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To continue renting or buy a second second home?
Hi there, I am a newbie and looking for some help and advice! We brought our house for £123k in 2011, we now believe it to be worth around £150k. We have been renting this house for the past 2.5 years for £595 PCM, due to work commitments we had to move shortly after buying that house to a different city and have been here…
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Deeds on a property
Hi, Myself and my partner went to look at a bungalow to rent at the weekend. When we were there we were asked if we have any vans, and as my partner works for sky he has a van for transport. To cut a long story short, it turns out that in the deeds on the property no large vans or sign written vans are allowed in the…
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which online estate agent for renting out?
I am looking to rent out a nice 3 bed flat in a nice area. Gumtree is not an option here. Has anyone got experience of renting out through upad or Visum or Iamtheagent and the likes? please tell me what you thought of it. Thanks
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No good at this game!
I viewed a house at the weekend that is on the market for £315k, and made an offer of £289,500 this morning. This is the first offer we've ever made so obviously we've completely misjudged it, as the offer has been declined. According to the EA, there has been another offer of over £300k that has also been declined. I…
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Being made homeless, council advice seems dodgy
Please be gentle... Myself and my OH are private tenants with two children. We've received notice from our landlord to move out by the end of May. We've been struggling in recent months financially and have no savings put by to use towards a rental deposit, so this morning I went to our local council for advice. I was…
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renting out spare room - what to consider
This is just an idea I'm thinking over and would be really grateful for any input/issues I've not thought of. I own a 2-bed flat with a mortgage and am struggling financially. I live alone and have done for 3 years so it would take a bit of getting used to having someone else here, but on the other hand sometimes I feel…
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New to renting....Not paying tax ...what do I do?
Hi. Due to having another child, we moved home in November 2013 and started renting our previous home. I wanted to sell but the housing market was awfull and we wouldn't have got a decent price for it. I've just realised I've not paid any tax on it!! The mortgage on it is £390. We pay building insurance of £15 a month and…
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house with a leasehold
Hi Pretty confused... The house I am looking to buy has 89 years left but i am unsure as all the information for leasehold seems to be on flats or maisonette…but what about houses? Do the same rules apply or is it different? Any help or advices would be greatly appreciated! Thanks in advance
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Is concluding missives the same as exchanging contracts?
Hi, I am in scotland and a lot of the posts here are focussed on England so I just just wanted to check - is 'concluding the missives' the same thing as 'exchanging contracts' in England? I am in a rented flat now but am buying a property, I am due to 'conclude missives' this week but need to give notice on my current flat…
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Electrical Installation Report/Certificate
Hello Just wondered if anyone could put my mind at rest. Mom passed away in October and my sister and I are joint executors of her will/estate. The house is sold subject to contract to a cash buyer (buy to let). 2 months after we took the Law Society Property Forms to our solicitor, the buyer has been in touch with the…
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Lease Renewal Concerns
Hi all, My partner and I have been renting a property for 2 years now, and it's coming up to the end of our lease. In Jan, we spoke to the landlady about renewing who said she was happy with this. Price was agreed for new rent, and estate agents drew up new contract. While we were signing the lease, we informed Landlady…
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section s144 police refusing to act
long story can be seen in the wills probate section, but basically: Dad died 2012, no will with any solicitor, no probate been done. neighbours say step brother, no blood relation, living in Dads house since he died. SB's Mum, Dads new wife, died 2009. SB sold his car, emptied bank account, cashed life insurance, SB…
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CCTV - neighbour problems
Hi, hoping this is going to be the most appropriate place for some advice. We're considering installing some CCTV due to ongoing neighbour problems. We don't want anything too obvious as the local 'yoofs' would no doubt take it as target practice. We only want it focused on our back garden. Unfortunately we don't have a…
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How much do landlords pay letting agents.
I'm thinking of letting property out and would welcome others views on letting agents and their costs. I'm interested in how much landlords are paying letting agents for managing their property and what the landlord gets in terms of service. Thanks
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Are tenants receiving the professional advice that homebuyers are offered?
I may well be missing something but in my area when someone goes through the process of renting a property, at no point does anyone raise the question of whether they want to protect their family/income etc. Apart from the negative impact on credit scoring (when mortgaged) losing a home that you own or rent is essentially…
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Unoccupied Rent Insurance
Good morning I currently let out two properties and am looking to move to a larger house which will obviously increase my own mortgage. I have budgeted for my rental properties being vacant but was just wondering if there is such a thing as insurance which covers the rent if the property is between tenants. If such a thing…
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Lease & Parking Issue
Hi, I'm just wondering if anyone can help with a lease - related question? My husband and I own a leasehold flat, one of 3 in a converted house. The house next door is also converted into leasehold flats, but they have a different leaseholder. We have a car park at the back of our house, but access is through next door's…
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2nd time buyers
Hello I am looking for some advise please. We are looking to put our property on the market within the next week or so and buy a bigger property as a family home. We have already spoken to the bank and have a good idea of what we can borrow and they are ready for us to get the ball rolling. We are just waiting for some new…
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Share House/Capital
Hi all Not sure if this correct forum. If siblings are left equal shares property/cash(per the will) - which is below the Inheritance tax and siblings agree that one can person can have all. Will the sibling receiving property/cash be subject capital gain tax? Thanks advance for any advise.
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how much to offer on this house...
Hi all First time poster here but think this is the right place to ask! We want to make an offer on a house that is on at 285. It has been reduced from 300 in the last few weeks and it failed to sell at 285 in 2013. It was previously last bought for 295 in 2007. I really hope someone can help here as we are struggling with…
