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Renting: council tax, are we in trouble?
Sorry if it's a wrong place, hard to navigate on phone. I moved in with my boyfriend 6 months ago and I have just found out he had council tax discount for single occupancy. He completely mussed that 'detail'. It was unintentional!! Now we have to tell the council, but I'm afraid of fines or legal actions. Anyone knows a…
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value of flats in same block
assuming that they're all identical, 8 in a block so the 2 on each floor are mirror image of each other, everyone's living room/bedroom etc has much the same view, same service charge etc which floors (if any) would you say were the most/least desirable and would that change the value of them when comparing with other…
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Shop with flat above and SDLT
Hello We sold our house a few months ago and we are now renting while looking for somewhere else to buy. We don't currently own any properties. A shop with a flat above has come up for sale. We would like the shop for ourselves but we wouldn't use the flat ourselves other than perhaps temporarily while house hunting. My…
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Artex Pattern on Ceiling
I currently live in a block of flats that were purpose built in 1995. My living room has an Artex patterned ceiling. How likely is it that my ceiling contains asbestos if it was built at this time? Looking to remove this pattern from the ceiling at one time or another. Thanks
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BTL/consent to let and buying another.
Morning all. Im currently trying to sell our house and upsize but was considering if its possible for me to switch to BTL or consent to let either and buy another house which has come up. We have £104k mortgage and house is worth £170-180k. The new property we like is £200k. Do mortgage lenders take into account rental…
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LIFT Scheme Scotland Let to buy or rent.
Hi. I purchased a property 3 years ago with the help of the lift scheme in Scotland, so the Scottish Ministers have 40% in my property. In the next couple of years I would like to move and buy a bigger home. I would prefer to keep my current property & rent this out but I am unsure how this would work with the lift scheme.…
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HELP! Lease Variation / Sub-letting Opposed. Buyer Wants to Withdraw From Flat Sale!
I own a flat with a share of freehold. There are 9 flats in my building and 8 of us own the freehold of all 9 flats. I am in the process of selling my flat and my buyer has requested a variation in the lease to allow for subletting for periods of 6 months or more. The lease currently only allows subletting for periods of 7…
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Registereing a deposit as a legal charge part 2
Hi all, I had previously raised a thread about this topic somt time ago. We are about to begin the conveyancing on a flat near Heathrow airport. The estate agent has agreed to knock off £500 off the purchase price if we used one of their referred solicitors. They have said that if the deposist is to be put down as a…
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Complicated lease to buy possible?
Hi, I am new to this forum but I am in desperate need of some advice. I currently live in a property which we bought with a mortgage about 9 years ago at the peak of the housing market. It was a bit of a rough area but there was a lot going on and the area was definitely on the up and we were going to do the house up and…
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Withdrew offer on house, still interested albeit at lower price?
Disclaimer: I'm a FTB so I'm new to all this. I know this bad but hear me out, I originally made an offer 15k below asking on a house, seller refused fair enough. Within two days EA comes back saying another buyer is very interested, followed by a call 5 hours later saying the seller has accepted their offer. I asked what…
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How to sell my house, with no money?
So, this is my situation and I can't get my head round it. I have a house with over 90% of the equity paid which i live in, so if i sell, i am in an excellent position to downsize and essentially be mortgage free. But the problem is, I am jobless and have no money coming in except JSA. I have enough to pay bills for the…
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Dps
I am using the site https://www.depositprotection.com to lodge my tenant deposits. I have lodged a deposit today. Does anyone know what the tenant receives on me lodging the deposit? If anything....do they get confirmation by email/text? Thanks
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Should I? - Shared Ownership?
Hi, I wanted an opinion on what I am about to do:. A new neighbourhood has been recently built, in the last few months, and Wakefield District Housing offer a "shared ownership" scheme where they aim to have first buyers to buy from 50% to 75% of a house. £61,000 for 50% The other percentage Wakefield Council would own. Me…
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Can anyone recommend a surveyor in north London?
Hello, We're FTBs. Currently looking for surveyor for the ex-council flat we have offered on. Can anyone recommend a good chartered surveyor who is familiar with the north/north east London area? The flat is in a 4-storey building with a flat roof, which seems to have been replaced a few years ago (at great expense to the…
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Buying to Let for a simpleton?
Hi all, Something I keep meaning to look into is the prospect of buying something, somewhere, that I could put a mortgage on and rent it out thus covering the mortgage. In simple terms like that - can this still be done? I gather there is a plethora of loopholes and information, and wonder if anyone is able to explain it…
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Forced For Another 12 Months
Hi all! I'm currently renting an apartment with two friends. We've been here a year and received an email asking for us to renew our contract and pay a £120 renewal fee. There was also a small increase in our rent. Looking over our original contract it states that after 12 months it turns into a one month rolling contract.…
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Surveys through your lender or instruct private surveyor?
We are in the process of purchasing our first house. Currently waiting on IFA sorting our mortgage. There is quite a few cracks on the property its a 1930 ish build so want to get a building survey. I have been quoted between 570-900 privately but belive we can upgrade our valuation survey with our mortgage provider (yet…
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tips on open days to show our house
we are having an open day for our house . anyone experience of this. would you have one or two open days? thanks
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Medical rehousing
Hi, I was just wondering if anyone had any experience of medical rehousing and could advise. We have been given band b priority by Leeds city council as I am unable to get upstairs most of the time or bathe without help as they can't fit grab rails due to plasterboard walls. I sleep in the small lounge. I only applied…
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Help needed with house problem
Hi i would like some advice about selling my house.When i bought the house i never looked at how much work needs doing,new kitchen,bathroom,windows ect as i had just split up with my partner and wanted somewhere close for my children.What i would like advice on is would i be better selling the house as it is or shall i…
