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Mortgage to let a house
Looking for advice about mortgaging a house which I already own 50% of. I have inherited half of this house and would like to buy the other 50% plus a little bit to renovate it. However, the house is in another part of the country to where I live and I am not ready to move there at the moment, as I have secure employment…
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Garage renter has died
So the residents of our flats recently set up a managment company to own the freehold of our properties. Part of this included some garages that are rented out. Trying to bring some order to what seemd to have been a fairly haphazard situation with the previous freeholder, I sent out new contracts with notice to the…
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Advice on inherited house
Can anyone advise me about getting a mortgage please? I am a 60 year old woman living in a rented house in Suffolk. I have inherited 50% of a house in Yorkshire. This house is in need of modernisation. I would like to use this inheritance to give me some security, as I worry all the time about losing my rented home.…
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how much are you paying for conveyancing 3 bed terrace?
looking at selling ours at a figure over 400K. how much should the fees be for conveyancing? thanks everso!
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Waiting since March for terrace repairs
Hi Folks, I'm currently living in a flat which is above some shops, and with this flat comes a nice sized terrace that is perfectly situated for the Sunshine during the day. Unfortunately, around the beginning of March I came home to a letter on the outside of my window (facing the terrace) basically saying that the…
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Transfer Ownership of property
We purchased a leasehold flat 2 years ago . Because my husband had been ill we thought it would be easier we put it in a childrens name. We rent the property out and the income comes to us Now my son is looking at the goverments help to by scheme It says he is not eligible because he has a interest in another property. Are…
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Buying shared ownership - Buy to stay for 2 - 3 years?
Hi all, me and my wife are living here in London for a while now (a bit over 1 and half year) and we always lived in Woolwich area, which in my opinion is one of the worst places to live in east London. My rent is about £1050 now and it is very likely to increase when my landlady renew the contract (I rent directly with…
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Our buyer's pulled out! Any strategy ideas?
Three weeks before exchange and completion (simultaneous was planned) our buyer has pulled out. Unbelievably tedious, of course. We've made an accepted offer on another property, which is empty, with no chain. Had survey done and legal stuff underway. (obviously have told solicitor to slooooow down.) Our dilemma is when to…
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Solicitor Fees - About Right?
I know this depends where you're buying and what property but is this right for solicitor fees? £495+£99 - Their fee £55 - Search/Drainage £33 - Land Registry fee £4 - Some other fee (couldn't hear, but it's doubled because two people are buying) £99 - Land Registry £30 - Bank transfer fee £300 - Stamp duty TOTAL: £1,115…
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Equity question
When you go on to sell your house what percentage of the mortgage repayments you've paid in would you get back? As in how much is interest and how much is yours?
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Removing Gas fire in rental property
Hi, myself and partner will be moving into a new rental property with out currently landlord this month. He's happy for us to decorate, retile, floor etc if we so wish. One thing I would like to do however is remove the Gas fire from the living room, now I wanted to get a view on how to do this before I approached him.…
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Property unregistered at the Land Registry
Asking on behalf of an elderly relative. Her deeds are currently stored free of charge with the solicitor who wrote her will. The solicitors have written to her suggesting that the deeds should be registered with the Land registry and that now is a good time for do it as there's a 25% discount from the Land Registry at the…
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Scottish Homes - rent to mortgage
My Mother bought her council house from Scottish Homes Housing Association in 1992 through their rent to mortgage scheme. This works by taking out a 10 year mortgage that has monthly payments equivalent to the rent. The association cover the difference at the current market value. When the house is sold the association get…
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Private right of way/parking question
I need some advice. We have lived in our house (end of three terraced) for the last four years where we have parked around the back of the property, where there are three garages also. There is a small lane to access the rear area. Our right of way to the garages is provided in the deeds (day and night access) however in…
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House Sale - Fees transparency?
HI there, I'm new to the forum and would love some advice. I am about to sell my buy-to-let property (so no chain) and would like to know the fees that would be incurred with this? Estate Agent, solicitor, land registry?? Anything else?? I just want to put these forward so I can get some transparency when selling my…
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Marriage changed everything
Long time reader, first time poster. Been saving for a few years and planning since December 15 to buy a house. I have run in to bit of an issue. As I am no longer a singleton, I am curious how purchasing a house will work after change in circumstances. My wife is non-EU and I am currently in process of sorting her visa…
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Unsure if neighbour needs planning permission?
My neighbour some months ago constructed a conservatory and he told me that he didn't require planning permission to do so (I took his word for it..), recently I have noticed they are now constructing another building at the rear of their back garden. This building appears to be quite large (bigger than a standard shed)…
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Any first time buyers not getting help?
Hello all, I thought i would make a post for those first time buyers like me who are getting zero help from parents and relatives! How are you finding saving for the deposit whilst renting? Have you managed to get a mortgage with no problems? Have you encountered any problems along the way? I feel like the only person in…
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Critique my rightmove listing please
Can't post link but it's: rightmove dot co dot uk/property-for-sale/property-54196744.html I'd be grateful for any comments/suggestions. It's been on the market almost 3 weeks but no viewings yet. I want to be sure it's not something obvious in the advert that I'm missing before I think about adjusting the price. Thanks
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Moving - Removals vs. storage + van hire
Vowed never to do a move again after last time (moving a 3 bed flat into a 3 bed house - main bulk using a VW Transporter sized van, the rest on a gradual basis as we still had the flat rented for a further three weeks). But, ahead of moving house, I'm conscious that we don't actually own that much furniture. We'll be…
