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Buying land for building.
I want to do a self-build like my dad did some years ago where to reduce costs he bought a large plot/field without planning permissions after speaking to planning officers discreetly as to the likelihood of getting planning permission (which he got). He bought the land, divided it into 3 plots, one the size, shape and…
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New build with no phone line!!!
Hi We moved into a Redrow new build on 21/11/14 and have yet to get a phone line installed.. Reason being there aren't any free lines closest to our house and BT need to lay ducting from another to the estate we are living on! Bad enough but it took us to find this information out as Redrow were 'unaware' of any issue,…
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Buying leasehold property
Around 12 weeks into purchase of a property and the vendor has not given the head lease document to their solicitor and there has been no confirmation of ground rent being up to date. The vendors solicitor has proposed an indemnity insurance but my solicitor is saying this is not adequate. The landlord is not missing so…
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FTB she'll shock: compromise vs future plans
Today I've visited areas of the houses I'd seen on right move and done further research on property available at my budget of around 135-140 k with view of 10-12.5% deposit. Wow what an eye opener and nearly brought me to tears! No house is ready to move in. I can get passed bad decor ...but some look like a dive. Some…
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Selling an Inherited House within 6 months
Hi, I'm the sole beneficiary of my late mum's will and I have everything in my name now, including the house. The Land Registry date was in December. I want to move and I'm talking to Estate Agents to put the property on the market now. I do know about the CML 6 month 'rule', will my property ownership be treated the same…
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Newbie question about selling of house
When selling your property I am getting myself confused about what happens to the profit made. For example; Buy a property for £190,000 Borrow £171,000 Interest rate of 4.38% 4 years later I now owe £154,543 on the mortgage. If I sell the property (4 years) at £195,000 does that mean I recoup £40,457?
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lied to by house seller
We purchased last May and during the survey the surveyor questioned the build of the house as he was convinced it was timer and brick. The seller said it was all brick and no timber and got his solicitor to put this in writing. We had to have a new bathroom and the builder found serious structural problems but also that…
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Ex landlord problems
Hi, I hope you can give me some advice. My son and his girlfriend rented a property at the beginning of Sept last year. They only stayed in the property 6 days - I withdrew my guarator status because of the high crime in the area. My son also has a mental health condition which was seriously exacerbated by the "neighbours"…
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estate agent contract cooling off / change of mind?
Hi, A few days ago I had an estate agent visit my house and signed an agreement to sell the house and gave them a spare key. I am now re-considering whether to sell or not and just wanted to know my rights. I wasn't given a copy of the contract I signed and not sure if the agent should have left anything with me? If there…
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Saving to buy whilst renting
OH and I saw a mortgage advisor this morning to get some ballpark figures so we could decide whether buying is feasible for us. At this point in time, it isn't and we'll have to rent instead. But I'd like to hear from people who saved up to buy whilst they were renting. How long did it take you? Do you regret either the…
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Using the rent a room scheme
I have recently bought a house ( mortgaged ) that has additional bedrooms, I was thinking of taking advantage of my central location to rent rooms out to make some money on the side, and accelerate paying off my mortgage. I see the govt, has a rent a room scheme where I can get 4250GBP a year tax free through this scheme.…
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Houses on a price range??
We are searching for a house move, one agent in the area we are looking at seems to price at a offers between range. I've not seen this before, is it a new thing, and how would you offer on some thing priced in this way??? Thanks in advance for any help offered
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In England, is it okay to put offers on more than 1 house at a time?
My partner and I have been looking for a a house for 6 months with some difficulty. We are in a strong position - first time buyers with a 10% deposit, no onward chain obviously and ready to move tomorrow. We have seen a couple of houses before and put offers on but the first was not accepted as they were looking for more…
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Part Exchange?
Hi has anyone got experianc eof part exchange on new builds? its something we are looking at for towards the year end the builders round here are strata, ben bailey, taylor wimpey and barretts did you get reasonable part exchange offers etc? we have never done an exchange before but it looks like possibly the right way for…
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Any advice? I cannot sell my house!!
** UPDATE JAN 2016: Hi All, just wanted to say thanks for all the constructive advice given to me. I took it off the market, spent a long time fixing everything, doing it up and having trees cut etc. When it went back on the market it sold within a week! Just says it all really. Many thanks to all who contributed. **…
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Landlord / unoccupied property insurance
Firstly I looked at both this and the insurance forum, and felt I would get better advice here. I have a landlords policy on a property with tenants in, who will be moving out in the next month. We have planning permission and building regs don already on the property, with a view to a builder starting a large extension in…
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Evicting Family Members!
Hi, first post! For the last 6 years we have shared our house with our daughter her husband and their 2 now late teenage sons. We don't stay there all year as we have a holiday place so only stay there 3/4 months during the winter but last year (October 2014) when we came back, because of bad health, my wife decided she…
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House buying nightmare
My husband and I, and my sister and her husband, have been given the opportunity to buy my mum and dads house at a discount, where they have lived for 36 years. My parents live in a house owned by a charity and they are selling on all their properties, so they have given a 25% discount to my parents, but as they are…
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Application stress!!! Advice please! :)
Ok. So I got an AIP for 105k xmas and put an offer in and got accepted for 88000. I'm putting down 10% from savings. They first asked for just 3 months payslips which I had to go into Halifax for them to fax for me. ( the women who faxed then missed the company name off just 1 payslip which delayed the process) so they…
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Ex Partner on Mortgage - Advice Needed
Just looking for some advice Ex partner and I split up some 7 years ago. At time of split the house was in negative equity so was unable to remortgage or remove name. On several occasion he asked for name to be removed and I still have messages relating to this. Over the past 7 years he has not contributed to any aspect of…
