-
Vendor putting the property back on market for auction, building insurance or not??
We are in the process of buying a property (share of freehold, leasehold flat), and we have been ready to exchange for almost 3 weeks now. All the vendor has to do is to sort out the building insurance, as the building is currently insured separately by different flats, albeit the vendor owns the whole building at the…
-
Help to buy
Hi everyone, I am sure this has been asked before - but I cannot find an answer anywhere. I'm an FTB and have found a house I REALLY like at £160,000. I want to use the help to buy scheme, so 20% of the house's value is £32000? (I think) so that is the 20% loan from the government. I understand that is interest free for…
-
Indemnity insurance - me arrange or solicitor?
i will need an indemnity policy to cover the deeds to my leasehold flat not stating the management company are responsible for arranging my buildings insurance (which I pay). Is this indemnity insurance something I would arrange myself, or let me solicitors do it for me? (ii was picked up by my buyers solicitors when they…
-
Negotiating price on a house that was sold this year
Hi, I have seen a property that has been put up for sale recently, doing some research the property was sold in February 2014 for £125,000 and the property is currently being marketed for £150,000. Looking at the description and photos all that has changed is the walls have been painted and everything else is the same.…
-
Good leasehold house in Lincoln
This is my first post on this forum and I hope someone who has sold/bought a "Good Leasehold" house could share his/her experience with me. I recently found out the house I am buying has a "Good Leasehold" title although it was advertised to be sold as a freehold. The lease term is 1000 years from 1584, which means there…
-
Buying flat
Hello guys Please help me as I require some basic questions in buying a flat in London by cash. I am leaving in the same flat for the last 7 years and now willing to buy the same one bed flat. Property price £120000.00. My landlord told me that there is £110,000 mortgage is still remaining on the property. As am a first of…
-
Help and advice please regarding flooding....
Hi all, A bit of background info. Our street floods when there is heavy rainfall. This is surface flooding as the drains on our street need modernising/replacing. The three houses on the end of our street have had flooding in their utility room. We have never had any internal flooding but water does pool on our driveway…
-
help dont know what to do
hi, Made offer on a house which was accepted and my seller also made offer on a house which was accepted. Mortgage offer made after valuation no problems with my survey. when my seller got survey on their house purchase the survey said the house was not worth asking price negotiated. after further negotiation a price was…
-
Would you buy at an Auction ??
If you had the cash ?? Its something ime considering, have any members any experience of buying at one ? Wondering about the pluses & minuses using an Auction ?
-
Whats the thoughts renting in W11 2QF area thanks
Have the chance to rent in w11 2qf area next to portobello rd not sure how busy that might be any thoughts on the area please thanks
-
Need help re. house sale with dispute
Hi all, my 1st post here but have used this useful site for info before. Here is my situation, what do you think? Back in Nov 2013 I employed a workman to renovate a property prior to renting it out. He was very convincing and we agreed a price for the job which I paid upfront to the sum of £3000 as per the written quote…
-
Options for first BTL
Hi, I bought my first house in March of this year with a 5% deposit under the help to buy scheme. Since then I've had a promotion at work and had an extra bit of income coming in, which I'm saving. I'm working towards getting a BTL as a future investment. I have two questions and welcome any advice. Firstly, what is the…
-
Options after change of circumstance buying a 2nd home
Wow, such a confusing world! Much appreciated for any help and advice on the matter. Basically me and my partner had decided that it was time to find a bigger home,so we put our house on the market and planned to move in with my parents if it sold so that we weren't in a chain. We started to view houses however I was…
-
Phone and broadband when leaving rental
Tomorrow I'll be dropping in a letter of notice to the letting agent / landlord as I'll be moving in with my partner soon. I've just cancelled my Talk Talk contract as although my tenancy will go on till 28 November I wont be at the property constantly between now and then so have no need to continue the service. The TT…
-
verifying landlord address
Hi I'm replying to an ad, the landlord lives in Liverpool but I in London. The deal is very good, potentially too good to be true. The guy sounds a bit eccentric and his English isn't that good. He has given me his address. I would like to verify his address. What ways can I do that other than going to Liverpool? I've…
-
Should I buy bigger and better?
Hello folks, I'm after some advice if I may. I'm closing in on becoming mortgage free. My house is an ex council house worth roughly 85k. (I'm up north so this gets me a two bedroom house with decent sized front and back gardens) It's not a great house or in a nice area but we have been happy in it for 15 years and have…
-
problem selling my house with solar panels
Hi, I am in the process of selling my house and the buyer's solicitor has picked up on an anomaly with the lease for the solar panels. The lease does not comply with the CML handbook and needs changing. i also need confirmation of the confirmation that a 1954 landlord and tenants acts excluding the act from the lease were…
-
Drainage survey - failed sample
Hi there We have just had the drainage survey sent to us and the solicitor has drawn our attention to question 3.5 relating to the testing of the water supply at the property. It states that the tested parameter for Coliform Bacteria that 1 of 102 samples failed Can forums members please enlighten me as to how serious or…
-
Homebuyer survey - Asbestos and other probs
Hi there We are FTBs and just had our Homebuyers report back which has highlighted a number of "Problems". Really after some help to work out what is a genuine issue and how big of an issue, and what is in as a disclaimer and the surveyer covering themself. The property is a 1930's mid-terrace, it's in need of some…
-
Rent Guarantee form
Hi, just about to rent out a property.Can anyone point me to a Rent guarantee form please.
