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Mine under property
I had a thread at the weekend and things have moved on since then. Basically looking to buy a house, there is a mine directly underneath it that has not been treated. It was valued at 62k by surveyor when nothing was known about this mine, the surveyor is Colleys who are owned by Lloyds group who also own the property. So…
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Tenant Ill, Late payments and Medical Needs
A friend of mine rents a house to a tenant . The tenant has let the house for just over two years, rent generally paid on time, occasionally a few days late. Current Month rent not been paid, tenants sister has contacted the letting agent to explain that tenant has become ill, and has been laid of from work. Tenant…
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Solicitor asking for more money
Sold my flat last year and paid the solicitor in full. He came back 4 months later and said there was an error and was requesting more money. Does anyone have experience of this, and where do i stand legally?
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Probate: DIY transfer of house possible?
Hi, My Mum has passed away. The estate is very simple with a house and a small amount of money left. Myself and brother are both executors and we inherit everything between us. We have applied for and been granted probate, which we did ourselves with no problems. We now want to transfer the property title into mine and my…
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letting furnished vs unfurnished
Two-bedroomed Victorian terrace, desirable part of attractive city, buoyant rental market; to suit young professional couple? I'd be interested to hear your takes on pros and cons of furnished and unfurnished, via an agency. Many thanks, Laurence
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Instructing a conveyancing solicitor. Legal & General?
Hello all, first post, thanks for reading. I'm just beginning the process of buying my first flat and have had confirmation that my offer has been accepted by the vendor. I now need to instruct a solicitor and have been recommended firm "Legal & General" by my broker. I can't find a single review through Google that…
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Students renting - help to questions pls
Hi, My son and 4 others are moving out of halls and will be renting a property from July for a year. I have a few questions can anyone please help? * I am worried as had to give my name as a guarantor. My credit rating is perfect, I have no debt and NOT saying that there will be any trouble but I have read time and time…
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Please Help. My Name on Mortgage but not on Title.
Please Help Me. My story is this, I helped out friends by giving them my permission to include my name in their mortgage. However no Financial assistance was given on my behalf. After 3 years of my name on the Mortgage and the title of Land Registry they are now asking me to sign a TR1 giving them my permission to remove…
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Is screening software result oriented?
I am a property owner, recently looking for some new tenants. I have bad experience with my previous tenants as some of them were not dealing well with me. Now I want advance information about my prospective tenants. I have heard a lot about tenant screening software but my question is, is tenant screening software…
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Buying repossed house, management comp issues
Hey there, I've been having some problems buying a house, in a nutshell the house was repossed and we are buying from the bank via estate agents. The problem is that the deeds for the house state a management company should be looking after a shared carpark but hasn't been in the 8years since properties were build, the…
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Inherited property with mortgage - looking for advice
I'll try and keep this simple, and hopefully someone will be able to advise/help...thanks We have inherited a flat with a £36k mortgage on it, that we want to keep and rent out. There was not enough money left in the estate to clear the mortgage. Our solicitor is ready to transfer the lease into our name BUT The existing…
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Stamp duty on shared ownership after transfer of equity
I've gone through a divorce and part of that is myself taking over ownership of the shared ownership property. No money is changing hands and I'm simply taking over the mortgage and will continue payments in just my name. The shared ownership is 30% of the recent valuation of £367,000. Due to no money changing hands, it…
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What Happens If You Leave A Property Ahead Of The Bailiffs
For those LL's who complain about tenants 'forcing' them to get Bailiffs in to remove tenants who can't find another place to live after issuing a S21 (seen it on here a few times) read this…
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Buying flat with "investor" and still getting Mortgage?
Hi, I want to buy a flat in London as soon as possible (many reasons - tired of having flatmates, and landlords/renting in general), but still need to save more for a deposit to make this possible. I am looking into "official" Shared Ownership housing as well, but it is not easy to find them in right area, and I also think…
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large bill for work council wants to do to leasehold block
Hi, We just got a very scary letter from the council saying they want to do work to our block of 16 flats. I can write to them with my concerns but I feel very helpless. Many of these charges are ridiculous, We do not need a front door but from the look of it we will be charged regardless. £19,200 for new front doors…
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Lodger's Privacy re Council Tax
Hi I have a new lodger, and I was going to ring the council to remove the previous lodger from their records. The new lodger doesn't want the council to know he lives with me. He requests I carry on paying dual occupancy, but say I only live there and may wish to have a lodger in future Can anyone tell me if I can respect…
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Rental fees for LL
We may be looking to rent our house out for a couple of years. We will be doing lots of reading up, and we will make sure to do everything by the book. However, I know very little about agency fees. We will need fully managed, although one company has said that they're happy to use our recommended workmen for repairs. What…
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Land enclosed but not shown on title deeds
I bought my property in 2013. It is in the corner of a cul de sac. It backs onto a public footpath. There is a small area of around 1.5 x 1.5m which juts out from the main plot. This is enclosed by the fence that runs around my garden. It looks like this has been enclosed for many years as the fencing in this area is…
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Flat needs a lot of work-how much to offer?
Hi, I'm a first time buyer in Scotland. Viewed a property at offers over £39,999 with my BF, we have 10k savings for a deposit. We liked it in terms of location and size, but looked like it needs a lot of work so plan to go back to view at the weekend with his dad who is a joiner as he has experience in renovations/house…
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Transfer money for the deposit
Hi all, I am looking to buy a flat in London and I am ready to go, got my Mortgage approved in principle, I am going around looking for flats and, in the moment I'll find something I like, I would like to proceed placing an offer. Given that, the savings I will use to pay the deposit are currently abroad, in a Euro country…
