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Problem being a guarantor........
Around two years ago, I became a guarantor for my sister in law and her partner on a rented house. A couple of months passed and I received a phone call from the letting agency saying they had missed a payment and could I cough up the money. I went and spoke to the in law and this was sorted a day later. Fast forward to…
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Buying a Property From the National Trust
Hello, Does anyone have any experience buying a property on a long lease from the National Trust? I have seen a property that I really like but it's on a long lease from the national trust (106 years). There are 'owners' already living there so the purchase would be though them. I have read the national trust information…
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Oieo
What is the point of this? As a general rule, do people get in excess of the price? Surely people just put an offer in anyway? We see so many places with an OIEO price and to be honest it just puts me off.
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Friend Paying Mortgage
Hi. Just wondering if you are able to do this. I am looking at buying a house and getting a mortgage. My friend will be moving in with me and i was going to ask him to pay the mortgage/most of it as his rent. Would i need to get a mortgage as a buy to let or can i get a first time buyers. Also would i be able to put my…
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Still waiting on a written acceptance two weeks later?! (Scotland)
Hi everyone - first time here! I am looking for some advice. We had an offer verbally accepted on 17th August. To date we are still waiting on a written acceptance from the seller. It is a chain free property in that it had been rented out by the seller and is now sitting empty. We are FTB so no chain our side either.…
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Council House Availability UK
Deleted. Deleted.
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Relocating to Ilfracombe?
Hi folks, I'm not sure if this is the right place to ask. If not, I apologise. I currently live in North Cornwall, and I'm looking to relocate elsewhere within the Devon/Cornwall area if all possible. Trouble is due to my criteria (namely no neighbours living above or below me due to past bad experiences, rent under…
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House in Great Ashby v Flat in WGC
Hello all! Long time lurker, first time poster. Other half and I are looking at purchasing a property within Herts and in particular the areas below. We have our AIP and our budget is allowing us to decide (generally) between the below. We are recently married, no kids yet, but plans in the future.. We don't plan for this…
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Was there anything you didn't notice as quite common until looking to buy?
Until we viewed the house we are buying, I didn't realise how many houses have windows directly opposite to each other allowing peering in if so desired. For example, windows looking straight onto pavements directly opposite other houses. Lounges, bedrooms etc. as a result most have net curtains or closed blinds. Certainly…
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Selling house - can we request a deposit?
We are in the process of selling our house. We had said all along that the sale had to be completed before a certain date, 9th Sept. We have met the buyer today & she has said that due to her funds being in a notice account, they will be released on the 16th Sept. She said that she has told the EA this all along. They…
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Ground rent increasing 1000%, what can I do??
Hi I own a leasehold maisonette in a converted terrace house. The ground rent is £200 annually. I was reading my lease contract (118 years left) and it said the ground rent will be reviewed in 2019 and will be 0.25% of property value. This will roughly be £2000 a year. I estimate the place will be £800,000 in 2019. Is…
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Terrible Cleaners - Spring Clean London Ltd
Awful experience with "Spring Clean London Ltd". Waste of time and money. Will never use them again. I left the cleaners for almost three hours, but when got back home saw the cobwebs were all around the windows, and the panels were full of dust. When I explained to them, they didn't seem to understand that these dirts are…
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House purchase, use class query
Hello, I am hoping that someone may be able to give me bit of guidance/advice on a property purchase and usage issue that has arisen from one of the searches. I am purchasing in cash a property that comprises a small A1 shop on the ground floor with residential use on the remainder of the ground floor and residential on…
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Question about capital gains on a house
Can anyway help with this please? We live in a house we bought 19 years ago and it has gone up a lot over the years. This year we are going to move to a different house and rather than sell this one, we want to rent it out. If at some point in many years time we sell this house, I believe we have to pay capital gains as it…
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Cash buyers
Hi, We are in the process of selling our house, we have signed contracts and they are with the solicitors, the government is now saying the buyers can't prove £20,000 of the money to buy the house so the whole thing is gonna fall through! the buyers are from China and this is where the money has come from, they don't speak…
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Rent a Room Scheme mid-year change
Hi I had a flat with a lodger under the rent a room scheme til December, when the property became a tenancy. My questions are fairly simple i hope: 1) can i claim rent a room for part of the year, and then treat the rest of the year as a tenancy for tax purposes? 2) do i have to 'pro rata' the tax allowance for the 6 or so…
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Rent A Room Scheme
I am renting out a room in my flat, which I rent from a Housing Association. (Yes I DO have the HA's permission to have a lodger!). The annual rent paid by my lodger is £4800, which is over the £4250 tax free limit on the Rent A Room scheme, but less than I pay in rent to the HA. The lodger does not have any bills in their…
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Selling & benefits
Hello, Just want to say a big thank you to everyone who responded to my numerous threads & posts about my home / selling & renting. Well, i took the advice given and sold it, with very little profit, paid off all long standing debts, overdraft and mortgage. Burst into tears as the stress this caused was unbearable. Since…
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Mortgage Fees and Brokers
Hey guys, I had an Agreement is Principle with one broker. He never met me face to face and I was a little clueless about a lot of this things. I met another broker who talked me through everything, filled in all the paperwork and generally was much more helpful. We went for a different mortgage which was slightly cheaper…
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Buying a second home tax questions
Hi, I would like to know how I stand if I buy a second home. I fully own my house that I live in and my wife is NOT on the deeds. I wish to buy a small property and move into it paying around 50% off and getting a mortgage or possiby a loan if I pay 75% off. I would then rent out my owned home and live in the smaller…
