 21 notice invalid as I need to extend how long I stay here . I spoke to Shelter who told me the notice is valid and gave me…
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Advice regarding house extension
A review of the documentation for a house extension in England that was completed in 1990 appears to show that the extension has planning permission but may not have passed the post-build inspection. The document has the following: - A detailed drawing/plan of the extension exactly as it was built with labels explaining…
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Mortgage retention
Hello! We have a small retention on our mortgage due to the garage. My husband feels he can do the work himself however my concern is that we will have to produce a receipt for the work. Can anyone tell me from their experience if the mortgage company just visually inspects or wants proof in the form of receipt as well? We…
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So a fraudster takes out a mortgage on your property by
transferring the deeds into their name. However once you get your property back you find that you are responsible for the mortgage. How is this possible? Surely, the lender should suffer the loss not you: http://www.landlordlawblog.co.uk/2016/05/23/landlords-three-ways-fraudsters-can-target-property/
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Advice re house purchase from partner's family
Hi guys, I am after some advice from people with knowledge as this would be my first house purchase. The current situation is that I live in a rented flat with my friend whilst my gf lives with her sister and pays her rent. The house my gf lives in is owned by her sister and her sister's bf who works away all week. Me and…
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Advice please! FTB - is EA playing games?
Advice please. I am a FTB buying an apartment with my boyfriend. We have made an offer on a place but I'm not sure if the EA is playing games with us, so don't know what to do. The place we have bid for was the very first apartment that we saw when we first started looking for a place around 2 months ago. We liked it a lot…
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you'd think third time round, house buying would finally h, obviously we got it wrong
Hi All, After losing out on two previous purchases, all for reasons that were not our fault, we have finally found a house that we consider as a future dream home. Our asking price offer was accepted on 18th April. The property we are buying, is being sold as it is owned by three sibling's who plan to split the money…
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Estate Agent Interfering in Surveyor Choice
Hi, I had an offer accepted on a property a few weeks ago (stating at the time that it was subject to full building survey). The amount agreed is slightly below the asking price. Everything has been going fine until I advised the estate agent of my choice of surveyor (chosen totally in good faith - I looked at 8 and the…
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Share of freehold question
I'm selling a flat and the freeholder says my mortgage company holds the original share certificate for my share in the company that owns the block. This just doesn't sound right to me. Anyone know if ist right?
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Help to buy equity loan- exit options
Hi all, I recently (January 16) purchased my first home using the government equity loan help to buy (5% own deposit 20% loan from the govt). I took the mortgage over 25 years knowing full well that I could afford it over a shorter period as this gave me security in case of future reduction in salary etc. As such I'm in a…
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Moving to North side of Manchester.
Hey everyone, We are looking for some advice/suggestions on some "nice areas" to live on the North side of Manchester. We are basically looking for everything you find in the South of Manchester (Cheadle, Didsbury etc).. but on the North side haha. So nice shops, restaurants, parks etc. Somewhere where you can walk down…
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Renting flat to family while in care home
I'm not sure if this is the right board for this, let me know if there is a better one. My father-in-law, who lives in Scotland, has recently moved into a care home, leaving his flat vacant. The Council is subsidising the care home costs and he's paying the rest from cash assets. Once that money runs out he would…
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Sold House Prices
Have been trying to keep and eye on sold house prices and have noticed that rightmove usually update them around 5 weeks ish after updated. Just wondering really; is there another place to find them?
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Issues with deposit return
My sons tenancy came to an end recently and he's struggling to get the deposit returned to him. The property was in perfect condition and he & I have been assured no deductions will be made for the state of the house. However the landlords agent is claiming they have not received the last months rent. The rent is paid…
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Confused with solicitor queries!
Hi, Just a quick question - we've had homebuyers report etc done and mortgage offer received. My solicitor sent me the contract, mortgage deeds, fixtures and fittings and other associated documents last week. I had a few queries about different things so I have raised those with the solicitor to pass on to vendors…
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landlord issues
hi, please can anyone give some advice? we moved into our rented house 2 years ago, when we went to view it with the agent the house was in a state, no door frames, radiators ripped off the walls ,light fittings missing, we were told it was the previous tenants but turned out the house was bought as a repossession. We were…
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Any options to move mother closer?
My mother is getting on a bit, father died a few years ago and both my sister and myself are long moved away from the area she lives in. She has expressed an interest in moving away from where she has lived for the last 50 years but has at the same time convinced herself it isn't possible. The main issue is the area - even…
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Help to Buy question
Dear All, We are looking at potentially buying a new house and using the Help to Buy scheme. I have been told that this scheme is only available if you are either a first time buyer or have actually sold your current property. Is this correct ? - we are looking at houses but our house is not on the market yet. Could…
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Bankruptcy, exactly same name as me, Land Registry state details might go on my deeds
I've been away for a couple of weeks- Highlands of Scotland, stunning weather – and returned last night to find the usual pile of mail. Including one from Land Registry regarding one of my rented properties. Turns out someone with the exact same 3 names as me (e.g. “The Artful Lodger”..), and not that common a name is…