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Completing and getting the keys
Hi all, we're due to complete next Friday, unfortunately I'm in work and can't get any time off :( would my husband be able to pick up the keys on my behalf or must it be me? Tia
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Tenants in common and shares
Hello! We are going to buy property and shareownership as Tenants in Common in unequle share. Can this shares be specified in Land Registry form? Or does this form contain only information about equal share or unequal share not a exact digits? Thanks!
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Surveyor missed Unsupported Chimney
Hi All, I recently moved into an Edwardian property which has some sloped floors upstairs. This was noted during the viewings. I instructed a reputable RICS surveyor to perform a Building Survey, and he made the following comments, amongst others: "The property is free of serious structural defect". "The floors are level…
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Leasehold and freehold and more
We have had an offer accepted on a property. Turns out that the seller is Hodge Lifetime some kind of retirement pension equity release company. The estate agent had told us that and all good. It's now in the hands of solicitors etc but today we've had a look at ththe land registry and it shows as both a leasehold and…
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Morally what would you do about this situation(notice for unlivable flat)
The situation was/is that my friend moved somewhere 5 weeks ago, was messed around by landlord who did things like alter contract after signing to a higher amount, LL ignored repair emails, flat has bad damp and stinks badly of mould and he had no water until today when I fixed it for him. Basically my friend sent a letter…
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Tenants and council tax
I own my mothers house but she is the tenant for the rest of her life. She is 88 disabled and on benefits. She would normally pay about £10 per month which includes her single person allowance. She was in hospital and when she came out she came to live with me so that I could look after her until she is well enough to…
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A very confused FTB
Hi everyone. Myself and OH are looking to buy our first home. We are both under 25. I currently earn ~£20k pa. OH is not yet earning although she has been offered and has accepted her first teaching job after graduating and will be on the books from July earning £22k ish. We thought it may be a good idea to start looking…
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Removal company insurance
All three removal companies from which we have obtained quotes have left insurance as an extra. Would you recommend taking this out?
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Possible boundary issue with neighbour?
Thanks people for the input. Think I will leave it alone when the time comes to sell.
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Right to buy on a prefab
Ok, so we are planning to exercise our Right to Buy and can hopefully get a discount on our housing trust property of 65%. The only problem we have is that it is a "prefab", a house of non standard construction. Does anyone have any idea how i can find out what it is made of? It was built in 1960 and we live in South…
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I own half a house!
My mother died in February, leaving me owning half her/my home. The other half is left to my two siblings. I would like to stay in the house, and buy my siblings out. But the only way to raise the money is by a buy-to-let mortgage. It is six bedrooms, two kitchens, three receptions so I could easily let out half and it…
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Do we buy off family and modernise?
My other half and I have been living in a house, previously owned by my late Grandad for a couple of years now. When my Grandad passed away my mum said we could live there rent free, paying the bills and save for a deposit on a house. The house is a 2 bed 1 bath bungalow in one of the more desirable areas of Coventry (West…
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Need help with CGT calculation please
Can anyone confirm whether the following calculations are correct? Property bought jointly on BTL mortgage but never let. I have included example figures Bought in Dec 2012 Gain = £50000 If we moved in for (say) 6 months and then sold Dec 2015 Period of ownership would be 3 years. Relief = 2 years (6 months of residence…
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Using an online estate agent
We're considering using an online agent to sell our home; we are in a very quick moving area (at the moment anyway!!) and there is demand for the type of property we currently have, and we're currently looking at EA fees of circa 10k if we go with our local high street agents, just on a sole representative basis...... We…
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Conveyancing costs - what am I missing??
There is such a huge variation in costs of conveyancing; does anyone have any sound advice as to what we must ensure is covered in the 'quotes' etc. before we proceed? I can't believe some of the differences in price for what I can see offer no differences in services at all? Am I missing something? We will be looking for…
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I used to love Bank Holiday weekends...
Going through the purchase/sale of a property has made me dread Bank Holidays and weekends!! I used to look forward to Bank holidays, I currently loathe them. :D The delays with posts, searches and inability to phone up and pester EA, Mortgage advisers and SOL. Surely I'm not the only one who feels like this?:o On the…
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What to do next
I have received a lot of guidance and advice and would appreciate some more! In very brief terms: Process began early Jan, first buyer pulled out because his survey said house was worth 10k less, accepted offer within a couple of days for 15k more than the previous survey value and then had a nightmare with buyers who came…
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Lack of paperwork about extensions
So- am buying a house, home report & survey all fine. Solicitor has come back and said that she cannot locate any paperwork for a conservatory which was added to the house about 10+ years ago and for the addition of an ensuite upstairs which invovled adding a dormer, and also added 10+ years ago. Given the age of these…
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Stuck between my solicitor and estate agent
My wife and I are FTB. In brief, offer accepted in early Feb-15. Mortgage sorted and offer received by Mar-15. Also received land reg details, fixtures and fittings form from solicitors 1st week of Apr-15. But since then.....nothing......... Aparantely there was some kind of hold up somewhere. My solicitor was saying they…
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Next door's conservatory...
We are in the process of buying a semi we love in a great location. The only worry is that next door (joined on to us) has a conservatory extension with opaque glass at the side, siding on to where our dining room patio doors lead out to the patio. It has been built on the exact boundary line - ie the low brick boundary…
