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Buying parents council house
My father has lived in a council house for over 30 years and the tenancy is solely in his name. At 23, I'm now considering buying the house using the ‘right to buy’ scheme as I still live in the house with my father. The purchase would be between myself who has lived there all my life and my girlfriend. From some light…
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Chesterfield cost of living?
Hello everyone! My boyfriend and I are a young couple moving soon to Chesterfield from across the water and we have no idea of what the average living costs will be. I've been searching on the internet but there isn't much info. I think that for a couple something like £150 for gas, water and electricity would do, but I…
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Buying a Repossessed house
Sorry if this has been done many times before I just want to be clear. I've put a bid in on a repossessed house a long with a few others who are also bidding quite close to mine. The house was £75000 o.i.r.o and I matched a bid of £76000 for it everyone else had to have a mortgage the estate agent said but mines full cash.…
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Estate Agent Conduct
I bought my house five years ago through a local estate agency. Throughout the buying process, the agency rep went through the motions of passing on my offers and questions to the seller. During this time I did ask if I could meet/phone the seller in person, but was advised by the agent that the seller wouldn't be up for…
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Landlord protected deposit 8 months late
I recently found out that my deposit wasn't protected and asked the Landlord to refund me or protect my deposit within 14 days which has been done. I received a letter today stating my deposit was protected on 3rd August but it says this:- Deposit start date: 3 August 2015 Deposit end date: 19 December 2015 Why such a…
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Home Buying Late in later life? Newbie questions
Hi! i'm posting here on behalf of my mother. Our family has traditionally lived in one close-knit area for decades, and my mother has finally decided to sell up her house in another city and move back to be near the family. The selling is already done, and she got £50,000 from it, which is less than hoped. We're now…
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Estate agents
If you are not going to turn up to a viewing/to let us view a property pre-booked at least have the courtesy to call to let us know.
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Auction properties
Do auction properties usually sell for quite a bit more than their guide prices? We've seen one going to auction soon but as its never been sold before, quite out in the sticks with no previously sold regstered properties around it, I can't tell what price range we would be talking. (Not saying we would go for it - cos…
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Periodic tenancy notice
My assured 12 month tenancy agreement has expired and now I'm on a rolling monthly periodic tenancy. I went through many similar threads discussing the notice period in such case and as far as I understand the notice period I must give to my landlord is at least 1 month. However, my landlord disagrees with that and insist…
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RMNJ Conveyancing Solicitors
Hi folks, Having been let down by a local solicitor who was highly recommended, I am now thinking of using RMNJ. However some people seem to say they are efficient and some say they are slow.... has anyone any recent experience to add? I've also seen someone say that they charge "£2 for printing, £2 for photocopying, £2…
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What to do, what to do...
Hi all, just wanted to pick some brains on MSE, get some advice and helpful thoughts. I'm looking to put my house on the market pricing it realistically to sell quickly rather than sitting around gathering dust. I know the house I want to buy and I know I'm in a stronger position vis a vis offers being accepted by the…
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Dropped kerb / Bollard outside would be drive
Hi, We are gping to look at a property today thatlooks very nice and exactly what we are after from the pictures. On thing is there is no drive which is a must for us. There is a front garden so tne grass can be removed and a drive laid. the only thing is there is currently no dropped kerb and where you would expect one to…
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Snagging - new build
Hi all, Apologies, another thread from me but a different topic. I'm buying a new build and although I can be quite meticulous. I think, with the amount of money being spent, it is worth getting a professional in to do the snagging. Unfortunately, I have no clue where to start with this. Can anyone provide any…
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Any CGT to Pay?
Okay folks, I have recently sold two properties and I have calculated the CGT due but reading further into the calculation of CGT, I am slightly confused as to whether I have to pay or pay some of the tax due. Property 1: Bought 1994 for £44,000 Sold 2013 228 months of ownership This was my PRR for years 1994 to 2004 = 120…
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What is a long term let
We sadly won't have enough money to pay our mortgage off when it ends in a couple of years time. Our only alternative seems to be to rent but in our late 60's, we don't want to be doing that every year or so. How do you find out who will rent for longer (much longer) and what are the pitfalls? We have explored all other…
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Buying My First Property - Slightly Complicated
I am about to purchase my first property, a one bedroom flat in West London, with a lot of financial help from my parents, and the situation is a little complicated so I was hoping to get some advice on how best to handle it. The property is owned by my sister, who owns it outright without any mortgage. It is valued at…
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Experiences of L&Q or Moat Homes Shared Ownership
Hi, I was hoping to see if some users here have purchased a shared ownership property either from L&Q or Moat Homes? If so, could you let me know a little about your experience with them & whether you'd recommend them? They both have a few developments in the area I'm buying in. I've seen a few bad reviews online but I'm…
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Special Conditions on Assured Shorthold Tenacy - Doubts on the legality of terms
Hi there, I think there may be some experts on this forum who may be able to advise me. I'm shortly going to be me moving into a property but on issue of an assured shorthold tenancy contract the landlord has added special conditions which look really dubious. First condition: A cleaning fee of £300 applies at the end of…
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How long did you wait for your mortgage offer?
We are now into week 14 of the buying process. We met yesterday with our solicitor to go through the paperwork because it was starting to pile up and I think she was worried we were wondering what was going on. We are nearly ready to go bar a few bits of missing paperwork that they have been chasing for weeks. She suspects…
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Landlord selling property to new landlord what happens to month in advance
Can anyone help me?? I am privately renting a property and the landlord is now selling (note I am not in a tenancy agreement as the landlord has never got round to bringing me the new one to sign). The landlord is selling to an investor therefore the new landlords have said they will want me to stay. My question is what…
