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Quoted wrong length of leasehold
Hi I'm wondering if anyone can help. I recently bought a shared ownership property and all the literature and buying documents state the leasehold to be 250 years. 3 months later and we get a letter from our solicitors with the land registry saying it's now registered but for 125 years. From what I can gather from the…
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offsetting tax on rental income
My parents borrowed me 70000 to buy my 2nd property, the loan was secured based on the 1st property which i am renting out. It was a interest free loan for the 1st 4 years then i would pay interest on it. Now after 4 years i am looking at buying a 3 rd property, my parents are going to borrow me 50000, can i again secure…
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Posting notes through houses you like 'want to sell your house?'
We are in Scotland. We have accepted a written offer on our house. We are still looking....not much seems to be out there. that suits us. Would you ever consider popping some notes through doors of houses in the areas you are interested in? If so, what would you recommend I say on the note? Why would anyone respond? Saving…
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thames water and drainage searches - quicker?
Just waiting on this before I can exchange. Been given Monday 22 sept by my solicitor as estimated result of search. Can this be speeded up if I call thames directly or another method?
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Companies that do searches for you
I'm negotiating a possible purchase and the vendors, trying to meet a very fast exchange request on their part, want me to use a company that speeds up the council searches procedure. I assume that they visit the council in person, do some of the legwork or something. Has anyone any experience of using companies like this?…
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How to read title deeds?
I got the title deeds for the property we bought. A.Property Register 1.XXX (Address of the property) 2.(30.07.2013)Short particulars of the lease under which the land is held: Date: 12 Jul.2013 Term: 250 years from 1 Jan.2005 Parties:(1) Investment Ltd (2) Peter XXX (3) XX Management Ltd 4.XXX 5. (30.07.2013) The…
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Pricey ground rent - should I buy or walk?
Hi guys, I'm in the middle of buying a £105k new-ish flat with a ground rent of £250 per year over a 125 year lease. It now turns out that the ground rent is soon to double - and then increase by £250 every 10 years to a maximum of £1,500 per year. I've not exchanged contracts yet but have now got serious doubts about…
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how to get own place?
I have a small flat with a residential mortgage with 50% equity and consent to let which has been let out for nearly a year, while I'm in my early 30s living with parents. It's time I lived in my own place, and I'm wondering the best way to go about it. I will add that the flat has a short lease of 65 years, which isn't a…
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Renting - some questions about how it works
Apologies for the basic questions but I've been a house owner for so many years that this is all a bit new to me! My company is sending me on secondment for 2 years to London whilst my family stays in the house we own. As I'll be there most of the week it's cheaper to rent a flat than stay in hotels. I won't have any…
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Good solicitors to use in the Midlands or online?
Hi all, We're looking at buying a new build, FTB with help to buy. The guide price is £199,995 and have obviously been recommended to use the developers solicitors but I'm worried about them being really overpriced!! Can anyone recommend any good solicitors for conveyancing etc that aren't too pricey? Is it worth using an…
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Garden Plot purchase advice
About 9 months ago we purchased a detached property in SE London. When we viewed the house I noticed that the bottom of the garden appeared to be cut off short and we discovered the the area was apparently sold off to a neighbour roughly 20+ years ago. Fast forward to now, and we've approached the neighbour learning that…
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Over charging solicitors
Good evening all, I hope that this is posted in the correct forum (sorry if not!) I am hoping someone can offer some advice with our issue, here goes .... We have recently purchased our first house which all seemed to go well up until the final few days. We took advice off the estate agent that we purchased through and…
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rising damp but dehumidifier not extracting water
Hi all I couldn't find the right board but I know there is a lot of knowledge here on the issue of damp. We've got rising damp, whilst work is going ahead outside to remedy the issue a dehumidifier has been put inside. The dehumidifier has been on 24/7 since Saturday morning but we've only seen about 50mm water in that…
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Deposit Dispute
Hi all I have recently ended my tenancy on a house I rented, left it in good condition (I believe), however there was one issue, in that one of my cats (landlord agreed to cats) had wee'd on the hallway carpet, and despite several attempts to clean this, the smell would not go. I was honest about this, and advised the…
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Conveyancing/Solicitors Cardiff
Hello, can anyone recommend any good Conveyancing Solicitor for the Cardiff area? I tried a few quotes from google search and most come to over £1000 which seems abit high. Basic info Purchase price £64000 Leasehold flat Right to Buy scheme Mortgage will be used I currently live in the property
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Renting out need Landlords Ins but ex BR!
Hi Im needing some help please we have decided to rent our old house out for a year, but I cant seem to find anyone who will cover us for buildings insurance with landlord insurance is there anyone who can point us in the right deirection the problem is Ive been discharged bankrupt for 3 years (so declared four years ago)…
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Selling leasehold flat - £120 for sellers pack?
am selling my flat and the leaseholder wants £120 for a 'home sellers pack', which will take a week to compile, is this normal please?
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How do you stay patient when buying???
All this waiting for my vendor to reach exchange has made me rather pent up that i'm near ready to pull out, they really are working my last nerve! Going on holiday soon so trying to plan that but really this comes back to haunt me when I get losing patience again. How can I stop letting it consume me!!!?
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Access issues
My daughter owns a property in purchased in Dec 2012. There is a strip of land approximately 2meters wide between her property and the adjacent house which according to her documents belongs to her. This strip of land runs from the front to rear boundary as shown on the title. There are some issues regarding use of this…
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Garden Fence - party fence?
Hi all, just a quick question. We moved to a nice cul de sac and our garden backs onto another garden. We have a high trellis that has come away from the fence at the end and need to screw it back on. I can't find any info on who owns the fence and it looks like the original from when the estate was built circa 20 years…
