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housing benefit rent question NO idea where to post
I did want to post this on the CAB board but there is no "new thread " button on there anywhere ! And I'm not sure if i'm in the right place here either. I rent a property on a comemrcial basis from my brother. It's an assured shorthold tenancy to myself/ I am married with 2 children under 5, and to my elderly parents. The…
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Can we move into my mother in laws house and she move into ours?
My husband and I are looking to move closer to our families. My mother in law owns a large house that is currently let out. At the minute she is still living in her ex partners home after a recent split but needs to move out. Her large house is too big for her on her own and we are looking to move from our 2 bed semi into…
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Consent to Let Santander
Hi My husband and I are taking a year out to travel, in our 50's, and our mortgage is with Santander. Does anyone know the process and how easy it is to get a CTL from them. The rent will more than cover our current mortgage as it will be a corporate let.
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Council refusal to install secure door entry system- what next
Morning all, This sub-section of the forum is the one more closely related to my question. Our block of flats, council housing, is a 1960's block with no main door/secure entry system. Anyone can just go in off the street. We have always had incidents of anti social behaviour, but since a bus stop was installed across the…
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Survey has found a bathroom leak
I have had a homebuyer report done on a 1930s property, which has identified a number of issues. The main one being that there is a leak, possibly long term, from the bathroom, which has stained the ceiling of the room below and possibly caused damage to the plaster etc. The surveyor has advised that we investigate this…
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Building Survey - lots of further investigations required!
Hello, We are buying an old 3 bed semi (built 1900) in London. We got a building survey and the survey showed significant damp in the walls - it seems that although there is a damp proof course, the roof, chimney stacks and drainpipes needs fixing/repointing/rendering/tiles replaced etc, and it seems (to me) that this is…
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Help To Buy Advice
Hello, My partner and I have found a property £250,000 that we were looking at on a help to buy scheme. We have 1 credit card each with a balance that varies. I have a satisfied default for £400 that is now 5 years old and my wife has had 3 defaults the most recent being 2014 which was satisfied aswell. What do you think…
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Some help needed bought a new build and searches have thrown up some issues
Hoping for a bit of help am very nervouse first time buyer and just going through a purchase for a new build which is already built. Have just received the searches back and they have thrown up two issues and just wondering are they serious enough for me to be thinking of pulling out or am I just being a nervouse nelly. 1…
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income tax bracket increase??
I am soon to be renting out my house, and i have worked out between my income and the rent i will receive i will probably just go over the basic rate threshold into the 40% bracket. Is there any way i can mitigate against this or doing something to avoid going into this bracket with the rent i will get Thanks
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Renting A Small Apartment (Can I afford?)
I'm in my late 20's, currently living at my grandparents home, with no bedroom of my own, sleeping on the sofa. (I know :/ ) I have a few grand in the bank, I work 20 hours a week part-time at a local supermarket which earns me £550 a month. I'm looking to move out and rent a small apartment. Prices in Norwich seem to…
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Advice needed
Partner and I have seen a house that we like and been to view on few occasions, it has been on the market for a couple of years after first sale fell through the house is on the market at £145000 was wondering how low of an initial bid to put it.
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Council Notification of planning application
Is there any general rule about the necessity of councils to notify immediate neighbours about a plan application. In the past, we have received letters about adjacent applications, but in a recent case only learned about an application via a neighbour. Turns out that notices were not posted out at all: there was just one…
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Insuring a Leasehold Masionette
Hello All, I recently bought a First Floor Maisonette in a building containing a Ground Floor and 1st Floor Maisonette. I purchased this from the Freeholder, whom was also originally the Leaseholder, with a New 99 year Lease. Unfortunately I had a Leak in the shower due to the Shower Seal being corroded / and this has…
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Rent a Room - when do I register and fill out my SA?
I am thinking about getting a lodger and am trying to work out when I need to perform tax related activities.... I have never had to fill out a self assessment form in my life and I just can't work out when I'm supposed to do what. I have two spare rooms. If I rent out one of my rooms at £300 per month, then over 12 months…
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Please delete
please delete
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So, one of the EA's I was considering is selling a flat in the next stair >>
that's identical to mine. Mine is nicer, obviously ;) But, should I go with them based on this? I was torn between mov8 and Blair Cadell, I've read great reviews about both, there cost difference is about £50 (Mov8 more expensive). I was thinking that anyone that might put in an offer on the house over there and misses out…
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Title Dead/Declaration of Trust Help
We are civil partners buying our first house. We're relocating from Scotland to West Yorkshire, as my partner has been offered a job there. He's applying for the mortgage as I have no income source as yet. I have £15k from an inheritance for the deposit but I have during the application process declared that I have no…
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Landlord not renewing contract on house.
Asking for a friend as my knowledge on renting is limited. The house is owned by my cousin and rented to a friend of mine. When they moved in it was all very informal - the bond was paid monthly over 12 months as they didnt have the full mony upfront. Full contract in place, signed each year by both parties. Contract on…
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Joint Tenancy - Bad Housemate, Unpaid rent
Hey! just hoping for a little guidance and advice on my current situation. I am currently in a joint tenancy, starting 30th August 2014 for 12 months and have been having troubles with one of my housemates who has now left the property due to a relationship breakdown. Whilst he was at the property he subjected me to…
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Consent to let - HSBC
Hi, Has anyone here had experience of obtaining consent to let from HSBC? I currently own a flat and am in a 2 year fixed residential mortgage. I am looking to buy a house and rent the flat but my fixed runs until March next year. When I called HSBC they said I had to put it in writing for consent to let but my mortgage…
