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Haverfordwest
Morning All It’s probably unlikely but is any of the contributors here familiar with Haverfordwest, Pembrokeshire ? We are considering relocating here, or the near area, obviously lots of research to do first but was hoping for any inside info from anyone on MSE Thanks
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Buy to let.
Hi, Im a newbie as far as buy to let goes. I live in Scotland have been mortgage free for a couple of years now. I've spotted a flat that would probably cost me around £70,000 and wondered if anyone had any advice for me. Im also a self employed contractor will this hinder me. thanks in advance. Liam
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Buying a house that needs work-seller knew but didn't divulge
Hi all, Where do you stand If while buying a house you find out some work is required and the seller knew about this before an offer was made but they didn't divulge the information? It's not a huge job but a few thousand pounds worth, so would have been nice to know about this at the outset prior to making the offer. We…
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Non standard construction
Hi Can someone explain what effect non standard construction has when you buy a house? Not in terms of mortgage or insurance but just on a general basis. I can't seem to find much besides insurance could be higher or mortgage can be difficult, but no reasons WHY. (Apart from possible concrete cancer) In particular, I'm…
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How to chivvy things along solicitor wise?
Hi all. We are in the process of buying. We're in rental so no chain, and vendors are buying an empty property so no chain there. Offer was accepted end of Jan. We were hoping for end of March exchange/completion (that date was requested by the vendors) but seemingly thanks to their solicitor being rubbish that's not…
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Scheme 3 survey after purchase? (Scotland)
Hello all Here is a thread that will no doubt have the regulars squirming at the stupidity within ;) We bought a semi-detached house in Scotland in October 2015. It was a "one photo of the outside only" job and needs complete renovation. It had no heating/bathroom/kitchen etc. Built around 1900. The council has since…
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Refurbished Sash Windows - Building Regs
Hi everyone, I hope I am not repeating an old thread here however I have had a search around and could not see this specific query. I would greatly appreciate your thoughts! Our property has old single-glazed sash windows, some of which are in poor shape, and we are looking to try and improve these. After speaking to a…
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Bedrooms too small?
I'm driving myself crazy so just after some other peoples thoughts. I've accepted an offer on my semi and have found a detached house that I quite like that is just within budget. The main thing that is stopping me from being certain it's the house I want is the small bedrooms. I can't link, but this is the house:…
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Up to conveyancing stage - Help me understand the process
Hello everyone, DH & myself are currently in the process of selling up and moving home. We are in a chain, all party surveys are done and now We've ALL instructed solicitors to do their stuff. They sent us a buyer & seller pack which we completed with all the required documents and have handed this in as well as given the…
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Moving out for the first time
Good Evening, I'm wanting to move out of my parents house for the first time and I'm trying to complete s budget but, I'm stuck with gas, electric and water. It will be moving on my own into either a 1/2 bed flat or 2 bed semi, nothing bigger. Can people please advise what they pay for the same size? It seems prices vary…
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House buying and what to offer...
Hi All, We are in the process of putting in an offer on a house. The house sold in 2013 brand new for £149950, and again in August 2015 for the same price. The sale price is now £165k! which is highly unrealistic, but what I want to know is should I go in with a cheeky offer of £149950? Considering the vendor has only…
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chimney
Hi All, Is it legal and ok to remove chimney from all floor to the loft ? Does it need planning permission ? Thanks http://www.practicaldiy.com/general-building/chimney/chimney-breast-removal.php
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Buying a portion of parents home
Hi helpers My parents own their property valued at £375,000 without any mortgage (parents are 63 and 71.) Equity release is poor value and I would like to keep the property in the family. Is it possible to get a mortgage for, say £100,000, which I could give to them and they could pay a market rent on that portion of their…
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Raising equity to buy next property to move to?
We've been wracking our brains to try and work out how we're going to approach our planned move. We really don't like the town where we live now and things seem to be getting worse. We have our hearts set on another town that we've always loved, and want to move there next year. Problem is that although property there is…
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Homeless soon! Help
** Warming Emotional Post ** Sorry for the vent & my poor grammar (brain fog hitting me hard), i can't post in my wall, i don't want to worry my brothers, specially the wee (16yrs old) one is having a hard time 😪 My landlady asked me to leave my 8 years home (good tenant, always paid on time) last year saying she needs…
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"Referal" on DIP
Hi, could anyone help me out with the below please I went to see a mortgage advisor who works at Bridgefords estate agents for Coutrywide. When we did a DIP, he didn't provide me with a certified copy of the certificate, instead he gave me a piece of paper, saying how much I will be able to borrow, his name,signature. When…
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Transfer of equity
My husband and I bought a ground floor flat for my mother so as not to lose it pending the sale of her first floor flat. We loaned her some money interest free. No mortgage involved in either property. Her first floor flat has now sold and she has repaid us. We now want to add my mother as a joint owner of the new flat. Is…
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Landlord never secured deposit in scheme and refuses to pay back
We moved into our previous address in 2011 and our landlord took £650 as a deposit which we paid in cash. She never place the deposit into any recognised scheme and now that we've recently moved out, she is refusing to return our deposit. What can I do?
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Withdrawing from a Rental Agreement (not yet signed)
Hello, I currently live in the South East with my girlfriend. Currently living in rented accommodation while we save up for a house deposit (target £50k - This has been ongoing for some time, though we are now only 10-12 months away from reaching it). We currently rent a 1 bed flat on a Statutory Periodic Tenancy (our…
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Worried Deal Might Fall Through due to Estate Agent
Hi, my husband and I are first time buyers and have found our idea property and put an offer in. So far, we have had our offer accepted by the seller, started the process with a lawyer, had the application accepted by the bank and are now waiting for the bank to carry out the valuation, so that our mortgage can be formally…
