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Possible Fraud renting
Hey I am not sure if I have been subject to fraud or not, I went to see a place that looked ok, so I put down a deposit, I paid half in cash (got receipt) and the other half via bank account transfer. Now after this the landlord began to be sketchy although we had the contract sent to us, it was not sign and also I asked…
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Electrical survey if planning full rewire?
We had an offer accepted on our first house on Thursday. It is a 1930s end terrace that hasn't been modernised since the 60s, so we are having a full structural survey done. We are fully expecting the electrics to come back as needing replacement. Is there any point in having a separate electrical survey done first, or…
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Public footpath fenced off - Council not interested
I live in a 1980s cul-de-sac which has a short footpath between houses at the other end of the street, which gives access to the nearest main road, station etc. The footpath has not been adopted by the council, and is owned by one or more of the adjacent homeowners. The deeds of the estate include covenants about where…
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Selling House then Renting (claiming housing benefit)
Can I have some advice please. I am currently in receipt of ESA and help with my mortgage interest. I am unwell. I have found someone to rent because I can't cope with the up keep on my house. I will move into the rented place and then sell the house. I will need a quick sale. I have two choices to put the property on the…
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Law Society Property Information Form
We recently purchased a property and only found out when we moved in that the Vendor had lied when filling in the Law Society Property Information Forms. a) He ticked the form to say that no work had been carried out on the electrical system since 2005 when in fact he had carried out major unsafe electrical work leaving…
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Problem Neighbours - Advice needed
Hi We have lived in same address for quite a few years now. We have neighbours above who are really not nice people and given us problems. They don't own home nor do we as both rented from local authority. I have sent emails, evidence etc throughout these years to local authority and still do nothing definitive. I have…
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I've had a good weekend - Quit while I'm ahead?
So woke up yesterday with no viewings booked and a nice easy day planned. At 12.30pm I had a viewing request for 1pm (via online agent). A lovely young FTB couple. Both seemed really keen. It was their first ever viewing and they had another viewing booked later in the day. The moment they left I had a call from my local…
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Advice re Building Regs issue
We viewed a house yesterday which ticks all sorts of boxes for us, but which comes with a major issue attached. The vendors have carried out a loft conversion in the attic, and the estate agent is pretty certain that they didn't bother adhering to building regulations. There is also a question as to whether planning…
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Discount for first time buyer with 25% deposit
Hey all, I was just wondering if anyone knew how much of a discount I would be able to negotiate off a new build home as a first time buyer with no chain, high-ish (25%) deposit and flexible moving time? I'm debating whether it would make more financial sense to buy a doer-upper or something new. Thanks
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Exchanging a very large amount of currency -- limit order possible?
Hello, I'm buying a property abroad, and I have to exchange a sizeable chunk of currency. I have looked into various currency exchange services without finding what I'm looking for. What I really want is a service that allows me to open an account, similar to an investment account, and then, as in buying stock, place a…
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Solicitor holding up my house purchase
Hi, I am new to this site but have had read some great advice from the members. My problem is as follows- I am 10 weeks into what I thought was a simple house chain. 1st time buyer buying my property and myself buying a 3 year old old property with no upward chain. The problem lies with my solicitor constantly pestering my…
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Unfair deposit deductions! Help
Hi everyone, sorry in advance for the rant/stress post! Today I have looked at the deposit return request for our one bedroom flat and had a bit of a shock. They are deducting £592.56 off £788 deposit. I am in shock because after having our move out inspection I was assured that all I would need to pay would be the move…
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6 month solicitor delay
Hi All, I instructed a solicitor mid Apr 15 to act on the transfer of equity of my property following separation from my partner, this also involved a re-mortgage. Can anyone advise how long this should take, but also where i can see redress due to the solicitors dreadful handling of the case and delays. Basically, I was…
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Fed Up WWYD?
Hello Lovely Money Savers, I've been trying to move since March- have a 2 bed flat and a 14yo boy and 11 yo girl so they desperately need their own rooms. Flat under offer within a week- to a btl landlord who understandly is now getting fed up of waiting. house one offer accepted early April survey fine, he found a…
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Survey
We have recently accepted an offer on our house and I am getting anxious about the survey, having heard horror stories of lenders wanting certification for everything. The house was was built c.1857. 1. We have a creeping freehold. Next door's bedrooms come over our entrance way, for the full depth of both houses. It's…
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Newbie renter access question
I'm a noob at renting. What's normal regarding access to the property for boiler servicing, repairs etc.? Does the lanlord/agent usually arrange access and give the tenants notice? or is it up to the tenants to let the repair people in? or just whatever suits? I rent a flat in London and spend weekday evenings there. I'm…
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Buying house from a dog minder
Hi, We are in the process of completion of our purchase. the vendor is a dog minder (lots of dogs in the house), I knew this at the time of offer but as I have no knowledge of owning pets, I didn't consider it to be a big issue. I thought there would be ways of getting the house cleaned. I have 2 small children (3 and 1),…
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Serious criminal neighbour problem
I recently created a thread detailing how my neighbour who i believe is a criminal, and worse still I suspect a voilent criminal. I detailed the kind of things I heard regarding the firearms they possess and the various drugs they sell. I was alarmed by this so sought the advice of this community as to what action to take…
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Buying a house monthly off a family member...
Not sure how to explain this, but I'll try. A family member is prepared to sell us their house at a knock down price - House value around £110,000 and selling to us for £84,000. Basically, they have lots of cash and have bought another house (they own 4 houses) Anyway, I want them to in effect 'gift' us the house. We will…
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Break up
Myself and my partner have recently purchased a house, we completed in June. However, things have taken a turn, and we are now breaking up. I literally don't even know where to begin with sorting this mess out. We have purchased the house as joint tenants. Has anyone any idea where to start? I don't even think we could…
