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How to put your house on rent
Hi there I recently bought a house to live in and taken out a 2 year fixed nortgage but due to the fact that I have been made redundant I can no longer afford the mortgage. I just want to know what are the steps on putting a house for rent. do I have to change my mortgage policy to buy to rent ? do I need to get any other…
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Survey questions
Hi, We are first time buyers of a 6 1/2 year old home. Our mortgage was approved yesterday and now solicitors are starting their work. We had a free valuation done as part of our mortgage which valued the house at what we paid for it. When talking about a homebuyers survey with my boyfriend last night he said I thought…
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Another loft conversion thread...
Hi all, Appreciate there have been a few of these threads in the past but wanted to ask some advice. We have had an offer accepted on a 3 bedroom house (one of the bedrooms is the attic room) and have had a home buyers report carried out. The report states that the loft conversion does not conform to building regulations…
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Convey365 fees
I had a quote from convey365 for conveyancing for a flat purchase (leasehold) for my mother, but their final bill is way off from the original quote. They told me their fees would be around £600 inc vat, but when we received the final bill for £1600 I was a little shocked to say the least. I understand that leasehold…
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Help, mortgage ok until we had valuation on house
Hiya, I rally need some help here. Everything mortgage wise was fine and was only waiting on valuation to be done. We paid to have valuation and home buyers survey to be done at the same time. The surveyor has said that he is not recommending the mortgage company to give us the mortgage. He has seen the house in 2004 as…
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how long to get on the Title at Land Registry?
Hi all Am waiting to be registered on the Title of a Freehold property that I purchased cash on May 16. The vendor had a mortgage, which I understand can slow the process down as they have a charge on the property? And my conveyancer (13 days after completion!) has yet to send the AP1. So from receipt of AP1 by the Land…
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Neighbour claiming parking space
We've just moved house to a new built estate, about 20 yards from our front door is a layby for 2/3 cars, the public footpath runs between it and the houses. One of the houses has put a sign on her front fence claiming the opposing parking space as "private parking". How can i check if this legitimate or not? The previous…
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Tenants in common with one owner
Hi I am in the process of remortgaging to get a better rate and the mortgage providers conveyancer has said there is the Tenants in Common restriction on the Land Registry register that needs removing before the remortgage can complete. The issue is that the mortgage (both original and new) is solely in my name but when we…
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sign agreement or wait?
Hi, We are currently renting a two bedroom property and after waiting over a year our landlord has offered us a three bedroom house to rent. The previous tenants had left it in a state and the carpets look very past their best, they advised they wouldn't change the carpets (even though we know the previous tenants also…
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Renting with Pets - 'Pet Addendum'
My partner and I will be taking residence of the flat in question on the 28th June. We have paid admin + referencing, Deposit and first month's rent. We were told ahead of time that this was a pet friendly property (on Zoopla, their own website and confirmed verbally by the estate agent) The estate agent has written to us…
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Proof of funds?
Hi, I'm new to this forum so please be nice! We've just accepted an offer on our house and had an offer accepted on a new one, so the letters from EA have started to arrive and on the letter from the EA we are buying through has asked for proof of funds. What can I show them to prove we can afford the house? To cut a long…
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Buying my grandparents house....?
Hi, I'd love some advice, my partner and I may have the opportunity to buy my grandparents house, as they would like to move into a bungalow where they can move around more easily etc. How would this be done? We don't have a lot for a deposit, probably 6/7% at most, I have heard there is a way to remortgage the house so…
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Black ash mortar
Hi, my son is just waiting for the full surveyor report on a house he was buying but the bank contacted him to say they would be reducing their mortgage offer by £5,000 as the report shows possible construction with black ash mortar as the area is known for this.The bank have advised my son and fianc! to pay for another…
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Excessive House Rent increase?
My landlord has written to give notice of a 7% increase in monthly rent. I am on a 'rolling contract' and have been for two years. 7% seems excessive. Any thoughts?
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Being asked for my "best offer" for renting a property
Wanting to gauge some thoughts from people on this situation. Currently living in a 1-bedroom property (paying £600 per month) within walking distance of work, and with the wife now living with me (she's moved over from abroad), we are looking for somewhere a little bigger and out of the city. Have found a great property…
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Moving in soon what needs to be done?
Will be moving into our first home next week :j:j Do I set up the gas, electricity, water, telephone and council tax now? And then when I get into the property supply them the meter readings? Once I get the keys have the locks changed. Organised moving van for following day to give us a chance to clean up etc. House…
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Pre-exchange checklist
Wondering if there's one of these floating around out there somewhere. I keep reading questions such as those about property condition and other nasty surprises where the answer is 'before exchange, you should have done ____' Fingers, toes, and everything else crossed, at some point I might actually reach the exchange part…
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Having to wait a month before vendors will...
...let us have a damp survey done! Seems they will be away, starting to question how serious they are about wanting to buy somewhere! Nearly 13wks and they asked about us las week to EAs to see how we were feeling about it and whether I was gettined Peeved. I told EA I wasn't peeved as I understood London market very…
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Will we be evicted?
We are currently in a private rental and have been since October 2012 on a 12 month tenancy. Since March 2014 we have been receiving letters for the landlords. I googled return address and is a mortgage collection company. I returned to sender each letter (about 1 a week) and also gave one to letting agent. We have also…
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Search Delay indemnity policy- any use?
Hi, I am buying a property in south London and the council there is taking almost 2.5 months to turnaround the searches. They had staffing issues which were left unresolved and now created a huge backlog. I am concerned this could potentially affect our purchase and seller / estate agent might become restless. I read about…
