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Renting - Landlord and deposit issues
Hi all, I'm currently in the process of trying to get debt free and am looking into moving out of my current home into a smaller one in the next 6 months. I have a few questions/problems with my landlord and deposit. A bit of background: I moved into the property with a friend on a 12 month contract on 30th November 2012,…
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Deposit protection service.. issues.
Hi My parents have a house they rent out via an agent and have done for some time with no issues. The most recent tenant is now moving on but has left the property in very poor condition. The tenant has been drying clothes in doors with a tumble drier and had seemingly not been using any ventilation or heating and there is…
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House Buying Quadary
Morning all, Bit of a quandary with a house that we like that I hope you can all advise on? A week ago we viewed a "house" that we really liked. I say "house" because it has been used as business premises for about 5 - 10 years but was originally a house and we would love to convert it back. It has been sat empty since it…
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Mortgage & DMP
Hi All Firstly, I'm sure this has been asked numerous times and apologies if that is the case. My girlfriend may be enrolling on a DMP to resolve her finances. I however am currently looking to save via the Help to Buy ISA for a mortgage deposit over the next couple years. She earns approx £7k working part-time and myself…
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Is my landlord right?
Basically after waiting and waiting for him to fix the damp problem, I have still gotten nowhere so found a nice new home recently done up nicely and have a moving in date so I give in a months notice. After nearly two weeks he replied back to me claiming no other tenants have complained of damp when before we moved in the…
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Vacant Possession
For my HSBC BTL mortgage there must be vacant possession. Thing is there are already existing tenants who we want to keep and are happy to stay. Does anyone know how I can achieve 'vacant possession' while keeping the same tenants?
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Getting a mortgage before 60yo?
Our case is that we have some outstanding debt of around £12k. We are working towards paying this off by end of 2017. We have transferred a good chunk of credit card debt to a 0% credit card and we are living very frugally. I am also looking for a better job with more hours. The sad bit is that we both have spent years…
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Is this EA breaking the law?
We have just made an offer on a property marketed by a national EA. Because of the branch manager's response we wonder if the agent is breaking the law by divulging the amount of the other offers. Are the offered amounts meant to be confidential? We are also none too impressed by their sales techniques, and have received…
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Tax help
Hi there, Would like some advice please. I'm currently house hunting looking to sell my house and move up the ladder. I've spotted a house I like, which has a fair sized garden and as part of the garden there is a small log cabin which has a living area, kitchen, bathroom and bedroom (all very small scale). This property…
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Moving to York - Best areas to live?
Hi We're moving to York from Edinburgh in a few months so we're starting to look for a house to buy. As York is 200 miles away, and we only have limited free time, we'd like to narrow our search down to make it as productive as possible. My wife will be working at the University of York at Heslington, so we're looking for…
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Purchased a flat (tenants in common) where is the split shown
Hi 2 years ago I purchased a flat with my spouse and father in law. After the flat was complete, our solicitor sent us a copy of the "official copy of register of title' which shows are name under section "B: Proprietorship register". However it doesn't specify the split. The father in law owned 60% where are we both own…
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Council owned garages
Does anybody know if renting a council owned garage for a certain period of time entitles the renter the right to buy the garage? The renter does not rent any other property from the council.
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buying 2nd home before ex home sold
Present home mortgage free, value approx £200,0000 property up for sale but have found dream home. 1. Do i remortgae ex property or take out mortgage on dream home and pay off when ex home sold?. 2. Dream home £160.000, not sure best way to go about it. Any advice would be appreciated.
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removal companies uk to ireland
Hi, Just wondering if anyone might have recommendations of removal companies. We are going from a 3 bed house in Luton to Co Galway in Ireland. I have so far contacted an Irish company that my sister used before and have posted on the anyvan website for quotes. I am a bit dubious about using the anyvan website as you cant…
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FTB What order to do things
Hi Offer accepted on property FTB with AIP from woolwich through broker. Phone broker tomorrow so hopefully full application submitted tomorrow. My question is, having never gone through the process before, what happens next. I mean what order do we do things? We have contacted local solicitors who emailed a quote for…
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Flat Selling/Fire Risk Assessment
Hi there, I am in the process of selling my flat and my buyers solicitor is (in my solicitors opinion) being unnecessarily picky. The latest document I have been asked for is a Fire Risk Assessment/Asbestos Assessment on the common areas. The flat is a small one bedroom flat on the top floor of a Victorian conversion, with…
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Right to Buy & Flat Swapping Rules
Hi all, was wondering if anyone can help. A friend of mine rents a flat in Northampton and is thinking about right to buy. She has been a social tenant for many years in several different flats. Problem is, she is also thinking of moving to Birmingham for better job prospects. If she does do a flat swap (through the…
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Repairs allowance instead of revising purchase price
Hello, I am a first time buyer in the process of buying a house. The vendor is buying a vacant house through the same estate agent, the exchanging deadline for the house he is buying is 28 August thetherefore I was asked to exchange on the same day as a condition, which is in less than 2 weeks' time! I had Santander…
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Letting Agent claiming back 8 months rent already paid to landlord
The following email received from my letting agent says: "Unfortunately your tenants of ?? ???? Avenue have recalled 8 months rent totalling £3800 This amount less our management charge has been paid to you over the period. We are now trying to trace your tenants for repayment. Should they fail to repay I would then be…
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Viewing house after purchase started
We have started the process to buy a house - we are 4 weeks in. We have our mortgage offer and we expect to exchange contracts in a few weeks. In an ideal world we want to get back in the property so we can measure to order a new kitchen as kitchen supplier is saying 6 weeks lead time. What is the general operating…
